Maluco
ActiveSummary
Maluco has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47k and a net result of €-124. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69=
Solvency86▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 0.81 in 2023; short-term debt: 32.7% and cash: 33.8% of total assets), and 38.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.4%
Return on assets
-0.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
28 d early
2022
30 d early
2021
24 d early
2020
22 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€47k▼ 0.3%
2023 · €47k
2018: €30k
2019: €33k
2020: €42k
2021: €46k
2022: €47k
2023: €47k
2018 → 2024
Total assets
€77k▼ 37.3%
2023 · €122k
2018: €82k
2019: €56k
2020: €53k
2021: €64k
2022: €73k
2023: €122k
2018 → 2024
Net result
€-124
2023 · €720
2018: €-2k
2019: €3k
2020: €9k
2021: €3k
2022: €835
2023: €720
2018 → 2024
Working capital
€3k
2023 · €-14k
2018: €-40k
2019: €-4k
2020: €19k
2021: €25k
2022: €20k
2023: €-14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€42k-€46k▲ 7.8%€47k▲ 1.8%€47k▲ 1.5%€47k▼ 0.3%
Operating result€17k-€8k▼ 50.8%€4k▼ 48.8%€5k▲ 24.3%€3k▼ 38.7%
Net result€9k-€3k▼ 64.0%€835▼ 74.6%€720▼ 13.8%€-124
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€48k ▼ 23.3%
Current assets
€28k ▼ 52.2%
Equity and liabilities €77k
Equity
€47k ▼ 0.3%
Debt
€30k ▼ 60.6%
Debt's share of the balance-sheet total falls from 61.4% to 38.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▼
2023 · €20k
Cash flow
€15k▼
2023 · €16k
Current ratio
1.13▲
2023 · 0.81
Debt to equity
0.63▼
2023 · 1.59
ROE
-0.3%▼
2023 · 1.5%
ROA
-0.2%▼
2023 · 0.6%
Interest coverage
6.39▼
2023 · 9.21
Debt ≤ 1 year
€25k▼
2023 · €73k
Income taxes
€580▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€122k€77k▼
Fixed assets21/28€63k€48k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€63k€48k▼
Plant, machinery and equipment23€16k€12k▼
Furniture and vehicles24€47k€36k▼
Current assets29/58€59k€28k▼
Amounts receivable within one year40/41€14k€1k▼
Trade receivables40€4k-
Other amounts receivable41€10k€1k▼
Current investments50/53€13k-
Cash at bank and in hand54/58€27k€26k▼
Deferred charges and accrued income490/1€6k€1k▼
Equity and liabilities
Total equity and liabilities10/49€122k€77k▼
Equity10/15€47k€47k▼
Contributions10/11€19k€19k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€14k€14k▼
Amounts payable17/49€75k€30k▼
Amounts payable within one year42/48€73k€25k▼
Trade debts44€4k€317▼
Suppliers440/4€4k€317▼
Taxes, remuneration and social security45€4k€580▼
Taxes450/3€4k€580▼
Other amounts payable47/48€65k€24k▼
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€2k€492▼
Gross operating margin9900€23k€18k▼
Operating profit (loss)9901€5k€3k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€3k€456▼
Income taxes67/77€2k€580▼
Profit (loss) for the period9904€720€-124▼
Profit (loss) for the period to be appropriated9905€720€-124▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€14k▼
Profit (loss) brought forward from the previous period14P€14k€14k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €9k ▲174%
Operating result €17k, net result €9k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.69
Current ratio from 0.82 to 2.69; short-term debt falls from €23k to €11k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
13-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parklaan 122280 GrobbendonkGround area
3,245 m²
Building footprint
209 m²
Volume, LiDAR
1,100 m³
Parcel 13010E0208/00R002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Marc LUYTEN Bedrijfsrevisor
since 20102.184.622.518
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010E0208/00R002 | Flanders | 3,245 m² | 1 · 209 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANN DE CAUSMAECKER BEDRIJFSREVISOR
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REVISCHOOFS
BE 0775.523.314
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BOGAERT & BOSMANS Bedrijfsrevisoren - Réviseurs d'Entreprises
BE 0870.626.369
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Revvor
BE 0797.620.013
Malle · Eq €45,931
Pascal Daelemans Bedrijfsrevisor
BE 0553.993.427
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Of 944 companies in sector 69203 we hold annual accounts for 659. 427 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.