MALMIX
ActiveSummary
MALMIX has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.14M and a net result of €108k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 326 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-7
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 2.9 in 2023; short-term debt: 17% and cash: 39.8% of total assets), and 23.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.9%
Return on assets
7.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
13 d late
2022
64 d late
2021
28 d late
2020
29 d late
2019
83 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€1.14M▲ 10.5%
2023 · €1.03M
2018: €1.03M
2019: €831k
2020: €854k
2021: €796k
2022: €841k
2023: €1.03M
2018 → 2024
Total assets
€1.48M▲ 3.5%
2023 · €1.43M
2018: €1.55M
2019: €1.22M
2020: €1.21M
2021: €1.17M
2022: €1.44M
2023: €1.43M
2018 → 2024
Net result
€108k▼ 42.4%
2023 · €187k
2018: €35k
2019: €-194k
2020: €23k
2021: €-59k
2022: €46k
2023: €187k
2018 → 2024
Working capital
€602k▲ 8.2%
2023 · €556k
2018: €320k
2019: €182k
2020: €308k
2021: €314k
2022: €236k
2023: €556k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€854k-€796k▼ 6.9%€841k▲ 5.7%€1.03M▲ 22.2%€1.14M▲ 10.5%
Operating result€27k-€-54k€51k€194k▲ 278%€118k▼ 38.9%
Net result€23k-€-59k€46k€187k▲ 309%€108k▼ 42.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 39% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.48M
Fixed assets
€624k ▲ 8.1%
Current assets
€853k ▲ 0.4%
Equity and liabilities €1.48M
Equity
€1.14M ▲ 10.5%
Debt
€341k ▼ 14.4%
Debt's share of the balance-sheet total falls from 27.9% to 23.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€256k▼
2023 · €342k
Cash flow
€245k▼
2023 · €336k
Current ratio
3.40▲
2023 · 2.90
Quick ratio
3.34▲
2023 · 2.81
Debt to equity
0.30▼
2023 · 0.39
ROE
9.5%▼
2023 · 18.2%
ROA
7.3%▼
2023 · 13.1%
Interest coverage
22.54▼
2023 · 36.92
Debt ≤ 1 year
€251k▼
2023 · €294k
Debt > 1 year
€60k▼
2023 · €100k
Income taxes
€1▲
2023 · €0
Staff costs
€189k▼
2023 · €241k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 56 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.43M€1.48M▲
Fixed assets21/28€577k€624k▲
Tangible fixed assets22/27€577k€624k▲
Land and buildings22€32k€29k▼
Plant, machinery and equipment23€231k€180k▼
Furniture and vehicles24€314k€415k▲
Financial fixed assets28€157€342▲
Current assets29/58€850k€853k▲
Stocks and contracts in progress3€26k€14k▼
Stocks30/36€26k€14k▼
Amounts receivable within one year40/41€229k€232k▲
Trade receivables40€189k€186k▼
Other amounts receivable41€39k€46k▲
Cash at bank and in hand54/58€579k€589k▲
Deferred charges and accrued income490/1€16k€19k▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€1.48M▲
Equity10/15€1.03M€1.14M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€967k€1.07M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€173k€173k=
Distributable reserves133€787k€895k▲
Profit (loss) carried forward14€157€255▲
Amounts payable17/49€399k€341k▼
Amounts payable after more than one year17€100k€60k▼
Financial debts170/4€100k€60k▼
Amounts payable within one year42/48€294k€251k▼
Current portion of amounts payable after more than one year42€40k€40k=
Trade debts44€149k€110k▼
Suppliers440/4€149k€110k▼
Taxes, remuneration and social security45€44-
Remuneration and social security454/9€44-
Other amounts payable47/48€105k€101k▼
Accrued charges and deferred income492/3€5k€30k▲
Income statement
Code20232024
Non-recurring operating income76A€15k€500▼
Remuneration, social security and pensions62€241k€189k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€149k€138k▼
Other operating charges640/8€9k€11k▲
Gross operating margin9900€592k€456k▼
Operating profit (loss)9901€194k€118k▼
Financial income75/76B€3k€796▼
Recurring financial income75€3k€796▼
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€11k▲
Profit (loss) for the period before taxes9903€187k€108k▼
Income taxes67/77€0€1▲
Profit (loss) for the period9904€187k€108k▼
Profit (loss) for the period to be appropriated9905€187k€108k▼
Appropriation of the result
Profit (loss) to be appropriated9906€188k€108k▼
Profit (loss) brought forward from the previous period14P€969€157▼
Transfer to equity691/2€188k€108k▼
To other reserves6921€188k€108k▼
Social balance
Average headcount (FTE)90873.33.0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 13 days late
2023
31-12
Financial
Highest result since 2018net €187k ▲309%
Operating result €194k, net result €187k, both a record.
31-12
Financial
Equity above €1MEq €1.03M ▲22.2%
2 profitable years in a row build equity to €1.03M.
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 64 days late
2022
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 29 days late
2020
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 83 days late
2019
31-12
Financial
Weakest financial yearnet €-194k
Net result drops to €-194k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
Show earlier events
2018
26-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 26 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 1990
Ground area
1.9 ha
Building footprint
896 m²
Volume, LiDAR
6,813 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MALMIX
since 19902.049.555.263
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037A0278/00C002 | Flanders | 1.4 ha | 1 · 655 m² | 11.4 m · 3 fl. |
| 71037A0278/00A002 | Flanders | 5,081 m² | 1 · 241 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 176 companies in sector 23630 we hold annual accounts for 148. 107 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-05-1990
Fiscal year end31-12
Activities, NACEBEL 2025
23630Manufacture of other non-metallic mineral products
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.