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Complete company report
Generated 10-08-2026
Active BE 0447.426.356Public limited company

M-Techno

Mechelsesteenweg 307 ·2550 Kontich, Belgium· 34 yrs active
Sector: Wholesale trade (46711)
Conclusion Checked

The computed 12-month bankruptcy probability of M-Techno is 0.9% (low). The 2022 annual accounts show equity of €32k and a net result of €-17k. Equity is shrinking by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 780 sector peers (fiscal year 2022). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €32k
Net result €-17k
Better than sector 39%
Active 34 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health45Profitability0Solvency29Growth22Stability100
39 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 45
Profitability 0
Solvency 29
Growth 22
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2022 · computed
45 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 24-06-2024 with the NBB · fiscal year 2022 · verkort
€-250k€0€250k€500k€750kRevenue 2018: €859k€859kOperating result 2018: €55k€55kNet result 2018: €321€321Revenue 2020: €61k€61kOperating result 2020: €7k€7kNet result 2020: €3k€3kRevenue 2021: €20k€20kOperating result 2021: €-23k€-23kNet result 2021: €-27k€-27kRevenue 2022: €61k€61kOperating result 2022: €-9k€-9kNet result 2022: €-17k€-17k2018202020212022
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~26.5%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€20k€40k€60k€80k2023: €25k (€11k - €39k)2024: €18k (€0 - €41k)2025: €14k (€0 - €45k)2018: €71k2020: €76k2021: €49k2022: €32k2018202020212022202320242025
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2022 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 16.7% 26.4%
better than 39% of 780 sector peers
Net result €-17k €32k
better than 19% of 782 sector peers
Equity €32k €188k
better than 25% of 782 sector peers
Gross operating margin €-6k €206k
better than 9% of 781 sector peers
Total assets €193k €975k
better than 16% of 780 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€61k
+202.6% -100% vs sector
EBITDA
€-23k
- far below sector median
Net profit
€-17k
+38.8% far below sector median
Cash flow
€-27k
- far below sector median
Total assets
€193k
+11.1% -28% vs sector
Equity
€32k
-34.2% -22% vs sector
Working capital
€46k
-19.6% +12% vs sector
Employees (FTE)
0
-100.0% 18-22
Staff costs
€1k
- -84% vs sector
Income taxes
€7k
+103.9% +7% vs sector
Debt
€161k
+28.9% -26% vs sector
Debt ≤ 1y
€147k
+27.5% -32% vs sector
Current ratio
1.31
-12.3% +3% vs sector
Quick ratio
1.30
-13.1% +2% vs sector
Solvency
16.7%
-40.8% -16% vs sector
Debt / equity
4.98
+95.9% +24% vs sector
ROE
-52.0%
+7.0% far below sector median
ROA
-8.7%
+44.9% far below sector median
Net margin
-27.6%
+79.8% far below sector median
EBITDA margin
-112.2%
- far below sector median
Interest coverage
-38.68
- far below sector median
Figures by fiscal year
Fiscal year2022
Revenue€61k
EBITDA-
Net profit€-17k
Cash flow-
Staff costs-
Income taxes€7k
Dividends-
Total assets€193k
Equity€32k
Debt€161k
of which ≤ 1y€147k
of which > 1y-
Working capital€46k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.31
Quick ratio1.30
Working capital ratio23.9%
Solvency16.7%
Debt / equity4.98
Long-term debt ratio-
Interest coverage-
Gross margin-10.9%
Net margin-27.6%
ROA-8.7%
ROE-52.0%
EBITDA margin-
Days sales outstanding122d
Days payable outstanding597d
Inventory turnover36.22
Days inventory (DSI)10d
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€193k
Current assets 29/58€193k
Stocks & contracts in progress 3€2k
Amounts receivable within one year 40/41€185k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€193k
Equity 10/15€32k
Contributions / capital 10/11€62k
Accumulated profits (losses) 14€-30k
Amounts payable 17/49€161k
Amounts payable within one year 42/48€147k
Trade debts payable within one year 44€110k
Income statement
Turnover 70€61k
Gross operating margin 9900€-6k
Operating result 9901€-9k
Financial charges 65€582
Result before taxes 9903€-10k
Income taxes 67/77€7k
Net result for the period 9904€-17k
Result to be appropriated 9905€-17k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46711)
Legal form Public limited company(014)
Incorporation13-05-1992
StatusActive
Postal code2550
Establishment units 1 location
M-TECHNO
Mechelsesteenweg 307, 2550 KontichGroothandel in onderdelen en accessoires van auto's
since 19922.058.474.117
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11602E0097/00F000 Flanders 1.6 ha 1 · 6,799 m² 15.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-08-2025
State Gazette act Director changes
Frank Liesse
2024
24-06-2024
NBB filing Annual accounts filed
fiscal year 2022 · verkort
24-06-2024
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2022
14-06-2022
NBB filing Annual accounts filed
fiscal year 2020 · micro
18-03-2022
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
31-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
14-01-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
11-01-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
13-01-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
30-01-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
12-08-2025 2 directors appointed, 3 resigning Director changes·Frank Liesse
  • VAN GAEL Rudiger, Bestuurder
  • Marlène Lelieur, Commissaris
  • VAN GAEL Rudiger, Bestuurder
  • RVG HOLD, Bestuurder
  • BVG-HOLD, Bestuurder
Notary: Frank Liesse · AntwerpenFirm: Celis & Liesse
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Groothandel in motorvoertuigen50101
Primary activity highlighted.
Names & trade names
Legal nameNL M-Techno
Registered office
Mechelsesteenweg 307
2550 Kontich, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative