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LVMS

Active
Trou du Renard 3 ·4671 Blégny, Belgium
KBO/BCE: BE 0803.744.671
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Age3 yrs
Real estate1 parcel · 956 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LVMS is 1.2% (low). The 2024 annual accounts show equity of €47k and a net result of €-53k. Its solvency ranks better than 34% of 4950 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.2% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-12-2025, 126 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 04-12-2025 126 d late 2025-00576149

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-53k
Working capital€-429k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 04-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 3.2% 16.7%
better than 34% of 4950 sector peers
Net result €-53k €2k
better than 9% of 4942 sector peers
Equity €47k €27k
better than 59% of 4953 sector peers
Gross operating margin €-6k €27k
better than 14% of 4936 sector peers
Total assets €1.46M €302k
better than 87% of 4952 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-11k
Net profit€-53k
Cash flow€-32k
Staff costs-
Income taxes-
Dividends-
Total assets€1.46M
Equity€47k
Debt€1.41M
of which ≤ 1y€1.41M
of which > 1y-
Working capital€-429k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.70
Quick ratio0.70
Working capital ratio-29.4%
Solvency3.2%
Debt / equity29.82
Long-term debt ratio-
Interest coverage-0.34
Gross margin-
Net margin-
ROA-3.6%
ROE-111.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.46M
Fixed assets 21/28€478k
Formation expenses 20€913
Intangible fixed assets 21€17k
Tangible fixed assets 22/27€436k
Financial fixed assets 28€25k
Current assets 29/58€979k
Amounts receivable within one year 40/41€31k
Investments 50/53€933k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.46M
Equity 10/15€47k
Contributions / capital 10/11€100k
Accumulated profits (losses) 14€-53k
Amounts payable 17/49€1.41M
Amounts payable within one year 42/48€1.41M
Trade debts payable within one year 44€891
Income statement
Gross operating margin 9900€-6k
Operating result 9901€-32k
Financial income 75€12k
Financial charges 65€33k
Result before taxes 9903€-53k
Net result for the period 9904€-53k
Result to be appropriated 9905€-53k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Trou du Renard 34671 Blégny
Parcels1
Ground area956 m²
Buildings1
Building footprint160 m²
Volume (LiDAR)770 m³
Tallest building6.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62095B0139/00F000 Wallonia 956 m² 1 · 160 m² 6.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health10Profitability0Solvency6Growth-Stability79
24 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 0
Solvency 6
Growth -
Stability 79

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AI due-diligence brief

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,363 of the 11,731 companies in this sector. 1,136 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Handel in eigen onroerend goed68110Activiteiten van syndici van onroerend goed68321Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322
Primary activity highlighted.
Names & trade names
Legal nameFR LVMS
Registered office
Trou du Renard 3
4671 Blégny, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.