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Majicho Finance

Active
Private limited companyfounded 20241 yr activeFabiolalaan 143, 2627 Schelle, BelgiumKBO/BCE: BE 1017.798.432
Summary

Majicho Finance has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €26k. Its solvency ranks better than 57% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
81 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency88
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.58; short-term debt: 37.2% and cash: 3.3% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62.8%
Return on assets
56.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
20 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€29k
Total assets
€46k
Net result
€26k
Working capital
€27k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €45k
Fixed assets €900
Current assets €44k
Equity and liabilities €46k
Equity €29k
Debt €17k
Debt finances 37.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€36k
Cash flow
€27k
Current ratio
2.58
Debt to equity
0.59
ROE
89.7%
ROA
56.4%
Interest coverage
32.26
Debt ≤ 1 year
€17k
Income taxes
€8k
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€46k
Formation expenses20€1k
Fixed assets21/28€900
Tangible fixed assets22/27€900
Furniture and vehicles24€900
Current assets29/58€44k
Amounts receivable after more than one year29€33k
Other amounts receivable291€33k
Amounts receivable within one year40/41€8k
Trade receivables40€8k
Other amounts receivable41€32
Cash at bank and in hand54/58€2k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€46k
Equity10/15€29k
Contributions10/11€3k
Reserves13€26k
Distributable reserves133€26k
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€10k
Taxes450/3€10k
Other amounts payable47/48€997
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€481
Other operating charges640/8€170
Gross operating margin9900€36k
Operating profit (loss)9901€35k
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€34k
Income taxes67/77€8k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Transfer to equity691/2€26k
To other reserves6921€26k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
17-09
State Gazette act Appointment: Majicho Gifts (director)
Permanent representative: Qiaoying Ma3 facts ▸
  • General meeting, eenparigheid van stemmen, benoeming bestuurder
  • Director appointment, Majicho Gifts (director)
  • Permanent representative, Qiaoying Ma (permanent representative)
11-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing

Directors · office · real estate

Directors
1 director, no change since 2026
Majicho Gifts
Director · since 26-06-2026 · Legal entity · perm. rep.: Qiaoying Ma
Current
26-06-2026 Appointed as Director
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fabiolalaan 1432627 Schelle
Ground area
437 m²
Building footprint
107 m²
Volume, LiDAR
617 m³
Parcel 11038A0265/00M003, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Majicho Finance
Fabiolalaan 143, 2627 SchelleOther activities auxiliary to financial services, excluding insurance and pension funding
since 20242.368.211.646
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11038A0265/00M003 Flanders 437 m² 1 · 107 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,103 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.