LUCA MOTOR
ActiveLUCA MOTOR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €65k. Equity is growing by ~226.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 2526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+15
Solvency43▲+14
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 0.86 in 2024; short-term debt: 36.2% and cash: 21.9% of total assets), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
17.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 d early
2024
15 d early
2023
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 451%
2024 · €12k
2023: €12k
2024: €12k
2023 → 2025
Total assets
€372k▲ 7.1%
2024 · €348k
2023: €367k
2024: €348k
2023 → 2025
Net result
€65k▲ 238%
2024 · €19k
2023: €34k
2024: €19k
2023 → 2025
Working capital
€51k
2024 · €-17k
2023: €-26k
2024: €-17k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€12k▲ 2.7%€68k▲ 451%
Operating result€51k-€36k▼ 29.7%€97k▲ 173%
Net result€34k-€19k▼ 42.5%€65k▲ 238%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 173% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372k
Fixed assets
€186k▼ 24.4%
Current assets
€186k▲ 83.0%
Equity and liabilities €372k
Equity
€68k▲ 451%
Debt
€304k▼ 9.2%
The debt ratio falls from 96.5% to 81.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€163k▲
2024 · €99k
Cash flow
€131k▲
2024 · €83k
Solvency
18.2%▲
2024 · 3.5%
Current ratio
1.38▲
2024 · 0.86
Quick ratio
0.88▲
2024 · 0.76
Debt / equity
4.51▼
2024 · 27.36
ROE
96.7%▼
2024 · 157.7%
ROA
17.6%▲
2024 · 5.6%
Interest coverage
16.04▲
2024 · 8.80
Debt
€304k▼
2024 · €335k
Debt ≤ 1 year
€135k▲
2024 · €119k
Debt > 1 year
€170k▼
2024 · €217k
Income taxes
€22k▲
2024 · €5k
Staff costs
€115k▲
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€348k€372k▲
Fixed assets21/28€246k€186k▼
Intangible fixed assets21€183k€146k▼
Tangible fixed assets22/27€62k€39k▼
Plant, machinery and equipment23€40k€27k▼
Furniture and vehicles24€22k€12k▼
Financial fixed assets28€891€891=
Current assets29/58€102k€186k▲
Stocks and contracts in progress3€12k€68k▲
Stocks30/36€12k€68k▲
Amounts receivable within one year40/41€16k€36k▲
Trade receivables40€4k€21k▲
Other amounts receivable41€13k€15k▲
Cash at bank and in hand54/58€71k€81k▲
Deferred charges and accrued income490/1€3k€657▼
Equity and liabilities
Total equity and liabilities10/49€348k€372k▲
Equity10/15€12k€68k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€2k€58k▲
Amounts payable17/49€335k€304k▼
Amounts payable after more than one year17€217k€170k▼
Financial debts170/4€217k€170k▼
Amounts payable within one year42/48€119k€135k▲
Current portion of amounts payable after more than one year42€45k€47k▲
Trade debts44€24k€27k▲
Suppliers440/4€24k€27k▲
Taxes, remuneration and social security45€49k€54k▲
Taxes450/3€28k€39k▲
Remuneration and social security454/9€21k€15k▼
Other amounts payable47/48€220€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€110k€115k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€66k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€213k€283k▲
Operating profit (loss)9901€36k€97k▲
Financial income75/76B€100€73▼
Recurring financial income75€100€73▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€24k€87k▲
Income taxes67/77€5k€22k▲
Profit (loss) for the period9904€19k€65k▲
Profit (loss) for the period to be appropriated9905€19k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€68k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Profit to be distributed694/7€19k€10k▼
Return on contributions (dividend)694€19k€10k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €65k ▲238%
Operating result €97k, net result €65k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €19k ▼42.5%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Chapelle(TR) 3546183 CourcellesGround area
2,118 m²
Building footprint
81 m²
Parcel 52066B1063/00H002, Wallonia. Linked by address, not a title deed.
1 establishment unit
LUCA MOTOR
since 20222.338.572.802
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52066B1063/00H002 | Wallonia | 2,118 m² | 1 · 81 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900EUGF2E4R82AL63
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,959. 2,213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2022
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
95313Repair and fitting of specific motor vehicle parts
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:garagelucamotor@gmail.com