LUC'K

Active

Private limited companyfounded 201412 yrs activeRue de la Citadelle(TOU) 55, 7500 Tournai, BelgiumKBO/BCE: BE 0559.830.550

LUC'K has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 3181 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

60 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability43▼-15

Solvency57▲+2

Growth78=

Track record100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €12k at 30 days acceptable

Liquidity short (current ratio 0.59 against 0.56 in 2024; short-term debt: 68.1% and cash: 9.3% of total assets), and 68.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

31.9%

Return on assets

2.3%

Age of the figures

15 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year €211k

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 d early

2024

1 d early

2023

16 d early

2022

1 d early

2021

47 d early

2020

2 d early

2019

10 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close20-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

€41k

EBIT margin

-36.4%

Net result

€15k▼ 71.4%

2024 · €54k

2019: €-7k 2020: €-16k 2021: €-320 2022: €176k 2023: €375k 2024: €54k

2019 → 2025

Working capital

€-184k▲ 7.7%

2024 · €-199k

2019: €-393k 2020: €-804k 2021: €-804k 2022: €-628k 2023: €-252k 2024: €-199k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-409k-€-233k▲ 43.0%€142k€195k▲ 37.8%€211k▲ 7.8%

Operating result€-298-€176k€175k▼ 0.4%€54k▼ 69.3%€15k▼ 71.2%

Net result€-320-€176k€375k▲ 114%€54k▼ 85.7%€15k▼ 71.4%

Result per fiscal year

Operating resultNet result

The operating result has fallen three years in a row; 2025 is 71% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €660k

59.8%

40.2%

Fixed assets €394k=

Current assets €265k▲ 5.1%

Equity and liabilities €660k

31.9%

68.1%

Equity €211k▲ 7.8%

Debt €449k▼ 0.6%

The debt ratio falls from 69.8% to 68.1%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

Solvency

31.9%▲

2024 · 30.2%

Current ratio

0.59▲

2024 · 0.56

Quick ratio

0.59▲

2024 · 0.56

Debt / equity

2.13▼

2024 · 2.31

ROE

7.3%▼

2024 · 27.4%

ROA

2.3%▼

2024 · 8.3%

Debt

€449k▼

2024 · €451k

Debt ≤ 1 year

€449k▼

2024 · €451k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€647k€660k▲

Fixed assets21/28€394k€394k=

Financial fixed assets28€394k€394k=

Current assets29/58€253k€265k▲

Amounts receivable after more than one year29€200k€200k=

Trade receivables290€200k€200k=

Amounts receivable within one year40/41€8k€4k▼

Trade receivables40€4k€4k=

Other amounts receivable41€5k€149▼

Cash at bank and in hand54/58€44k€62k▲

Equity and liabilities

Total equity and liabilities10/49€647k€660k▲

Equity10/15€195k€211k▲

Contributions10/11€19k€19k=

Outside capital11€19k€19k=

Share premium1100/10€19k€19k=

Profit (loss) carried forward14€177k€192k▲

Amounts payable17/49€451k€449k▼

Amounts payable within one year42/48€451k€449k▼

Trade debts44€12k€10k▼

Suppliers440/4€12k€10k▼

Taxes, remuneration and social security45€1k-

Taxes450/3€1k-

Other amounts payable47/48€438k€439k▲

Income statement Code20242025

Other operating charges640/8€384€387▲

Gross operating margin9900€54k€16k▼

Operating profit (loss)9901€54k€15k▼

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€180€180=

Recurring financial charges65€180€180=

Profit (loss) for the period before taxes9903€54k€15k▼

Profit (loss) for the period9904€54k€15k▼

Profit (loss) for the period to be appropriated9905€54k€15k▼

Appropriation of the result

Profit (loss) to be appropriated9906€177k€192k▲

Profit (loss) brought forward from the previous period14P€123k€177k▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 16Financial 6Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2026

30-01

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

30-06

Financial Equity above €200kEq €211k ▲7.8%

4 profitable years in a row build equity to €211k.

30-01

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

30-06

Financial Equity above €150kEq €195k ▲37.8%

3 profitable years in a row build equity to €195k.

15-01

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

30-06

Financial Highest result since 2019net €375k ▲114%

Net result €375k, the highest in the series.

30-06

Financial Equity above €100kEq €142k

2 profitable years in a row build equity to €142k.

30-01

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

30-06

Financial Back to profitnet €176k

Net result €176k after 3 loss-making years.

2021

15-12

NBB filing Annual accounts filed

fiscal year 2021 · full schema

29-01

NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

30-06

Financial Weakest financial yearnet €-16k

Net result drops to €-16k, the lowest in the series; recovery starts the following year.

21-01

NBB filing Annual accounts filed

fiscal year 2019 · full schema

2019

21-01

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

24-01

NBB filing Annual accounts filed

fiscal year 2017 · full schema

2017

26-01

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Tournai · 1 establishment unit since 2014

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Citadelle(TOU) 557500 Tournai

Ground area

466 m²

Building footprint

93 m²

Parcel 57081I1320/00_000, Wallonia. Linked by address, not a title deed.

1 establishment unit

LUC'K

Rue de la Citadelle(TOU) 55, 7500 TournaiOther manufacturing

since 20142.234.093.805

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57081I1320/00_000	Wallonia	466 m²	1 · 93 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,625 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-08-2014

Fiscal year end30-06

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.