Checked.be
Active
BE 0463.515.686Private limited company
MALU & CO.
Avenue Henry Boucquéau 3 ·1380 Lasne, Belgium· 28 yrs active
Sector: Other tax advisory services
(69209)
Conclusion
MALU & CO. has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €-3k. Equity is shrinking by ~7.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €113k |
| Net result | €-3k |
| Active | 28 yrs |
| Board | 1 |
Financial profile
45
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
41
Profitability
0
Solvency
53
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1998, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
41
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 15-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~7.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€13k
-7.7%
23-25
€-3k
+82.3%
23-25
€8k
-17.7%
23-25
€289k
-3.4%
23-25
€113k
-2.3%
23-25
€-12k
-30.1%
23-25
€88
+8860.2%
23-25
€174k
-4.2%
23-25
€35k
+6.1%
23-25
€139k
-6.5%
23-25
0.66
-8.5%
23-25
0.66
-8.5%
23-25
39.1%
+1.2%
23-25
1.54
-2.0%
23-25
-2.3%
+81.9%
23-25
-0.9%
+81.7%
23-25
2.76
-19.6%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €13k |
| Net profit | €-3k |
| Cash flow | €8k |
| Staff costs | - |
| Income taxes | €88 |
| Dividends | - |
| Total assets | €289k |
| Equity | €113k |
| Debt | €174k |
| of which ≤ 1y | €35k |
| of which > 1y | €139k |
| Working capital | €-12k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.66 |
| Quick ratio | 0.66 |
| Working capital ratio | -4.0% |
| Solvency | 39.1% |
| Debt / equity | 1.54 |
| Long-term debt ratio | 1.23 |
| Interest coverage | 2.76 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.9% |
| ROE | -2.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €289k |
| Fixed assets | 21/28 | €266k |
| Tangible fixed assets | 22/27 | €266k |
| Current assets | 29/58 | €23k |
| Amounts receivable within one year | 40/41 | €3k |
| Cash & bank | 54/58 | €10k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €289k |
| Equity | 10/15 | €113k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €-40k |
| Provisions & deferred taxes | 16 | €3k |
| Amounts payable | 17/49 | €174k |
| Amounts payable after one year | 17 | €139k |
| Amounts payable within one year | 42/48 | €35k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €16k |
| Operating result | 9901 | €2k |
| Financial income | 75 | €6 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €-3k |
| Income taxes | 67/77 | €88 |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
Directors & mandates
Current directors & mandates
-
Thierry CHARLIERAdministrateur non statutaireState Gazette act 23439181 (29-11-2023)Current29-11-2023 → present
Legal Structure
| NACE primary | Other tax advisory services(69209) |
| Legal form | Private limited company(610) |
| Incorporation | 08-06-1998 |
| Status | Active |
| Postal code | 1380 |
Establishment units
Avenue Henry Boucquéau 3, 1380 Lasne
since 20022.087.521.360
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25087C0466/00C002 | Wallonia | 1,412 m² | 1 · 148 m² | 8.3 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
15-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
13-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
29-11-2023 State Gazette act Statutes amendment
v3.2
18-06-2023 NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
29-06-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
22-06-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
22-06-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
18-06-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06-2018 NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
28-06-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2023
29-11-2023 Articles of association amended
Summary:
v3.2
Technical details
{
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "",
"old": "",
"changed": false
},
"seat_change": {
"changed": false
},
"object_change": {
"changed": false
},
"subject_company": {
"kbo": "0463.515.686",
"name_full": "MALU \u0026 CO"
},
"legal_form_change": {
"new": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
"old": "Soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e",
"changed": false
}
}Credit advice
Company registry (CBE)
Activities
Accountants69201Other tax advisory services6920974124
Names & trade names
| Legal nameFR | MALU & CO. |
Similar companies
DASC
BE 0450.683.378 · Bornem
TOMACO
BE 0418.979.919 · Schoten
L.S. Lifestyle
BE 0762.471.864 · Verlaine
More2Count
BE 1021.549.461 · Erpe-Mere
Bureau CAHAY
BE 0861.303.976 · Vielsalm