MAISON HALLOINT
ActiveMAISON HALLOINT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.68M and a net result of €163k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 90% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days only on tighter terms
Liquidity ample (current ratio 8.74 against 7.66 in 2023; short-term debt: 10.8% and cash: 45.8% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77.7%
Return on assets
4.7%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
111 d late
2022
31 d late
2021
30 d late
2020
201 d late
2019
202 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€163k▼ 46.0%
2023 · €302k
2018: €32k
2019: €68k
2020: €272k
2021: €325k
2022: €654k
2023: €302k
2018 → 2024
Working capital
€2.89M▲ 6.8%
2023 · €2.71M
2018: €1.15M
2019: €1.18M
2020: €1.45M
2021: €1.63M
2022: €2.39M
2023: €2.71M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.39M-€1.56M▲ 11.9%€2.21M▲ 41.9%€2.52M▲ 13.6%€2.68M▲ 6.5%
Operating result€379k-€450k▲ 18.8%€890k▲ 97.7%€481k▼ 46.0%€262k▼ 45.5%
Net result€272k-€325k▲ 19.6%€654k▲ 101%€302k▼ 53.8%€163k▼ 46.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 46% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.45M
Fixed assets
€181k▼ 17.4%
Current assets
€3.27M▲ 4.8%
Equity and liabilities €3.45M
Equity
€2.68M▲ 6.5%
Provisions
€391k▼ 0.8%
Debt
€377k▼ 11.2%
The debt ratio falls from 12.7% to 10.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€307k▼
2023 · €527k
Cash flow
€208k▼
2023 · €348k
Solvency
77.7%▲
2023 · 75.4%
Current ratio
8.74▲
2023 · 7.66
Quick ratio
5.16▲
2023 · 4.65
Debt / equity
0.14▼
2023 · 0.17
ROE
6.1%▼
2023 · 12.0%
ROA
4.7%▼
2023 · 9.1%
Interest coverage
18.44▼
2023 · 43.70
Debt
€377k▼
2023 · €425k
Debt ≤ 1 year
€374k▼
2023 · €407k
Debt > 1 year
€4k▼
2023 · €18k
Income taxes
€94k▼
2023 · €170k
Staff costs
€266k▲
2023 · €219k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.34M€3.45M▲
Fixed assets21/28€219k€181k▼
Tangible fixed assets22/27€209k€171k▼
Land and buildings22€144k€133k▼
Furniture and vehicles24€65k€38k▼
Financial fixed assets28€9k€9k=
Current assets29/58€3.12M€3.27M▲
Stocks and contracts in progress3€1.23M€1.34M▲
Stocks30/36€1.23M€1.34M▲
Amounts receivable within one year40/41€244k€339k▲
Trade receivables40€209k€155k▼
Other amounts receivable41€35k€184k▲
Cash at bank and in hand54/58€1.63M€1.58M▼
Deferred charges and accrued income490/1€17k€11k▼
Equity and liabilities
Total equity and liabilities10/49€3.34M€3.45M▲
Equity10/15€2.52M€2.68M▲
Contributions10/11€19k-
Reserves13€621k€801k▲
Non-distributable reserves130/1€10k€29k▲
Reserves not available under the articles1311€10k€29k▲
Tax-exempt reserves132€301k€292k▼
Distributable reserves133€310k€480k▲
Profit (loss) carried forward14€1.88M€1.88M▲
Provisions and deferred taxes16€394k€391k▼
Provisions for liabilities and charges160/5€310k€310k=
Pensions and similar obligations160€310k€310k=
Deferred taxes168€85k€82k▼
Amounts payable17/49€425k€377k▼
Amounts payable after more than one year17€18k€4k▼
Financial debts170/4€18k€4k▼
Amounts payable within one year42/48€407k€374k▼
Current portion of amounts payable after more than one year42€129k€190k▲
Trade debts44€111k€62k▼
Suppliers440/4€111k€62k▼
Taxes, remuneration and social security45€90k€61k▼
Taxes450/3€87k€55k▼
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€77k€62k▼
Accrued charges and deferred income492/3€326-
Income statement
Code20232024
Remuneration, social security and pensions62€219k€266k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€45k▼
Other operating charges640/8€7k€11k▲
Gross operating margin9900€753k€584k▼
Operating profit (loss)9901€481k€262k▼
Financial income75/76B€1k€9k▲
Recurring financial income75€1k€9k▲
Financial charges65/66B€12k€17k▲
Recurring financial charges65€12k€17k▲
Non-recurring financial charges66B€23€103▲
Profit (loss) for the period before taxes9903€470k€254k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€170k€94k▼
Profit (loss) for the period9904€302k€163k▼
Transfer from tax-exempt reserves789€9k€9k=
Profit (loss) for the period to be appropriated9905€311k€172k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.19M€2.05M▼
Profit (loss) brought forward from the previous period14P€1.88M€1.88M▲
Transfer to equity691/2€310k€170k▼
To other reserves6921€310k€170k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 92 days late
2024
19-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 111 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €654k ▲101%
Operating result €890k, net result €654k, both a record.
31-12
Financial
Equity above €2MEq €2.21M ▲41.9%
5 profitable years in a row build equity to €2.21M.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 201 days late
2021
18-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 202 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
24-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 116 days late
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 114 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Philippeville 3126001 CharleroiGround area
7,076 m²
Building footprint
138 m²
Volume, LiDAR
1,317 m³
2 parcels, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Avenue de Philippeville 312, 6001 Charleroi
since 19882.038.480.041
MAISON HALLOINT
since 20182.281.564.912
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56030B0171/00B000 | Wallonia | 6,813 m² | 1 · 27 m² | 5.9 m · 1 fl. |
| 52045A0647/00H000 | Wallonia | 263 m² | 1 · 111 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,962 companies in sector 47120 we hold annual accounts for 2,187. 544 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-1988
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47191Retail trade
47521Retail sale of hardware, building materials, paint and glass (general range)
52122
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.