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Generated 05-09-2026
Active BE 1017.562.860Private limited company

Lyberto

Tulpenlaan(Kor) 40 ·8500 Kortrijk, Belgium· 1 yrs active
Sector: Business and other management consultancy (70200)
Conclusion Checked

Lyberto has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €34k. Its solvency ranks better than 63% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €37k
Net result €34k
Better than sector 63%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€4k
estimate, not credit advice
Score components
Liquidity Current ratio 2.40 (≥ 1.5) +10
Quick ratio Quick ratio 1.82 (≥ 1.0) +5
Leverage Debt/equity 0.46 (< 1.0) +10
Profitability ROE 92% (≥ 10%) +10
Interest coverage Interest coverage 1061.3× (≥ 3×) +8
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 28-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 68.7% 55.9%
better than 63% of 30893 sector peers
Net result €34k €27k
better than 55% of 30902 sector peers
Equity €37k €83k
better than 33% of 30919 sector peers
Gross operating margin €46k €54k
better than 46% of 30861 sector peers
Total assets €53k €186k
better than 16% of 30907 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€45k
Net profit€34k
Cash flow€35k
Staff costs-
Income taxes€10k
Dividends-
Total assets€53k
Equity€37k
Debt€17k
of which ≤ 1y€17k
of which > 1y-
Working capital€23k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.40
Quick ratio1.82
Working capital ratio43.9%
Solvency68.7%
Debt / equity0.46
Long-term debt ratio-
Interest coverage1061.35
Gross margin-
Net margin-
ROA63.1%
ROE91.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€53k
Fixed assets 21/28€13k
Tangible fixed assets 22/27€13k
Current assets 29/58€40k
Stocks & contracts in progress 3€10k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€53k
Equity 10/15€37k
Contributions / capital 10/11€3k
Reserves 13€34k
Amounts payable 17/49€17k
Amounts payable within one year 42/48€17k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€46k
Operating result 9901€43k
Financial income 75€6
Financial charges 65€43
Result before taxes 9903€43k
Income taxes 67/77€10k
Net result for the period 9904€34k
Result to be appropriated 9905€34k
Legal Structure
NACE primary Business and other management consultancy(70200)
Legal form Private limited company(610)
Incorporation18-12-2024
StatusActive
Postal code8500
Establishment units 1 location
Lyberto
Tulpenlaan(Kor) 40, 8500 KortrijkNACE 45204
since 20242.368.676.850
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34354C0189/00B002 Flanders 398 m² 1 · 86 m² 11.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
State Gazette act Minor change
oprichting · Frederic OPSOMER
State Gazette actNBB filing
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
20-12-2024 Publication in the Belgian Official Gazette, Minor change Minor change·Frederic OPSOMER
Summary: oprichtingNotary: Frederic OPSOMER · Kortrijk
Technical details 
{
  "notary": {
    "name": "Frederic OPSOMER",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Kortrijk",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-20",
    "filing_date": "2024-12-18",
    "act_kind_objet": "OPRICHTING"
  },
  "decision": {
    "body": "notarieel_alleen",
    "date": "2024-12-17",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "oprichting",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "1017.562.860",
    "name_full": "Lyberto",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "uitgifte van akte oprichting",
    "eerste statuten"
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Business and other management consultancy70200Business consulting70220Office administrative and support services82100Office administrative, office support and other business support activities82110
Names & trade names
Legal nameNL Lyberto
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative

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