MAAMLU
ActiveMAAMLU is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6k and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 7974 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7974 sector peers (2025).
NBB · sector comparisonPosition among 7974 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
53 d early
2024
18 d late
2023
58 d early
2022
30 d late
2021
24 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-6k
2020: €-12k
2021: €-23k
2022: €-16k
2023: €122
2024: €-6k
2020 → 2025
Net result
€13k
2024 · €-7k
2020: €-15k
2021: €-11k
2022: €7k
2023: €16k
2024: €-7k
2020 → 2025
Total assets
€38k▲ 33.6%
2024 · €29k
2020: €17k
2021: €27k
2022: €31k
2023: €28k
2024: €29k
2020 → 2025
Solvency
16.3%▲ 38.6pp
2024 · -22.4%
2020: -71.8%
2021: -85.5%
2022: -50.7%
2023: 0.4%
2024: -22.4%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-23k-€-16k▲ 31.7%€122€-6k€6k
Operating result€-10k-€15k€18k▲ 19.0%€943▼ 94.8%€19k▲ 1,875%
Net result€-11k-€7k€16k▲ 117%€-7k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,875% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€10k▼ 10.6%
Current assets
€28k▲ 61.4%
Equity and liabilities €38k
Equity
€6k
Debt
€32k
Debt finances 83.7% of the balance-sheet total.
Key figures and ratios
Solvency
16.3%▲
2024 · -22.4%
ROE
203.2%▲
2024 · 101.9%
ROA
33.0%▲
2024 · -22.8%
Debt
€32k▼
2024 · €35k
Debt ≤ 1 year
€32k▼
2024 · €34k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€38k▲
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€8k€7k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€1k€1k▼
Other tangible fixed assets26€0-
Financial fixed assets28€3k€3k=
Current assets29/58€18k€28k▲
Amounts receivable within one year40/41€4k€14k▲
Trade receivables40€963€14k▲
Other amounts receivable41€3k€575▼
Current investments50/53€1k€0▼
Cash at bank and in hand54/58€11k€10k▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€29k€38k▲
Equity10/15€-6k€6k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-9k€4k▲
Amounts payable17/49€35k€32k▼
Amounts payable within one year42/48€34k€32k▼
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Taxes, remuneration and social security45€20k€14k▼
Taxes450/3€20k€14k▼
Other amounts payable47/48€10k€6k▼
Accrued charges and deferred income492/3€948€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€667€907▲
Non-recurring operating charges66A€5k€0▼
Gross operating margin9900€10k€23k▲
Operating profit (loss)9901€943€19k▲
Financial income75/76B€0€48▲
Recurring financial income75€0€48▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-2k€15k▲
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€-7k€13k▲
Profit (loss) for the period to be appropriated9905€-7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€4k▲
Profit (loss) brought forward from the previous period14P€-2k€-9k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €16k ▲117%
Net result €16k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Filips de Goedelaan 128000 BruggeGround area
181 m²
Building footprint
93 m²
Volume, LiDAR
827 m³
Parcel 31808M0538/00H002, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MAAMLU
since 20192.288.876.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808M0538/00H002 | Flanders | 181 m² | 1 · 93 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 3,749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.