M&A GROUP
The computed 12-month bankruptcy probability of M&A GROUP is 2.2% (moderate). The 2024 annual accounts show equity of €3k and a net result of €3k. Equity is shrinking by ~169.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 42% of 6722 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €3k |
| Net result | €3k |
| Better than sector | 42% |
| Active | 5 yrs |
Mixed profile: strong on profitability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 13.0% | 20.4% | |
| Net result | €3k | €4k | |
| Equity | €3k | €16k | |
| Gross operating margin | €15k | €24k | |
| Total assets | €23k | €94k |
Show 8 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €14k |
| Net profit | €3k |
| Cash flow | €14k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €23k |
| Equity | €3k |
| Debt | €20k |
| of which ≤ 1y | €20k |
| of which > 1y | - |
| Working capital | €-7k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.64 |
| Quick ratio | 0.64 |
| Working capital ratio | -31.0% |
| Solvency | 13.0% |
| Debt / equity | 6.71 |
| Long-term debt ratio | - |
| Interest coverage | 90.08 |
| Gross margin | - |
| Net margin | - |
| ROA | 11.0% |
| ROE | 84.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (21 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €23k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €10k |
| Financial fixed assets | 28 | €94 |
| Current assets | 29/58 | €13k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €23k |
| Equity | 10/15 | €3k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €1k |
| Amounts payable | 17/49 | €20k |
| Amounts payable within one year | 42/48 | €20k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €15k |
| Operating result | 9901 | €3k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €161 |
| Result before taxes | 9903 | €3k |
| Net result for the period | 9904 | €3k |
| Result to be appropriated | 9905 | €3k |
-
Current02-02-2026 → present
-
Current01-09-2025 → present
Former directors (3)
-
Former- → 30-08-2024
-
Former01-11-2023 → 22-11-2023
2 events
- 22-11-2023 Resigned· Director
- 01-11-2023 Appointed· Director
-
Former- → 08-12-2021
| NACE primary | Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 26-01-2021 |
| Status | Active |
| Postal code | 1600 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089B0400/00D000 | Flanders | 710 m² | 1 · 87 m² | 7.8 m · 2 fl. |
| 23077A0051/00N004 | Flanders | 67 m² | 1 · 67 m² | 10.9 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
10-02-2026 ARJOUN Mohamad appointed as director
- ARJOUN Mohamad, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "ARJOUN Mohamad",
"address": null,
"birth_date": null
},
"effective_date": "2026-02-02",
"evidence_quote": "Het benoeming van Meneer ARJOUN Mohamad als bestuurder vanaf deze dag."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}09-09-2025 NACIRI Abdelilah appointed as director
- NACIRI Abdelilah, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "NACIRI Abdelilah",
"address": null,
"birth_date": null
},
"effective_date": "2025-09-01",
"evidence_quote": "Het benoeming van Meneer NACIRI Abdelilah als bestuurder vanaf deze dag."
}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}09-09-2024 WOUTERS Kirsten resigns as director
- WOUTERS Kirsten, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "WOUTERS Kirsten",
"address": null,
"birth_date": null
},
"effective_date": "2024-08-30",
"evidence_quote": "Het ontslag van Mevrouw WOUTERS Kirsten als bestuurder vanaf deze dag."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}04-12-2023 MOURABIT HALI BEN A resigns as director
- MOURABIT HALI BEN A, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "MOURABIT HALI BEN A",
"address": null,
"birth_date": null
},
"effective_date": "2023-11-22",
"evidence_quote": "Het ontslag van Mijnheer MOURABIT HALI BEN A als new bestuurder vanaf deze dag."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}13-11-2023 MOURABIT HALI BEN A appointed as director
- MOURABIT HALI BEN A, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "MOURABIT HALI BEN A",
"address": null,
"birth_date": null
},
"effective_date": "2023-11-01",
"evidence_quote": "De benoeming van Mijnheer MOURABIT HALI BEN A als new bestuurder vanaf 1 november 2023."
}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}28-11-2022 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 25,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2022-11-17",
"evidence_quote": "25 aandelen van de heer MECHROUBI Amine werden overgedragen aan de heer SAADA Mohamed Larbi",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}09-02-2022 Registered office moved from Schaarbeek to Sint-Pieters-Leeuw
- Jan Blockxstraat 4, 1030 Schaarbeek → Stokerijstraat 53, 1600 Sint-Pieters-Leeuw
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Sint-Pieters-Leeuw",
"region": null,
"street": "Stokerijstraat",
"country": "BE",
"postcode": "1600",
"box_number": null,
"street_number": "53"
},
"old_address": {
"city": "Schaarbeek",
"region": null,
"street": "Jan Blockxstraat",
"country": "BE",
"postcode": "1030",
"box_number": "009",
"street_number": "4"
},
"effective_date": "2022-01-07",
"evidence_quote": "De bestuurder beslist unaniem om de vennootschap CIT FISCALITE \u0026 CONSEIL SRL-TAHRI Ismael, waarvan de maatschappelijke zetel gevestigd is te 1030 Schaarbeek, Jan Blockxstraat 4/009, ingeschreven bij de Kruispuntbank van Ondernemingen onder nummer 0728.835.432, opdracht te geven om de beslissing tot verplaatsing van de maatschappelijke zetel te publiceren in de bijlagen bij het Belgisch Staatsblad."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}17-12-2021 LAKBAKBI Mouhssine resigns as director
- LAKBAKBI Mouhssine, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "LAKBAKBI Mouhssine",
"address": null,
"birth_date": null
},
"effective_date": "2021-12-08",
"evidence_quote": "De Heer LAKBAKBI Mouhssine wordt vanaf heden ontslagen als bestuurder. Er wordt hem kwijting verleend;",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}28-01-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1602 Sint-Pieters-Leeuw, Lenniksebaan, 1102",
"schema": "v3.2",
"act_meta": {
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},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1989-02-26",
"name": "Amine MECHROUBI",
"niss": null,
"address": "1600 Sint-Pieters-Leeuw, Stokerijstraat, 53"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 750,
"holder_person_name": "Amine MECHROUBI",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 750,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-03-28",
"name": "Mouhssine LAKBAKBI",
"niss": null,
"address": "1602 Vlezenbeek (Sint-Pieters-Leeuw), Lenniksebaan, 1102"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 750,
"holder_person_name": "Mouhssine LAKBAKBI",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 750,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 1500,
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M\u0026A GROUP",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-01-25",
"post_incorporation_mandates": []
}| Legal nameNL | M&A GROUP |