LUDIX
ActiveSummary
LUDIX has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €-19k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-82
Solvency88▲+6
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 2.63 in 2023; short-term debt: 22.9% and cash: 1.4% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.8%
Return on assets
-26.5%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
1 d early
2022
30 d late
2021
139 d late
2020
138 d late
2019
145 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-19k
2023 · €12k
2018: €184
2019: €21k
2020: €24k
2021: €15k
2022: €62k
2023: €12k
2018 → 2024
Working capital
€39k▼ 28.1%
2023 · €54k
2018: €52k
2019: €68k
2020: €92k
2021: €107k
2022: €169k
2023: €54k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€93k-€107k▲ 15.9%€169k▲ 58.1%€64k▼ 62.5%€45k▼ 29.6%
Operating result€33k-€21k▼ 35.0%€86k▲ 307%€16k▼ 81.1%€-17k
Net result€24k-€15k▼ 39.2%€62k▲ 324%€12k▼ 81.3%€-19k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €17k after €16k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71k
Fixed assets
€16k ▼ 33.7%
Current assets
€55k ▼ 36.6%
Equity and liabilities €71k
Equity
€45k ▼ 29.6%
Debt
€26k ▼ 44.4%
Debt's share of the balance-sheet total falls from 42.8% to 37.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2023 · €17k
Cash flow
€-11k▼
2023 · €12k
Current ratio
3.38▲
2023 · 2.63
Debt to equity
0.59▼
2023 · 0.75
ROE
-42.1%▼
2023 · 18.4%
ROA
-26.5%▼
2023 · 10.5%
Interest coverage
-5.90▼
2023 · 18.84
Debt ≤ 1 year
€16k▼
2023 · €33k
Debt > 1 year
€10k▼
2023 · €15k
Income taxes
€200▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€111k€71k▼
Fixed assets21/28€24k€16k▼
Tangible fixed assets22/27€24k€16k▼
Leasing and similar rights25€24k€16k▼
Financial fixed assets28€300€300=
Current assets29/58€87k€55k▼
Amounts receivable within one year40/41€82k€52k▼
Trade receivables40€760-
Other amounts receivable41€81k€52k▼
Cash at bank and in hand54/58€2k€975▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€111k€71k▼
Equity10/15€64k€45k▼
Contributions10/11€30k€30k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€31k€12k▼
Amounts payable17/49€48k€26k▼
Amounts payable after more than one year17€15k€10k▼
Financial debts170/4€15k€10k▼
Amounts payable within one year42/48€33k€16k▼
Current portion of amounts payable after more than one year42€4k€5k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45€22k€546▼
Taxes450/3€22k€546▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€589€8k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€18k€-7k▼
Operating profit (loss)9901€16k€-17k▼
Financial charges65/66B€898€2k▲
Recurring financial charges65€898€2k▲
Profit (loss) for the period before taxes9903€15k€-19k▼
Income taxes67/77€4k€200▼
Profit (loss) for the period9904€12k€-19k▼
Profit (loss) for the period to be appropriated9905€12k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€148k€12k▼
Profit (loss) brought forward from the previous period14P€136k€31k▼
Profit to be distributed694/7€118k-
Return on contributions (dividend)694€118k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial
Weakest financial yearnet €-19k ▼261%
Net result drops to €-19k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €62k ▲324%
Operating result €86k, net result €62k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.96
Current ratio from 3.23 to 6.96; short-term debt falls from €48k to €28k.
31-12
Financial
Equity above €150kEq €169k ▲58.1%
5 profitable years in a row build equity to €169k.
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 139 days late
2021
31-12
Financial
Equity above €100kEq €107k ▲15.9%
4 profitable years in a row build equity to €107k.
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 138 days late
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 145 days late
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 152 days late
Show earlier events
2018
30-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 152 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Sarte 366200 ChâteletGround area
2,704 m²
Building footprint
697 m²
Volume, LiDAR
4,671 m³
2 parcels, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GAME CASH
since 20142.234.775.377
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92068C0407/00Z010 | Wallonia | 1,804 m² | 1 · 481 m² | 9.1 m · 2 fl. |
| 52012C0160/00E000 | Wallonia | 900 m² | 1 · 215 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJemeppe-sur-Sambre2.234.775.377
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Of 3,226 companies in sector 47400 we hold annual accounts for 1,806. 1,425 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
56301Cafés and bars
47640Retail sale of games and toys
47690Retail sale of other cultural and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.