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LVH-INFORMATICA

Active
Private limited companyfounded 200224 yrs activeMachelenstraat 65, 9800 Deinze, BelgiumKBO/BCE: BE 0477.294.636

LVH-INFORMATICA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €362k and a net result of €49k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 42% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
86 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+3
Solvency80▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.91 against 3.31 in 2023; short-term debt: 7% and cash: 24.8% of total assets), and 44.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-06-2025, 40 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
40 d early
2023
22 d late
2022
30 d late
2021
31 d early
2020
23 d late
2019
50 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€362k▲ 15.7%
2023 · €313k
2018: €290k 2019: €316k 2020: €230k 2021: €252k 2022: €280k 2023: €313k
2018 → 2024
Total assets
€656k▲ 4.6%
2023 · €627k
2018: €643k 2019: €768k 2020: €601k 2021: €612k 2022: €614k 2023: €627k
2018 → 2024
Net result
€49k▲ 51.5%
2023 · €32k
2018: €18k 2019: €26k 2020: €15k 2021: €22k 2022: €28k 2023: €32k
2018 → 2024
Working capital
€134k▲ 31.3%
2023 · €102k
2018: €48k 2019: €98k 2020: €5k 2021: €34k 2022: €69k 2023: €102k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€230k-€252k▲ 9.6%€280k▲ 11.2%€313k▲ 11.6%€362k▲ 15.7%
Operating result€29k-€37k▲ 25.4%€44k▲ 21.0%€49k▲ 11.9%€70k▲ 41.0%
Net result€15k-€22k▲ 52.1%€28k▲ 27.2%€32k▲ 15.1%€49k▲ 51.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2020: €29k€29kNet result 2020: €15k€15kOperating result 2021: €37k€37kNet result 2021: €22k€22kOperating result 2022: €44k€44kNet result 2022: €28k€28kOperating result 2023: €49k€49kNet result 2023: €32k€32kOperating result 2024: €70k€70kNet result 2024: €49k€49k20202021202220232024
The operating result has risen four years in a row; 2024 is 41% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €656k
Fixed assets €477k▼ 1.0%
Current assets €180k▲ 23.0%
Equity and liabilities €656k
Equity €362k▲ 15.7%
Debt €294k▼ 6.4%
The debt ratio falls from 50.1% to 44.8%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€89k
2023 · €79k
Cash flow
€69k
2023 · €62k
Solvency
55.2%
2023 · 49.9%
Current ratio
3.91
2023 · 3.31
Quick ratio
3.91
2023 · 3.31
Debt / equity
0.81
2023 · 1.01
ROE
13.6%
2023 · 10.4%
ROA
7.5%
2023 · 5.2%
Interest coverage
19.15
2023 · 13.92
Debt
€294k
2023 · €314k
Debt ≤ 1 year
€46k
2023 · €44k
Debt > 1 year
€248k
2023 · €270k
Income taxes
€19k
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€627k€656k
Fixed assets21/28€481k€477k
Tangible fixed assets22/27€481k€477k
Land and buildings22€475k€458k
Furniture and vehicles24€6k€18k
Current assets29/58€146k€180k
Amounts receivable within one year40/41€15k€15k
Trade receivables40€15k€15k
Other amounts receivable41€168€24
Cash at bank and in hand54/58€128k€163k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€627k€656k
Equity10/15€313k€362k
Contributions10/11€13k€13k=
Reserves13€300k€350k
Tax-exempt reserves132€13k€13k=
Distributable reserves133€287k€336k
Amounts payable17/49€314k€294k
Amounts payable after more than one year17€270k€248k
Financial debts170/4€270k€248k
Amounts payable within one year42/48€44k€46k
Current portion of amounts payable after more than one year42€22k€23k
Trade debts44€195€200
Suppliers440/4€195€200
Taxes, remuneration and social security45€22k€23k
Taxes450/3€19k€19k
Remuneration and social security454/9€3k€3k
Other amounts payable47/48€0€404
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€20k
Other operating charges640/8€3k€3k
Gross operating margin9900€82k€93k
Operating profit (loss)9901€49k€70k
Financial income75/76B€1k€3k
Recurring financial income75€1k€3k
Financial charges65/66B€6k€5k
Recurring financial charges65€6k€5k
Profit (loss) for the period before taxes9903€45k€68k
Income taxes67/77€12k€19k
Profit (loss) for the period9904€32k€49k
Profit (loss) for the period to be appropriated9905€32k€49k
Appropriation of the result
Profit (loss) to be appropriated9906€32k€49k
Transfer to equity691/2€32k€49k
To other reserves6921€32k€49k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
21-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €49k ▲51.5%
Operating result €70k, net result €49k, both a record.
22-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial Weakest financial yearnet €15k ▼44.3%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
11-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
17-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Machelenstraat 659800 Deinze
Ground area
2,684 m²
Building footprint
389 m²
Volume, LiDAR
1,336 m³
Parcel 44054A0308/00D000, Flanders · tallest building 4.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Machelenstraat 65, 9800 Deinze
NACE 7210001
since 20022.095.977.780
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44054A0308/00D000 Flanders 2,684 m² 1 · 389 m² 4.4 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 13,192 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-04-2002
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.