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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Lunique is 0.6% (low). The 2025 annual accounts show equity of €31k and a net result of €-2k. Its solvency ranks better than 32% of 2749 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-2k
Working capital€-5k+81.2%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 24-01-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 32.9% | 62.2% | |
| Net result | €-2k | €40k | |
| Equity | €31k | €62k | |
| Gross operating margin | €24k | €63k | |
| Total assets | €94k | €121k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€23k
-54.4%
-18% vs sector
€-2k
-
far below sector median
€22k
-46.2%
-4% vs sector
€94k
-12.6%
-60% vs sector
€31k
-7.1%
-79% vs sector
€-5k
+81.2%
far below sector median
€596
-93.1%
-85% vs sector
€63k
-15.0%
-20% vs sector
€63k
-15.0%
+22% vs sector
0.92
+45.8%
-56% vs sector
0.92
+45.8%
-56% vs sector
32.9%
+6.3%
-51% vs sector
2.04
-8.6%
+283% vs sector
-7.6%
-
far below sector median
-2.5%
-
far below sector median
175.71
+16.4%
far above sector median
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €23k |
| Net profit | €-2k |
| Cash flow | €22k |
| Staff costs | - |
| Income taxes | €596 |
| Dividends | - |
| Total assets | €94k |
| Equity | €31k |
| Debt | €63k |
| of which ≤ 1y | €63k |
| of which > 1y | - |
| Working capital | €-5k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.92 |
| Quick ratio | 0.92 |
| Working capital ratio | -5.5% |
| Solvency | 32.9% |
| Debt / equity | 2.04 |
| Long-term debt ratio | - |
| Interest coverage | 175.71 |
| Gross margin | - |
| Net margin | - |
| ROA | -2.5% |
| ROE | -7.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €94k |
| Fixed assets | 21/28 | €36k |
| Tangible fixed assets | 22/27 | €36k |
| Current assets | 29/58 | €58k |
| Amounts receivable within one year | 40/41 | €29k |
| Cash & bank | 54/58 | €25k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €94k |
| Equity | 10/15 | €31k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €26k |
| Amounts payable | 17/49 | €63k |
| Amounts payable within one year | 42/48 | €63k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €24k |
| Operating result | 9901 | €-2k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €131 |
| Result before taxes | 9903 | €-2k |
| Income taxes | 67/77 | €596 |
| Net result for the period | 9904 | €-2k |
| Result to be appropriated | 9905 | €-2k |
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Ratios computed by Checked.
Health barometer
FY 2025 · computed35
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
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See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Connections & network
1 connected companyGroup structure
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationLunique
since 20222.335.324.983
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,427 m²
Buildings1
Building footprint526 m²
Volume (LiDAR)5,719 m³
Tallest building15.1 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502G0641/00A000 | Flanders | 1,427 m² | 1 · 526 m² | 15.1 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
No structured acts for this company yet
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.
Analysis
Snowflake analysis
financial profile on 5 axes42
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
35
Profitability
0
Solvency
50
Growth
32
Stability
94
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameNL | Lunique |
Registered office
Zonneplein(Odk) 1 bus 101
8670 Koksijde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.