M.B.M. INTERIORS
ActiveSummary
M.B.M. INTERIORS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 39% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+25
Solvency45▲+20
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 0.83 in 2023; short-term debt: 79.3% and cash: 48.5% of total assets), and 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.9%
Return on assets
19.8%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €23k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
32 d late
2021
61 d late
2020
92 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23k
2023 · €-583
2018: €22k
2019: €37k
2020: €2k
2021: €10k
2022: €-11k
2023: €-583
2018 → 2024
Working capital
€11k
2023 · €-16k
2018: €-2k
2019: €41k
2020: €56k
2021: €30k
2022: €2k
2023: €-16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€40k-€12k▼ 70.7%€706▼ 94.0%€124▼ 82.5%€23k▲ 18,386%
Operating result€3k-€30k▲ 762%€-6k€3k€38k▲ 996%
Net result€2k-€10k▲ 351%€-11k€-583▲ 94.7%€23k
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 996% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €115k
Fixed assets
€13k ▼ 44.1%
Current assets
€102k ▲ 35.4%
Equity and liabilities €115k
Equity
€23k ▲ 18,386%
Debt
€92k ▼ 6.0%
Debt's share of the balance-sheet total falls from 99.9% to 80.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▲
2023 · €11k
Cash flow
€25k▲
2023 · €7k
Current ratio
1.12▲
2023 · 0.83
Debt to equity
4.02
ROE
99.5%
ROA
19.8%▲
2023 · -0.6%
Interest coverage
9.58▲
2023 · 6.87
Debt ≤ 1 year
€91k▼
2023 · €91k
Income taxes
€12k▲
2023 · €2k
Staff costs
€52k▲
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€98k€115k▲
Fixed assets21/28€22k€13k▼
Tangible fixed assets22/27€19k€9k▼
Furniture and vehicles24€19k€9k▼
Financial fixed assets28€3k€4k▲
Current assets29/58€76k€102k▲
Amounts receivable after more than one year29-€15k
Other amounts receivable291-€15k
Amounts receivable within one year40/41€58k€32k▼
Trade receivables40€58k€32k▼
Cash at bank and in hand54/58€16k€56k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€98k€115k▲
Equity10/15€124€23k▲
Profit (loss) carried forward14€124€23k▲
Amounts payable17/49€98k€92k▼
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€91k€91k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€74k€60k▼
Suppliers440/4€74k€60k▼
Taxes, remuneration and social security45€11k€31k▲
Taxes450/3€9k€22k▲
Remuneration and social security454/9€3k€10k▲
Accrued charges and deferred income492/3-€900
Income statement
Code20232024
Remuneration, social security and pensions62€28k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€3k▼
Other operating charges640/8-€3k
Gross operating margin9900€39k€96k▲
Operating profit (loss)9901€3k€38k▲
Financial income75/76B-€874
Recurring financial income75-€874
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€2k€35k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€-583€23k▲
Profit (loss) for the period to be appropriated9905€-583€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€124€23k▲
Profit (loss) brought forward from the previous period14P€706€124▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-11k ▼209%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 5.74
Current ratio from 2.45 to 5.74; short-term debt falls from €28k to €12k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
31-12
Financial
Highest result since 2018net €37k ▲72.7%
Net result €37k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 2.45
Current ratio from 0.97 to 2.45; short-term debt falls from €54k to €28k.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Gribaumontlaan 461150 Sint-Pieters-WoluweGround area
122 m²
Building footprint
122 m²
Volume, LiDAR
1,241 m³
Parcel 21019A0118/00E007, Brussels · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
M.B.M. INTERIORS
since 20072.165.619.030
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0118/00E007 | Brussels | 122 m² | 1 · 122 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOON Z
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MASA COMPANY
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ALLALI
BE 0821.026.212
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SAFI SADAT
BE 0776.884.579
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LISA KAJITA
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Of 4,243 companies in sector 47789 we hold annual accounts for 1,019. 667 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47530Retail trade
47789Other retail sale of new goods
70200Business and other management consultancy
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.