Age10 yrs
Real estate3 parcels · 1.2 ha
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Lumency is 0.5% (very low). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
How we compute the deadline
The year end is derived from 9 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 27-08-2025 | 27 d late | 2025-00469009 |
| 31-12-2023 | 31-07-2024 | 03-07-2024 | 28 d early | 2024-00204643 |
| 31-12-2022 | 31-07-2023 | 07-06-2023 | 54 d early | 2023-00111300 |
| 31-12-2021 | 31-07-2022 | 26-07-2022 | 5 d early | 2022-20253950 |
| 31-12-2020 | 31-07-2021 | 30-06-2021 | 31 d early | 2021-29200467 |
| 31-12-2019 | 31-07-2020 | 27-07-2020 | 4 d early | 2020-36100026 |
| 31-12-2018 | 31-07-2019 | 12-07-2019 | 19 d early | 2019-34100087 |
| 31-12-2017 | 31-07-2018 | 22-07-2018 | 9 d early | 2018-38400382 |
| 31-12-2016 | 31-07-2017 | 28-06-2017 | 33 d early | 2017-23200217 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2015, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Higher-failure-rate region
+Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 9 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | volledig | 27-08-2025 | 2025-00469009 |
| 31-12-2023 | volledig | 03-07-2024 | 2024-00204643 |
| 31-12-2022 | volledig | 07-06-2023 | 2023-00111300 |
| 31-12-2021 | volledig | 26-07-2022 | 2022-20253950 |
| 31-12-2020 | volledig | 30-06-2021 | 2021-29200467 |
| 31-12-2019 | volledig | 27-07-2020 | 2020-36100026 |
| 31-12-2018 | volledig | 12-07-2019 | 2019-34100087 |
| 31-12-2017 | volledig | 22-07-2018 | 2018-38400382 |
| 31-12-2016 | volledig | 28-06-2017 | 2017-23200217 |
Structure & network
Locations & real estate
Establishment units
3 locationsLumency
since 20152.248.903.923
Lumency
since 20222.329.570.707
Witte Patersstraat 4, 1040 Etterbeek
since 20242.358.253.805
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area1.2 ha
Buildings3
Building footprint8,212 m²
Volume (LiDAR)83,181 m³
Tallest building15.0 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0297/00G004 | Brussels | 8,221 m² | 1 · 5,857 m² | 15.0 m · 3 fl. |
| 21363B0348/00A002 | Brussels | 3,170 m² | 1 · 2,221 m² | 12.0 m · 3 fl. |
| 72014B0712/00R004 | Flanders | 1,066 m² | 1 · 133 m² | 7.0 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 1 year ago
2024
23-08-2024 Articles of association amended, translation of the articles, coordination of the articles and full restatement of the articles
Summary:
De vennootschap heeft tot voorwerp: Onderzoek, ontwerp, innovatie, productie en beheer van ICT en Elektronica producten kaderend in Smart-City en duurzame ontwikkelingsactiviteiten alsook hiertoe gere…Notary:
Stefaan Wellekens · Boom
Analysis
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Vervaardiging van elektronische onderdelen26110Vervaardiging van elektronische onderdelen26110Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
| Legal nameNL | Lumency |
Registered office
Dieudonné Lefèvrestraat 17
1020 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.