M7
ActiveM7 has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €181k and a net result of €-11k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 2286 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 23.19 against 55.73 in 2023), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
96.9%
Return on assets
-5.9%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
18 d late
2023
31 d late
2022
359 d late
2021
93 d late
2020
19 d late
2019
83 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€181k▼ 5.7%
2023 · €192k
2018: €267k
2019: €260k
2020: €250k
2021: €206k
2022: €200k
2023: €192k
2018 → 2024
Total assets
€187k▼ 3.9%
2023 · €194k
2018: €271k
2019: €266k
2020: €254k
2021: €207k
2022: €202k
2023: €194k
2018 → 2024
Net result
€-11k▼ 41.8%
2023 · €-8k
2018: €-7k
2019: €-8k
2020: €-10k
2021: €-44k
2022: €-7k
2023: €-8k
2018 → 2024
Working capital
€129k▼ 0.5%
2023 · €130k
2018: €154k
2019: €157k
2020: €157k
2021: €124k
2022: €127k
2023: €130k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€250k-€206k▼ 17.4%€200k▼ 3.2%€192k▼ 3.9%€181k▼ 5.7%
Operating result€-12k-€-46k▼ 280%€-9k▲ 80.0%€-10k▼ 11.8%€-14k▼ 33.7%
Net result€-10k-€-44k▼ 337%€-7k▲ 84.7%€-8k▼ 16.3%€-11k▼ 41.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2024 against €10k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €187k
Fixed assets
€52k▼ 16.7%
Current assets
€135k▲ 2.1%
Equity and liabilities €187k
Equity
€181k▼ 5.7%
Debt
€6k▲ 145%
The debt ratio rises from 1.2% to 3.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2023 · €35
Cash flow
€-686▼
2023 · €3k
Solvency
96.9%▼
2023 · 98.8%
Current ratio
23.19▼
2023 · 55.73
Quick ratio
23.19▼
2023 · 55.73
Debt / equity
0.03▲
2023 · 0.01
ROE
-6.1%▼
2023 · -4.0%
ROA
-5.9%▼
2023 · -4.0%
Interest coverage
-14.85▼
2023 · 0.16
Debt
€6k▲
2023 · €2k
Debt ≤ 1 year
€6k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€194k€187k▼
Fixed assets21/28€62k€52k▼
Tangible fixed assets22/27€62k€52k▼
Land and buildings22€62k€52k▼
Current assets29/58€132k€135k▲
Amounts receivable after more than one year29€102k€104k▲
Other amounts receivable291€102k€104k▲
Amounts receivable within one year40/41€14k€18k▲
Trade receivables40-€3k
Other amounts receivable41€14k€14k▲
Cash at bank and in hand54/58€17k€13k▼
Deferred charges and accrued income490/1€228-
Equity and liabilities
Total equity and liabilities10/49€194k€187k▼
Equity10/15€192k€181k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€184k€173k▼
Amounts payable17/49€2k€6k▲
Amounts payable within one year42/48€2k€6k▲
Financial debts43-€370
Credit institutions430/8-€370
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€64-
Taxes450/3€64-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€348€581▲
Gross operating margin9900€383€-3k▼
Operating profit (loss)9901€-10k€-14k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€216€231▲
Recurring financial charges65€216€231▲
Profit (loss) for the period before taxes9903€-8k€-11k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-8k€-11k▼
Profit (loss) for the period to be appropriated9905€-8k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€184k€173k▼
Profit (loss) brought forward from the previous period14P€192k€184k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 359 days late
2022
01-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 93 days late
2021
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 205.57
Current ratio from 38.54 to 205.57; short-term debt falls from €4k to €605.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 148 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 155 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Boneffe(F) 141350 Orp-JaucheGround area
1,721 m²
Building footprint
171 m²
Parcel 25029A0526/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
M7
since 20082.169.684.419
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25029A0526/00N000 | Wallonia | 1,721 m² | 1 · 171 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,714 companies in sector 63100 we hold annual accounts for 1,267. 964 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2008
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.