LUYCKX DIRK
ActiveLUYCKX DIRK has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €19k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 5.32 against 27.2 in 2024; short-term debt: 10.3% and cash: 23.9% of total assets), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
10.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
7 d early
2023
1 d early
2022
12 d early
2021
38 d early
2020
23 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 12.8%
2024 · €145k
2018: €126k
2019: €131k
2020: €135k
2021: €102k
2022: €109k
2023: €109k
2024: €145k
2018 → 2025
Total assets
€182k▲ 23.6%
2024 · €147k
2018: €160k
2019: €164k
2020: €166k
2021: €116k
2022: €115k
2023: €120k
2024: €147k
2018 → 2025
Net result
€19k▼ 48.4%
2024 · €36k
2018: €5k
2019: €5k
2020: €4k
2021: €-33k
2022: €7k
2023: €136
2024: €36k
2018 → 2025
Working capital
€81k▲ 25.3%
2024 · €65k
2018: €11k
2019: €17k
2020: €20k
2021: €22k
2022: €29k
2023: €29k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€109k▲ 7.1%€109k▲ 0.1%€145k▲ 32.9%€163k▲ 12.8%
Operating result€-55k-€8k€608▼ 92.0%€40k▲ 6,398%€31k▼ 21.4%
Net result€-33k-€7k€136▼ 98.1%€36k▲ 26,281%€19k▼ 48.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€82k▲ 2.7%
Current assets
€100k▲ 48.6%
Equity and liabilities €182k
Equity
€163k▲ 12.8%
Debt
€19k▲ 659%
The debt ratio rises from 1.7% to 10.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k
Cash flow
€19k
Solvency
89.7%▼
2024 · 98.3%
Current ratio
5.32▼
2024 · 27.20
Quick ratio
5.32▼
2024 · 27.20
Debt / equity
0.11▲
2024 · 0.02
ROE
11.3%▼
2024 · 24.8%
ROA
10.2%▼
2024 · 24.3%
Interest coverage
14.95
Debt
€19k▲
2024 · €2k
Debt ≤ 1 year
€19k▲
2024 · €2k
Income taxes
€11k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€147k€182k▲
Fixed assets21/28€80k€82k▲
Intangible fixed assets21€1-
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Financial fixed assets28€80k€80k=
Current assets29/58€67k€100k▲
Amounts receivable within one year40/41€22k€56k▲
Trade receivables40€17k€6k▼
Other amounts receivable41€4k€50k▲
Cash at bank and in hand54/58€46k€44k▼
Deferred charges and accrued income490/1-€177
Equity and liabilities
Total equity and liabilities10/49€147k€182k▲
Equity10/15€145k€163k▲
Contributions10/11€20k€20k=
Reserves13€70k€89k▲
Distributable reserves133€70k€89k▲
Profit (loss) carried forward14€54k€54k=
Amounts payable17/49€2k€19k▲
Amounts payable within one year42/48€2k€19k▲
Trade debts44€1k€776▼
Suppliers440/4€1k€776▼
Taxes, remuneration and social security45€1k€18k▲
Taxes450/3€1k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€173
Other operating charges640/8€403€927▲
Gross operating margin9900€40k€32k▼
Operating profit (loss)9901€40k€31k▼
Financial income75/76B€48€870▲
Recurring financial income75€48€870▲
Financial charges65/66B€107€2k▲
Recurring financial charges65€107€2k▲
Non-recurring financial charges66B-€1
Profit (loss) for the period before taxes9903€39k€30k▼
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€36k€19k▼
Profit (loss) for the period to be appropriated9905€36k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€73k▼
Profit (loss) brought forward from the previous period14P€54k€54k=
Transfer to equity691/2€36k€19k▼
To other reserves6921€36k€19k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €163k ▲12.8%
4 profitable years in a row build equity to €163k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €36k ▲26281%
Operating result €40k, net result €36k, both a record.
31-12
Financial
Liquidity times 7current ratio 27.20
Current ratio from 3.75 to 27.20; short-term debt falls from €11k to €2k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 6.07
Current ratio from 2.56 to 6.07; short-term debt falls from €14k to €6k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-33k ▼1027%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hendrik Consciencestraat 202340 BeerseGround area
647 m²
Building footprint
104 m²
Volume, LiDAR
734 m³
Parcel 13004C0142/00M002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KADOBOX
since 20022.131.506.803
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004C0142/00M002 | Flanders | 647 m² | 1 · 104 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COPYCENTER
BE 0454.796.376
Kontich · Eq €164k
PIGS
BE 0458.232.948
Walcourt · Eq €165k
BVD BE
BE 0794.495.425
Waterloo · Eq €165k
Ger-Infor
BE 0414.279.674
Harelbeke · Eq €166k
OPITEC Belgien
BE 0462.712.269
Antwerpen · Eq €160k
Of 334 companies in sector 46492 we hold annual accounts for 241. 189 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2002
Fiscal year end31-12
Activities, NACEBEL
46492Wholesale trade
51475
46150Agents in the wholesale of furniture, household goods and hardware
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.