M2O & CO
ActiveM2O & CO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
0
/ 100
Critical▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency33=
Growth38=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.23 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-229.1%
Return on assets
71.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 11200 sector peers (2025).
NBB · sector comparisonPosition among 11200 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
57 d early
2023
26 d late
2022
59 d early
2021
24 d early
2020
13 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€45k▼ 37.6%
2019 · €72k
2018: €63k
2019: €72k
2018 → 2020
EBIT margin
-35.0%▼ 36.0pp
2019 · 1.0%
2018: -3.0%
2019: 1.0%
2018 → 2020
Net result
€4k▼ 3.4%
2024 · €4k
2018: €-2k
2019: €638
2020: €-16k
2021: €40k
2022: €-27k
2023: €-11k
2024: €4k
2018 → 2025
Working capital
€-15k▲ 21.7%
2024 · €-20k
2018: €3k
2019: €8k
2020: €-8k
2021: €31k
2022: €5k
2023: €-24k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€8k▼ 77.4%€-22k€-18k▲ 19.8%€-13k▲ 23.9%
Operating result€40k-€-27k€-11k▲ 58.2%€5k€5k▼ 5.3%
Net result€40k-€-27k€-11k▲ 58.0%€4k€4k▼ 3.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€2k=
Current assets
€4k▼ 28.1%
Key figures and ratios
Solvency
-229.1%▲
2024 · -236.7%
Current ratio
0.21▼
2024 · 0.23
Quick ratio
0.20▼
2024 · 0.21
Debt / equity
-1.44▼
2024 · -1.42
ROE
-31.4%▼
2024 · -24.7%
ROA
71.9%▲
2024 · 58.5%
Debt
€19k▼
2024 · €25k
Debt ≤ 1 year
€19k▼
2024 · €25k
Staff costs
€461▲
2024 · €-323
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€6k▼
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€6k€4k▼
Stocks and contracts in progress3€355€230▼
Stocks30/36€355€230▼
Amounts receivable within one year40/41-€1k
Other amounts receivable41-€1k
Cash at bank and in hand54/58€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€7k€6k▼
Equity10/15€-18k€-13k▲
Profit (loss) carried forward14€-18k€-13k▲
Amounts payable17/49€25k€19k▼
Amounts payable within one year42/48€25k€19k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€21k€18k▼
Taxes450/3€12k€14k▲
Remuneration and social security454/9€10k€5k▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€-323€461▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€203-
Other operating charges640/8€4k€1k▼
Gross operating margin9900€9k€6k▼
Operating profit (loss)9901€5k€5k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€472€360▼
Recurring financial charges65€472€360▼
Profit (loss) for the period before taxes9903€4k€4k▼
Profit (loss) for the period9904€4k€4k▼
Profit (loss) for the period to be appropriated9905€4k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-13k▲
Profit (loss) brought forward from the previous period14P€-22k€-18k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-27k ▼168%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 2.08
Current ratio from 0.54 to 2.08.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
31-12
Financial
Back to profitnet €638
Net result €638 after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 24 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 41 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hubert Goffin 104460 Grâce-HollogneGround area
314 m²
Building footprint
143 m²
Volume, LiDAR
1,371 m³
2 parcels, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
M2O & CO
since 20152.247.732.696
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0671/00X004 | Wallonia | 188 m² | 1 · 73 m² | 8.6 m · 3 fl. |
| 64074C0856/00L003 | Wallonia | 126 m² | 1 · 70 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,733 companies in sector 46150 we hold annual accounts for 750. 334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2015
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46190Agents in non-specialised wholesale trade
46480Wholesale trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.