Luka
ActiveLuka has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €753k and a net result of €68k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 79% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.21 against 9.57 in 2024; short-term debt: 22.1% and cash: 79.4% of total assets), and 22.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.9%
Return on assets
7%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
1 d early
2022
4 d early
2021
4 d early
2020
26 d early
2019
92 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€753k▼ 4.1%
2024 · €785k
2019: €726k
2020: €806k
2021: €598k
2022: €694k
2023: €761k
2024: €785k
2019 → 2025
Total assets
€966k▲ 11.6%
2024 · €866k
2019: €837k
2020: €898k
2021: €694k
2022: €832k
2023: €852k
2024: €866k
2019 → 2025
Net result
€68k▼ 24.0%
2024 · €90k
2019: €44k
2020: €80k
2021: €82k
2022: €96k
2023: €66k
2024: €90k
2019 → 2025
Working capital
€684k▼ 0.7%
2024 · €689k
2019: €590k
2020: €693k
2021: €501k
2022: €612k
2023: €644k
2024: €689k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€598k-€694k▲ 16.1%€761k▲ 9.6%€785k▲ 3.2%€753k▼ 4.1%
Operating result€109k-€134k▲ 23.0%€89k▼ 33.7%€122k▲ 37.5%€102k▼ 16.0%
Net result€82k-€96k▲ 17.5%€66k▼ 31.1%€90k▲ 34.9%€68k▼ 24.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €966k
Fixed assets
€69k▼ 28.0%
Current assets
€897k▲ 16.6%
Equity and liabilities €966k
Equity
€753k▼ 4.1%
Debt
€213k▲ 165%
The debt ratio rises from 9.3% to 22.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€132k▼
2024 · €150k
Cash flow
€97k▼
2024 · €118k
Solvency
77.9%▼
2024 · 90.7%
Current ratio
4.21▼
2024 · 9.57
Quick ratio
3.75▼
2024 · 8.80
Debt / equity
0.28▲
2024 · 0.10
ROE
9.0%▼
2024 · 11.4%
ROA
7.0%▼
2024 · 10.3%
Interest coverage
26.88▼
2024 · 59.42
Debt
€213k▲
2024 · €80k
Debt ≤ 1 year
€213k▲
2024 · €80k
Income taxes
€33k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€866k€966k▲
Fixed assets21/28€96k€69k▼
Tangible fixed assets22/27€96k€69k▼
Land and buildings22€52k€37k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€38k€29k▼
Current assets29/58€770k€897k▲
Stocks and contracts in progress3€62k€99k▲
Stocks30/36€62k€99k▲
Amounts receivable within one year40/41€43k€31k▼
Trade receivables40€5k€24k▲
Other amounts receivable41€38k€7k▼
Current investments50/53€125k-
Cash at bank and in hand54/58€522k€767k▲
Deferred charges and accrued income490/1€17k€220▼
Equity and liabilities
Total equity and liabilities10/49€866k€966k▲
Equity10/15€785k€753k▼
Contributions10/11€25k€25k=
Reserves13€760k€728k▼
Distributable reserves133€760k€728k▼
Amounts payable17/49€80k€213k▲
Amounts payable within one year42/48€80k€213k▲
Trade debts44€436€23k▲
Suppliers440/4€436€23k▲
Taxes, remuneration and social security45€19k€15k▼
Taxes450/3€16k€12k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€61k€176k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A-€38k
Gross operating margin9900€152k€171k▲
Operating profit (loss)9901€122k€102k▼
Financial income75/76B€6k€4k▼
Recurring financial income75€6k€4k▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€125k€101k▼
Income taxes67/77€36k€33k▼
Profit (loss) for the period9904€90k€68k▼
Profit (loss) for the period to be appropriated9905€90k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€68k▼
Transfer from equity791/2€65k€100k▲
Transfer to equity691/2€90k€68k▼
To other reserves6921€90k€68k▼
Profit to be distributed694/7€65k€100k▲
Return on contributions (dividend)694€65k€100k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €96k ▲17.5%
Operating result €134k, net result €96k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holeindestraat(LAA) 219270 LaarneGround area
2,403 m²
Building footprint
128 m²
Volume, LiDAR
762 m³
Parcel 42009E0615/00K000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Holeindestraat(LAA) 21, 9270 Laarne
since 19992.092.544.079
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42009E0615/00K000 | Flanders | 2,403 m² | 1 · 128 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,901 EUR awarded · 2,901 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,901 EUR | 2,901 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
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Of 689 companies in sector 46216 we hold annual accounts for 476. 400 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-1999
Fiscal year end30-06
Activities, NACEBEL
46216Wholesale of agricultural produce and animal feed, general range
51210
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01199Crop and animal production, hunting and related service activities
01290Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:lukabvba@telenet.be