LVC en Partners
ActiveSummary
LVC en Partners has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €6k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+61
Solvency69▼-31
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.43; short-term debt: 55.6% and cash: 48.8% of total assets), and 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.4%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
51 d early
2023
13 d late
2022
33 d early
2021
59 d late
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k
2024 · €-3k
2018: €6k
2019: €8k
2020: €11k
2021: €6k
2022: €7k
2023: €-8k
2024: €-3k
2018 → 2025
Working capital
€33k▼ 49.9%
2022 · €65k
2018: €33k
2019: €41k
2020: €53k
2021: €57k
2022: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€65k▲ 12.3%€57k▼ 12.3%€55k▼ 4.7%€60k▲ 10.2%
Operating result€8k-€10k▲ 31.8%€-8k€-3k▲ 66.6%€6k
Net result€6k-€7k▲ 26.6%€-8k€-3k▲ 66.3%€6k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€28k
Current assets
€108k
Equity and liabilities €136k
Equity
€60k ▲ 10.2%
Debt
€76k ▲ 69,839%
Debt's share of the balance-sheet total rises from 0.2% to 55.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €-2k
Cash flow
€6k▲
2024 · €-2k
Current ratio
1.43
Debt to equity
1.25▲
2024 · 0.00
ROE
9.2%▲
2024 · -5.0%
ROA
4.1%▲
2024 · -5.0%
Interest coverage
27.48▲
2024 · -4.68
Debt ≤ 1 year
€76k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€55k€136k▲
Fixed assets21/28-€28k
Tangible fixed assets22/27-€28k
Furniture and vehicles24-€28k
Current assets29/58€55k€108k▲
Amounts receivable within one year40/41€43k€42k▼
Trade receivables40€24k€22k▼
Other amounts receivable41€19k€20k▲
Cash at bank and in hand54/58€12k€66k▲
Equity and liabilities
Total equity and liabilities10/49€55k€136k▲
Equity10/15€55k€60k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€48k€54k▲
Distributable reserves133€48k€54k▲
Amounts payable17/49€108€76k▲
Amounts payable within one year42/48-€76k
Trade debts44-€68k
Suppliers440/4-€68k
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Accrued charges and deferred income492/3€108-
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€302€470▲
Other operating charges640/8€506€520▲
Gross operating margin9900€-2k€7k▲
Operating profit (loss)9901€-3k€6k▲
Financial income75/76B€252-
Recurring financial income75€252-
Financial charges65/66B€471€228▼
Recurring financial charges65€471€228▼
Profit (loss) for the period before taxes9903€-3k€6k▲
Profit (loss) for the period9904€-3k€6k▲
Profit (loss) for the period to be appropriated9905€-3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€6k▲
Transfer from equity791/2€3k-
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 13 days late
2023
31-12
Financial
Weakest financial yearnet €-8k ▼213%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 59 days late
2021
31-12
Financial
Liquidity times 8current ratio 27.38
Current ratio from 3.48 to 27.38; short-term debt falls from €21k to €2k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €11k ▲47.9%
Operating result €16k, net result €11k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 52 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Van Rijswijcklaan 2282020 AntwerpenGround area
497 m²
Building footprint
161 m²
Volume, LiDAR
1,505 m³
Parcel 11809I2139/00B004, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jan Van Rijswijcklaan 228, 2020 Antwerpen
since 19972.080.380.378
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2139/00B004 | Flanders | 497 m² | 1 · 161 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,028 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-1997
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.