M-serviceS
ActiveSummary
M-serviceS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €45k. Its solvency ranks better than 17% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency40
Growth-
Track record85
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.99; short-term debt: 84.9% and cash: 53.1% of total assets), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
62.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
63 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€11k
Total assets
€73k
Net result
€45k
Working capital
€-760
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €73k
Fixed assets
€12k
Current assets
€61k
Equity and liabilities €73k
Equity
€11k
Debt
€62k
Debt finances 84.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€63k
Cash flow
€51k
Current ratio
0.99
Debt to equity
5.61
ROE
412.6%
ROA
62.4%
Debt ≤ 1 year
€62k
Income taxes
€12k
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet
Code2025
Assets
Total assets20/58€73k
Fixed assets21/28€12k
Tangible fixed assets22/27€12k
Plant, machinery and equipment23€6k
Furniture and vehicles24€6k
Current assets29/58€61k
Amounts receivable within one year40/41€22k
Trade receivables40€20k
Other amounts receivable41€3k
Cash at bank and in hand54/58€39k
Deferred charges and accrued income490/1€82
Equity and liabilities
Total equity and liabilities10/49€73k
Equity10/15€11k
Contributions10/11€500
Outside capital11€500
Other1109/19€500
Reserves13€10k
Distributable reserves133€10k
Amounts payable17/49€62k
Amounts payable within one year42/48€62k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€51k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€2k
Gross operating margin9900€65k
Operating profit (loss)9901€58k
Financial income75/76B€75
Recurring financial income75€75
Profit (loss) for the period before taxes9903€58k
Income taxes67/77€12k
Profit (loss) for the period9904€45k
Profit (loss) for the period to be appropriated9905€45k
Appropriation of the result
Profit (loss) to be appropriated9906€45k
Transfer from equity791/2€10k
Transfer to equity691/2€68
To the legal reserve6920€68
Profit to be distributed694/7€56k
Return on contributions (dividend)694€56k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-09
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 28-08-2026
- Registered-office move, Oud-Strijderslaan 1, 3150 Haacht
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oud-Strijderslaan 13150 HaachtGround area
441 m²
Building footprint
97 m²
Volume, LiDAR
167 m³
Parcel 24033D0351/00H000, Flanders · tallest building 7.9 m. Linked by address, not a title deed.
1 establishment unit
M-serviceS
since 20142.233.930.982
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24033D0351/00H000 | Flanders | 441 m² | 1 · 97 m² | 7.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A-INTELLIGENCE
BE 0717.571.158
Antwerpen · Eq €10,992
FIDEL Accountants
BE 0785.618.836
Aalst · Eq €11,000
CF CONSEIL
BE 0791.524.552
Anderlecht · Eq €10,941
FID CONSULT
BE 1010.571.635
Tienen · Eq €11,078
Fiduciaire DIAS
BE 0731.675.057
Seraing · Eq €11,079
Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 3,256 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2014
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:marleen.springael@telenet.be
E-mail:mservices@telenet.be