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M-EXACT

Active
Private limited company·Algemene bouw van residentiële gebouwen· 2 yrs active
Breughelpark 17 ·1731 Asse, Belgium
KBO/BCE: BE 1006.204.061
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Age2 yrs
Real estate1 parcel · 1.1 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of M-EXACT is 2.3% (moderate). The 2025 annual accounts show equity of €11k and a net result of €9k. Its solvency ranks better than 45% of 52 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 05-01-2026 26 d early 2026-00000643

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€462k
EBIT margin2.5%
Net result€9k
Working capital€-29k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 05-01-2026 with the NBB · fiscal year 2025 · volledig
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 26.8% 32.8%
better than 45% of 52 sector peers
Net result €9k €24k
better than 35% of 52 sector peers
Equity €11k €72k
better than 16% of 52 sector peers
Gross operating margin €23k €50k
better than 34% of 47 sector peers
Total assets €42k €409k
better than 10% of 52 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositvolledig
Revenue€462k
EBITDA€22k
Net profit€9k
Cash flow€19k
Staff costs€711
Income taxes€2k
Dividends-
Total assets€42k
Equity€11k
Debt€31k
of which ≤ 1y€31k
of which > 1y-
Working capital€-29k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.05
Quick ratio0.05
Working capital ratio-69.8%
Solvency26.8%
Debt / equity2.73
Long-term debt ratio-
Interest coverage98.60
Gross margin4.9%
Net margin2.0%
ROA22.0%
ROE82.2%
EBITDA margin4.7%
Days sales outstanding0d
Days payable outstanding6d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€42k
Fixed assets 21/28€40k
Tangible fixed assets 22/27€40k
Current assets 29/58€1k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€135
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€42k
Equity 10/15€11k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€9k
Amounts payable 17/49€31k
Amounts payable within one year 42/48€31k
Trade debts payable within one year 44€8k
Income statement
Turnover 70€462k
Gross operating margin 9900€23k
Operating result 9901€12k
Financial charges 65€222
Result before taxes 9903€12k
Income taxes 67/77€2k
Net result for the period 9904€9k
Result to be appropriated 9905€9k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
55 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Breughelpark 171731 Asse

Establishment units

1 location
M-EXACT
Breughelpark 17, 1731 AsseVervaardiging van ander schrijn- en timmerwerk
since 20242.356.324.295
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.1 ha
Buildings1
Building footprint297 m²
Volume (LiDAR)11,248 m³
Tallest building41.7 m · ±13 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23095B0183/00B005 Flanders 1.1 ha 1 · 297 m² 41.7 m · 13 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health55Profitability53Solvency30Growth-Stability67
51 / 100

Mixed profile: strong on stability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 55
Profitability 53
Solvency 30
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,317 of the 29,570 companies in this sector. 4,281 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Loodgieterswerk43221Sanitaire werkzaamheden43221Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Dakwerkzaamheden43410Dakwerkzaamheden43910
Primary activity highlighted.
Names & trade names
Legal nameNL M-EXACT
Registered office
Breughelpark 17 bus 14
1731 Asse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.