LYCOPS
ActiveLYCOPS has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €507k and a net result of €-80k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.9 against 15.88 in 2024), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
-14.5%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€80k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
26 d late
2023
23 d late
2022
42 d late
2021
114 d late
2020
77 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-80k▼ 211%
2024 · €-26k
2018: €7k
2019: €-245
2020: €-14k
2021: €-12k
2022: €-2k
2023: €-16k
2024: €-26k
2018 → 2025
Working capital
€368k▼ 16.7%
2024 · €443k
2018: €580k
2019: €594k
2020: €527k
2021: €494k
2022: €491k
2023: €452k
2024: €443k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€658k-€628k▼ 4.4%€613k▼ 2.5%€587k▼ 4.2%€507k▼ 13.6%
Operating result€-48k-€-80k▼ 64.5%€-33k▲ 58.0%€-29k▲ 13.0%€-84k▼ 188%
Net result€-12k-€-2k▲ 80.8%€-16k▼ 552%€-26k▼ 65.5%€-80k▼ 211%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €84k in 2025 against €29k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €549k
Fixed assets
€139k▼ 3.9%
Current assets
€410k▼ 13.2%
Equity and liabilities €549k
Equity
€507k▼ 13.6%
Debt
€41k▲ 39.2%
The debt ratio rises from 4.8% to 7.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-69k▼
2024 · €-12k
Cash flow
€-65k▼
2024 · €-9k
Solvency
92.5%▼
2024 · 95.2%
Current ratio
9.90▼
2024 · 15.88
Quick ratio
6.47▼
2024 · 9.60
Debt / equity
0.08▲
2024 · 0.05
ROE
-15.7%▼
2024 · -4.4%
ROA
-14.5%▼
2024 · -4.2%
Interest coverage
-14.03▼
2024 · -1.25
Debt
€41k▲
2024 · €30k
Debt ≤ 1 year
€41k▲
2024 · €30k
Income taxes
€391▲
2024 · €381
Staff costs
€132k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€617k€549k▼
Fixed assets21/28€145k€139k▼
Tangible fixed assets22/27€70k€64k▼
Land and buildings22€29k€24k▼
Plant, machinery and equipment23€35k€37k▲
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€75k€75k=
Current assets29/58€472k€410k▼
Stocks and contracts in progress3€187k€142k▼
Stocks30/36€187k€142k▼
Amounts receivable within one year40/41€17k€9k▼
Trade receivables40€14k€9k▼
Other amounts receivable41€3k-
Current investments50/53€138k€139k▲
Cash at bank and in hand54/58€130k€120k▼
Equity and liabilities
Total equity and liabilities10/49€617k€549k▼
Equity10/15€587k€507k▼
Contributions10/11€25k€25k=
Reserves13€636k€636k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€633k€633k=
Profit (loss) carried forward14€-73k€-153k▼
Amounts payable17/49€30k€41k▲
Amounts payable within one year42/48€30k€41k▲
Trade debts44€7k€17k▲
Suppliers440/4€7k€17k▲
Taxes, remuneration and social security45€23k€24k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9€16k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€132k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€15k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€-8k€67k▲
Operating profit (loss)9901€-29k€-84k▼
Financial income75/76B€14k€9k▼
Recurring financial income75€14k€9k▼
Financial charges65/66B€10k€5k▼
Recurring financial charges65€10k€5k▼
Profit (loss) for the period before taxes9903€-25k€-79k▼
Income taxes67/77€381€391▲
Profit (loss) for the period9904€-26k€-80k▼
Profit (loss) for the period to be appropriated9905€-26k€-80k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-73k€-153k▼
Profit (loss) brought forward from the previous period14P€-48k€-73k▼
Social balance
Average headcount (FTE)90872.7-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Weakest financial yearnet €-80k
Net result drops to €-80k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 114 days late
2021
16-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 77 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 119 days late
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 82 days late
13-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 256 days late
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 275 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-09-2025
Resigned as Manager
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Oborne 514690 BassengeGround area
394 m²
Building footprint
203 m²
Volume, LiDAR
777 m³
Parcel 62044C0096/00W000, Wallonia · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue Oborne 51, 4690 Bassenge
since 19772.015.524.495
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62044C0096/00W000 | Wallonia | 394 m² | 1 · 203 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PLUGERS
BE 0436.993.809
Tongeren-Borgloon · Eq €510k
DE CLERCK
BE 0443.848.343
Wijnegem · Eq €503k
ELECTRO VANDEPUT
BE 0888.263.642
Tienen · Eq €503k
DE DAAL-TUINDECORATIE
BE 0821.876.545
Genk · Eq €503k
ELECTRO MEYEN
BE 0455.958.101
Tessenderlo-Ham · Eq €502k
Of 1,503 companies in sector 47540 we hold annual accounts for 801. 609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1976
Fiscal year end31-12
Activities, NACEBEL
47540Retail sale of electrical household appliances
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.