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LUNKEOS

Active
Private limited companyfounded 201115 yrs activeChamp au Doyâre 12, 4970 Stavelot, BelgiumKBO/BCE: BE 0832.678.187

LUNKEOS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267k and a net result of €8k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 38% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
63 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▲+8
Solvency66▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
short-term debt: 0% and cash: 0% of total assets, and 58.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.3%
Return on assets
1.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
57 d early
2023
58 d early
2022
47 d early
2021
45 d early
2020
40 d early
2019
59 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€267k▲ 3.0%
2024 · €259k
2018: €8k 2019: €9k 2020: €19k 2021: €6k 2022: €274k 2023: €291k 2024: €259k
2018 → 2025
Total assets
€645k▲ 0.3%
2024 · €644k
2018: €36k 2019: €10k 2020: €33k 2021: €30k 2022: €305k 2023: €298k 2024: €644k
2018 → 2025
Net result
€8k
2024 · €-32k
2018: €5k 2019: €643 2020: €10k 2021: €-13k 2022: €268k 2023: €17k 2024: €-32k
2018 → 2025
Working capital
€644k▲ 7.2%
2024 · €601k
2018: €-7k 2019: €9k 2020: €19k 2021: €3k 2022: €271k 2023: €289k 2024: €601k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€6k-€274k▲ 4,504%€291k▲ 6.1%€259k▼ 11.1%€267k▲ 3.0%
Operating result€-13k-€57k€14k▼ 75.9%€-42k€-1k▲ 96.5%
Net result€-13k-€268k€17k▼ 93.7%€-32k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €-13k€-13kNet result 2021: €-13k€-13kOperating result 2022: €57k€57kNet result 2022: €268k€268kOperating result 2023: €14k€14kNet result 2023: €17k€17kOperating result 2024: €-42k€-42kNet result 2024: €-32k€-32kOperating result 2025: €-1k€-1kNet result 2025: €8k€8k20212022202320242025
The operating result stays negative: a loss of €1k in 2025 against €42k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €645k
Fixed assets €1k▼ 32.2%
Current assets €644k▲ 0.3%
Equity and liabilities €645k
Equity €267k▲ 3.0%
Debt €379k▼ 1.6%
The debt ratio falls from 59.8% to 58.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-892
2024 · €-41k
Cash flow
€8k
2024 · €-32k
Solvency
41.3%
2024 · 40.2%
Debt / equity
1.42
2024 · 1.49
ROE
3.0%
2024 · -12.5%
ROA
1.2%
2024 · -5.0%
Interest coverage
-6.76
2024 · -319.85
Debt
€379k
2024 · €385k
Debt ≤ 1 year
€1
2024 · €41k
Debt > 1 year
€379k
2024 · €344k
A ratio outside any meaningful range has been withheld (balance sheet total €645k, equity €267k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€644k€645k
Fixed assets21/28€2k€1k
Tangible fixed assets22/27€570-
Furniture and vehicles24€570-
Financial fixed assets28€1k€1k=
Current assets29/58€642k€644k
Stocks and contracts in progress3€300k€335k
Stocks30/36€300k€335k
Amounts receivable within one year40/41€296k€309k
Trade receivables40€605-
Other amounts receivable41€296k€309k
Cash at bank and in hand54/58€6k€103
Deferred charges and accrued income490/1€40k-
Equity and liabilities
Total equity and liabilities10/49€644k€645k
Equity10/15€259k€267k
Contributions10/11€6k€6k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2k€2k=
Profit (loss) carried forward14€248k€256k
Amounts payable17/49€385k€379k
Amounts payable after more than one year17€344k€379k
Financial debts170/4€344k€379k
Amounts payable within one year42/48€41k€1
Trade debts44€39k-
Suppliers440/4€39k-
Taxes, remuneration and social security45€2k€1
Taxes450/3€2k€1
Other amounts payable47/48€181-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€621€570
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€41k-
Other operating charges640/8-€2k
Gross operating margin9900€-2€804
Operating profit (loss)9901€-42k€-1k
Financial income75/76B€10k€9k
Recurring financial income75€10k€9k
Financial charges65/66B€129€132
Recurring financial charges65€129€132
Profit (loss) for the period before taxes9903€-32k€8k
Profit (loss) for the period9904€-32k€8k
Profit (loss) for the period to be appropriated9905€-32k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€248k€256k
Profit (loss) brought forward from the previous period14P€281k€248k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial Liquidity times 41389current ratio 644099.00
Current ratio from 15.56 to 644099.00; short-term debt falls from €41k to €1.
04-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-32k ▼292%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
03-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity quadruplescurrent ratio 43.33
Current ratio from 9.83 to 43.33; short-term debt falls from €31k to €7k.
14-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €268k
Net result €268k after one loss-making year.
31-12
Financial Liquidity times 9current ratio 9.83
Current ratio from 1.12 to 9.83.
31-12
Financial Equity above €200kEq €274k ▲4504%
Equity rises from €6k to €274k.
16-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity times 13current ratio 7.83
Current ratio from 0.59 to 7.83; short-term debt falls from €17k to €1k.
21-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
10-03
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Champ au Doyâre 124970 Stavelot
Ground area
1,142 m²
Building footprint
84 m²
Volume, LiDAR
569 m³
Parcel 63073B0958/00L002, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUNKEOS
Champ au Doyâre 12, 4970 StavelotInsurance agents and brokers
since 20112.236.500.096
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63073B0958/00L002 Wallonia 1,142 m² 1 · 84 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,689 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-01-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66220Insurance agents and brokers
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0496/501.920
Establishment Stavelot 2.236.500.096