MAISON DU JARDIN
ActiveSummary
MAISON DU JARDIN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €915k and a net result of €237k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+19
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 13.2 against 22.27 in 2024; short-term debt: 7.5% and cash: 26.5% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
24%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
27 d late
2023
23 d late
2022
31 d late
2021
30 d late
2020
29 d late
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€915k▲ 19.4%
2024 · €766k
2018: €419k
2019: €495k
2020: €569k
2021: €654k
2022: €656k
2023: €777k
2024: €766k
2018 → 2025
Total assets
€990k▲ 23.6%
2024 · €801k
2018: €508k
2019: €573k
2020: €634k
2021: €706k
2022: €688k
2023: €833k
2024: €801k
2018 → 2025
Net result
€237k▲ 217%
2024 · €75k
2018: €86k
2019: €88k
2020: €86k
2021: €97k
2022: €79k
2023: €193k
2024: €75k
2018 → 2025
Working capital
€908k▲ 24.3%
2024 · €731k
2018: €341k
2019: €408k
2020: €456k
2021: €540k
2022: €554k
2023: €747k
2024: €731k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€654k-€656k▲ 0.3%€777k▲ 18.5%€766k▼ 1.4%€915k▲ 19.4%
Operating result€132k-€106k▼ 20.2%€264k▲ 150%€88k▼ 66.5%€317k▲ 258%
Net result€97k-€79k▼ 19.1%€193k▲ 146%€75k▼ 61.2%€237k▲ 217%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 258% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €990k
Fixed assets
€7k ▼ 80.0%
Current assets
€983k ▲ 28.5%
Equity and liabilities €990k
Equity
€915k ▲ 19.4%
Debt
€74k ▲ 117%
Debt's share of the balance-sheet total rises from 4.3% to 7.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€326k▲
2024 · €96k
Cash flow
€246k▲
2024 · €83k
Current ratio
13.20▼
2024 · 22.27
Quick ratio
12.96▼
2024 · 21.79
Debt to equity
0.08▲
2024 · 0.04
ROE
25.9%▲
2024 · 9.8%
ROA
24.0%▲
2024 · 9.4%
Interest coverage
817.39▲
2024 · 308.23
Debt ≤ 1 year
€74k▲
2024 · €34k
Income taxes
€99k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€801k€990k▲
Fixed assets21/28€36k€7k▼
Tangible fixed assets22/27€36k€7k▼
Land and buildings22€20k-
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€14k€6k▼
Current assets29/58€765k€983k▲
Stocks and contracts in progress3€16k€18k▲
Stocks30/36€16k€18k▲
Amounts receivable within one year40/41€52€2k▲
Trade receivables40€52€284▲
Other amounts receivable41-€1k
Current investments50/53€575k€700k▲
Cash at bank and in hand54/58€172k€262k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€801k€990k▲
Equity10/15€766k€915k▲
Contributions10/11€20k€20k=
Reserves13€746k€895k▲
Distributable reserves133€746k€895k▲
Amounts payable17/49€34k€74k▲
Amounts payable within one year42/48€34k€74k▲
Trade debts44€50€9▼
Suppliers440/4€50€9▼
Taxes, remuneration and social security45€1k€33k▲
Taxes450/3€1k€33k▲
Other amounts payable47/48€33k€41k▲
Income statement
Code20242025
Non-recurring operating income76A€450€230k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€99k€328k▲
Operating profit (loss)9901€88k€317k▲
Financial income75/76B€11k€20k▲
Recurring financial income75€11k€20k▲
Financial charges65/66B€312€399▲
Recurring financial charges65€312€399▲
Profit (loss) for the period before taxes9903€99k€337k▲
Income taxes67/77€24k€99k▲
Profit (loss) for the period9904€75k€237k▲
Profit (loss) for the period to be appropriated9905€75k€237k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€237k▲
Transfer from equity791/2€74k€76k▲
Transfer to equity691/2€63k€225k▲
To other reserves6921€63k€225k▲
Profit to be distributed694/7€86k€88k▲
Return on contributions (dividend)694€74k€76k▲
Directors or managers695€12k€12k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €237k ▲217%
Operating result €317k, net result €237k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €75k ▼61.2%
Net result drops to €75k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Equity above €500kEq €569k ▲14.9%
3 profitable years in a row build equity to €569k.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Veldstraat 301700 DilbeekGround area
3,656 m²
Building footprint
298 m²
Volume, LiDAR
1,618 m³
Parcel 23074A0310/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lange Veldstraat 30, 1700 Dilbeek
since 20122.208.671.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23074A0310/00C000 | Flanders | 3,656 m² | 1 · 298 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OBIN
BE 0837.735.451
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BE 0808.604.866
Pittem · Eq €919k
MINE & CO
BE 0432.764.114
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MOREAU - DRUINE
BE 0431.756.601
Pont-à-Celles · Eq €924k
GARDENFORUM
BE 0448.152.668
Tongeren-Borgloon · Eq €904k
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 685 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.