MAB Lommel
ActiveSummary
The computed 12-month bankruptcy probability of MAB Lommel is 1.8% (moderate). The 2025 annual accounts show equity of €93k and a net result of €39k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 72% of 27786 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency92▼-8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 5.54 in 2024; short-term debt: 32.9% and cash: 93.4% of total assets), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
28%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
66 d early
2024
33 d early
2023
29 d early
2022
28 d early
2021
37 d early
2020
32 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k=
2024 · €93k
2019: €39k
2020: €43k
2021: €53k
2022: €73k
2023: €87k
2024: €93k
2019 → 2025
Total assets
€138k▲ 22.5%
2024 · €113k
2019: €89k
2020: €112k
2021: €98k
2022: €117k
2023: €113k
2024: €113k
2019 → 2025
Net result
€39k▲ 591%
2024 · €6k
2019: €38k
2020: €4k
2021: €11k
2022: €20k
2023: €14k
2024: €6k
2019 → 2025
Working capital
€91k▲ 0.8%
2024 · €91k
2019: €19k
2020: €24k
2021: €41k
2022: €65k
2023: €84k
2024: €91k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€73k▲ 37.1%€87k▲ 19.0%€93k▲ 6.4%€93k=
Operating result€16k-€28k▲ 79.4%€20k▼ 29.2%€8k▼ 59.9%€48k▲ 497%
Net result€11k-€20k▲ 86.8%€14k▼ 29.8%€6k▼ 59.7%€39k▲ 591%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 497% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€1k ▼ 37.8%
Current assets
€137k ▲ 23.6%
Equity and liabilities €138k
Equity
€93k =
Debt
€45k ▲ 127%
Debt's share of the balance-sheet total rises from 17.7% to 32.9%. Debt is higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €9k
Cash flow
€39k▲
2024 · €7k
Current ratio
3.02▼
2024 · 5.54
Debt to equity
0.49▲
2024 · 0.22
ROE
41.7%▲
2024 · 6.0%
ROA
28.0%▲
2024 · 5.0%
Interest coverage
380.13▲
2024 · 33.53
Debt ≤ 1 year
€45k▲
2024 · €20k
Income taxes
€10k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€113k€138k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€111k€137k▲
Amounts receivable within one year40/41€29k€8k▼
Trade receivables40€24k€6k▼
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€81k€129k▲
Deferred charges and accrued income490/1€250-
Equity and liabilities
Total equity and liabilities10/49€113k€138k▲
Equity10/15€93k€93k=
Contributions10/11€1k€1k=
Reserves13€92k€92k=
Distributable reserves133€92k€92k=
Amounts payable17/49€20k€45k▲
Amounts payable within one year42/48€20k€45k▲
Trade debts44€16k€4k▼
Suppliers440/4€16k€4k▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€4k€39k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€903€749▼
Other operating charges640/8€747€858▲
Gross operating margin9900€10k€50k▲
Operating profit (loss)9901€8k€48k▲
Financial income75/76B€106€93▼
Recurring financial income75€106€93▼
Financial charges65/66B€269€129▼
Recurring financial charges65€269€129▼
Profit (loss) for the period before taxes9903€8k€48k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€6k€39k▲
Profit (loss) for the period to be appropriated9905€6k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€39k▲
Transfer to equity691/2€6k-
To other reserves6921€6k-
Profit to be distributed694/7-€39k
Return on contributions (dividend)694-€37k
Directors or managers695-€2k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €39k ▲591%
Net result €39k, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼88.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Leopoldlaan 1473920 LommelGround area
884 m²
Building footprint
375 m²
Volume, LiDAR
1,591 m³
Parcel 72020C0255/00L000, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MAB Lommel
since 20192.294.117.108
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0255/00L000 | Flanders | 884 m² | 1 · 375 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MENUISERIE Guy Lainé SPRL
BE 0806.960.321
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BE 0463.715.527
Hamme (Vl.) · Eq €92,685
Benjamin Zubrycki
BE 1014.751.246
Wanze · Eq €92,748
Vastgoed 21
BE 0878.064.289
Stabroek · Eq €92,755
A.S. KEUKENS
BE 0466.560.793
Zandhoven · Eq €92,659
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,694 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.