Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
0 of 3 acts readfiscal year 2026 expected by 31-07-2027
2026
28-05-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
05-10-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Financials
Equity€-37k
2023: €60k
2024: €12k
Total assets€111k-16.8%
2023: €161k
2024: €134k
Net result€-35k+26.7%
2023: €889
2024: €-48k
Working capital€-30k
2023: €56k
2024: €13k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schema€-16k
+34.4%
23-25
€-18k
+34.1%
23-25
1
-10.0%
23-25
€16k
-3.9%
23-25
€285
+2.7%
23-25
€14k
-
23-25
€149k
+21.9%
23-25
€108k
+37.5%
23-25
€36k
-16.4%
23-25
0.72
-38.7%
23-25
0.26
-21.8%
23-25
-33.5%
-
23-25
-3.98
-
23-25
94.7%
-
23-25
-31.8%
+12.0%
23-25
-4.79
+17.9%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €-16k |
| Net profit | €-35k |
| Cash flow | €-18k |
| Staff costs | €16k |
| Income taxes | €285 |
| Dividends | €14k |
| Total assets | €111k |
| Equity | €-37k |
| Debt | €149k |
| of which ≤ 1y | €108k |
| of which > 1y | €36k |
| Working capital | €-30k |
| Employees (FTE) | 0.9 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.72 |
| Quick ratio | 0.26 |
| Working capital ratio | -27.4% |
| Solvency | -33.5% |
| Debt / equity | -3.98 |
| Long-term debt ratio | -0.95 |
| Interest coverage | -4.79 |
| Gross margin | - |
| Net margin | - |
| ROA | -31.8% |
| ROE | 94.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €111k |
| Fixed assets | 21/28 | €34k |
| Intangible fixed assets | 21 | €3k |
| Tangible fixed assets | 22/27 | €30k |
| Financial fixed assets | 28 | €125 |
| Current assets | 29/58 | €78k |
| Stocks & contracts in progress | 3 | €49k |
| Amounts receivable within one year | 40/41 | €22k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €111k |
| Equity | 10/15 | €-37k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €28k |
| Accumulated profits (losses) | 14 | €-84k |
| Amounts payable | 17/49 | €149k |
| Amounts payable after one year | 17 | €36k |
| Amounts payable within one year | 42/48 | €108k |
| Trade debts payable within one year | 44 | €38k |
| Income statement | ||
| Gross operating margin | 9900 | €395 |
| Operating result | 9901 | €-32k |
| Financial income | 75 | €584 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-35k |
| Income taxes | 67/77 | €285 |
| Net result for the period | 9904 | €-35k |
| Result to be appropriated | 9905 | €-35k |
Signals
1 signal
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 28-05-2026 | 64 d early | 2026-00124373 |
| 31-12-2024 | 31-07-2025 | 12-08-2025 | 12 d late | 2025-00373841 |
| 31-12-2023 | 31-07-2024 | 12-08-2024 | 12 d late | 2024-00353239 |
| 31-12-2022 | 31-07-2023 | 29-08-2023 | 29 d late | 2023-00404688 |
| 31-12-2021 | 31-07-2022 | 22-08-2022 | 22 d late | 2022-20313947 |
| 31-12-2020 | 31-07-2021 | 30-09-2021 | 61 d late | 2021-69700276 |
| 31-12-2019 | 31-07-2020 | 05-10-2020 | 66 d late | 2020-59000218 |
| 31-12-2018 | 31-07-2019 | 11-07-2019 | 20 d early | 2019-31800414 |
| 31-12-2017 | 31-07-2018 | 29-08-2018 | 29 d late | 2018-55800233 |
| 31-12-2016 | 31-07-2017 | 22-06-2017 | 39 d early | 2017-20100580 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Establishment units
1 locationMaison Demez
since 20122.207.545.794
Parcels1
Ground area1,285 m²
Buildings1
Building footprint135 m²
Volume (LiDAR)887 m³
Tallest building8.5 m · ±2 fl.
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63077B0210/00C003 | Wallonia | 1,285 m² | 1 · 135 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
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How this selection is made
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 184 of the 1,415 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Wholesale of other food products46389Other retail sale of new goods47789Wholesale trade46360Wholesale of other household goods46499Retail sale of beverages, general range47252Retail sale of household textiles and bedding47512Retail trade47740Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses47741