Maison Quinze
ActiveMaison Quinze has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257k and a net result of €78k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 92% of 2154 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+95
Solvency100▲+36
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 6.13 against 1.39 in 2024; short-term debt: 13.9% and cash: 0.3% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
26.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
on the day
2023
24 d late
2022
4 d early
2021
3 d early
2020
1 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€257k▲ 43.4%
2024 · €179k
2018: €137k
2019: €119k
2020: €116k
2021: €119k
2022: €73k
2023: €231k
2024: €179k
2018 → 2025
Total assets
€298k▼ 34.7%
2024 · €457k
2018: €248k
2019: €216k
2020: €204k
2021: €199k
2022: €800k
2023: €515k
2024: €457k
2018 → 2025
Net result
€78k
2024 · €-52k
2018: €12k
2019: €-18k
2020: €-3k
2021: €3k
2022: €-46k
2023: €158k
2024: €-52k
2018 → 2025
Working capital
€212k▲ 99.3%
2024 · €106k
2018: €63k
2019: €46k
2020: €43k
2021: €44k
2022: €-4k
2023: €164k
2024: €106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€73k▼ 38.6%€231k▲ 216%€179k▼ 22.5%€257k▲ 43.4%
Operating result€3k-€-41k€81k€-40k€87k
Net result€3k-€-46k€158k€-52k€78k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €87k after a loss of €40k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€45k▼ 43.8%
Current assets
€253k▼ 32.8%
Equity and liabilities €298k
Equity
€257k▲ 43.4%
Debt
€41k▼ 85.1%
The debt ratio falls from 60.8% to 13.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▲
2024 · €-29k
Cash flow
€88k▲
2024 · €-42k
Solvency
86.1%▲
2024 · 39.2%
Current ratio
6.13▲
2024 · 1.39
Quick ratio
6.13▲
2024 · 0.14
Debt / equity
0.16▼
2024 · 1.55
ROE
30.3%▲
2024 · -29.0%
ROA
26.1%▲
2024 · -11.4%
Interest coverage
38.28▲
2024 · -2.15
Debt
€41k▼
2024 · €278k
Debt ≤ 1 year
€41k▼
2024 · €271k
Income taxes
€11k▲
2024 · €-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€457k€298k▼
Fixed assets21/28€80k€45k▼
Tangible fixed assets22/27€80k€45k▼
Land and buildings22€80k€45k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€377k€253k▼
Stocks and contracts in progress3€338k-
Contracts in progress37€338k-
Amounts receivable within one year40/41€29k€252k▲
Trade receivables40€4k€4k=
Other amounts receivable41€25k€249k▲
Cash at bank and in hand54/58€9k€761▼
Deferred charges and accrued income490/1€40€94▲
Equity and liabilities
Total equity and liabilities10/49€457k€298k▼
Equity10/15€179k€257k▲
Contributions10/11€68k€68k=
Reserves13€163k€188k▲
Distributable reserves133€163k€188k▲
Profit (loss) carried forward14€-52k-
Amounts payable17/49€278k€41k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€271k€41k▼
Current portion of amounts payable after more than one year42€16k€4k▼
Financial debts43€233k-
Credit institutions430/8€155k-
Other loans439€78k-
Trade debts44€5k€26k▲
Suppliers440/4€5k€26k▲
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€15k€12k▼
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€-28k€99k▲
Operating profit (loss)9901€-40k€87k▲
Financial income75/76B€150€4k▲
Recurring financial income75€150€4k▲
Financial charges65/66B€14k€3k▼
Recurring financial charges65€14k€3k▼
Profit (loss) for the period before taxes9903€-53k€88k▲
Income taxes67/77€-1k€11k▲
Profit (loss) for the period9904€-52k€78k▲
Profit (loss) for the period to be appropriated9905€-52k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€26k▲
Profit (loss) brought forward from the previous period14P€52€-52k▼
Transfer to equity691/2-€26k
To other reserves6921-€26k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €78k
Net result €78k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 6.13
Current ratio from 1.39 to 6.13; short-term debt falls from €271k to €41k.
31-12
Financial
Equity above €200kEq €257k ▲43.4%
Equity rises from €179k to €257k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-52k ▼133%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 24 days late
2023
31-12
Financial
Back to profitnet €158k
Net result €158k after one loss-making year.
31-12
Financial
Equity above €200kEq €231k ▲216%
Equity rises from €73k to €231k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koekoekstraat 153740 Bilzen-HoeseltGround area
926 m²
Building footprint
130 m²
Volume, LiDAR
580 m³
Parcel 73056B0815/00S000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMMO LATHOUWERS
since 19922.058.063.549
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73056B0815/00S000 | Flanders | 926 m² | 1 · 130 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Q-Craft
BE 0869.560.260
Ranst · Eq €257k
FRED CONSTRUCT
BE 0675.625.685
Sint-Joost-ten-Node · Eq €257k
Arclebo
BE 0765.428.978
Hooglede · Eq €257k
BOUWBEDRIJF FEDRIGO
BE 0865.948.989
Heist-op-den-Berg · Eq €257k
EDDRO
BE 0745.403.329
Hamois · Eq €257k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,410 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-1991
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.