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LTDAV CONCEPT

Active
Private limited companyfounded 20215 yrs activeBergensesteenweg 421, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0765.733.539

LTDAV CONCEPT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22k and a net result of €2k. Equity is growing by ~70.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2024
37 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability40▼-22
Solvency36▼-3
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.12 against 1.17 in 2023; short-term debt: 89.4% and cash: 0.7% of total assets), and 89.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
10.6%
Return on assets
0.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
8 d late
2023
40 d late
2022
406 d late
2021
344 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€22k▲ 8.3%
2023 · €20k
2021: €-4k 2022: €7k 2023: €20k
2021 → 2024
Total assets
€205k▲ 46.3%
2023 · €140k
2021: €11k 2022: €55k 2023: €140k
2021 → 2024
Net result
€2k▼ 87.7%
2023 · €14k
2021: €-4k 2022: €10k 2023: €14k
2021 → 2024
Working capital
€22k▲ 8.3%
2023 · €20k
2021: €-4k 2022: €7k 2023: €20k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2021202220232024Trend
Equity€-4k-€7k€20k▲ 204%€22k▲ 8.3%
Operating result€-4k-€13k€17k▲ 29.6%€2k▼ 87.7%
Net result€-4k-€10k€14k▲ 30.2%€2k▼ 87.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €-4k€-4kNet result 2021: €-4k€-4kOperating result 2022: €13k€13kNet result 2022: €10k€10kOperating result 2023: €17k€17kNet result 2023: €14k€14kOperating result 2024: €2k€2kNet result 2024: €2k€2k2021202220232024
The operating result falls in 2024; 2024 is 88% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €205k
Equity €22k▲ 8.3%
Debt €183k▲ 52.6%
The debt ratio rises from 85.6% to 89.4%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Solvency
10.6%
2023 · 14.4%
Current ratio
1.12
2023 · 1.17
Quick ratio
1.12
2023 · 1.17
Debt / equity
8.40
2023 · 5.96
ROE
7.6%
2023 · 67.1%
ROA
0.8%
2023 · 9.6%
Debt
€183k
2023 · €120k
Debt ≤ 1 year
€183k
2023 · €120k
Income taxes
€417
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€140k€205k
Current assets29/58€140k€205k
Amounts receivable within one year40/41€139k€204k
Trade receivables40€131k€196k
Other amounts receivable41€8k€8k=
Cash at bank and in hand54/58€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€140k€205k
Equity10/15€20k€22k
Profit (loss) carried forward14€20k€22k
Amounts payable17/49€120k€183k
Amounts payable within one year42/48€120k€183k
Trade debts44€55k€95k
Suppliers440/4€55k€95k
Taxes, remuneration and social security45€64k€87k
Taxes450/3€12k€12k
Remuneration and social security454/9€52k€75k
Other amounts payable47/48€755€1k
Income statement Code20232024
Gross operating margin9900€17k€2k
Operating profit (loss)9901€17k€2k
Profit (loss) for the period before taxes9903€17k€2k
Income taxes67/77€3k€417
Profit (loss) for the period9904€14k€2k
Profit (loss) for the period to be appropriated9905€14k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€20k€22k
Profit (loss) brought forward from the previous period14P€7k€20k

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Timeline · acts, filings and financial milestones

2025
08-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
09-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
09-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 406 days late
2023
31-12
Financial Highest result since 2021net €14k ▲30.2%
Operating result €17k, net result €14k, both a record.
10-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 344 days late
2022
31-12
Financial Back to profitnet €10k
Net result €10k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bergensesteenweg 4211600 Sint-Pieters-Leeuw
Ground area
8,608 m²
Building footprint
1,465 m²
2 parcels, Flanders, Wallonia. Linked by address, not a title deed.
1 establishment unit
CARWASH BEAUTY
Grand Place(PIE) 8, 7100 La LouvièreNACE 45113
since 20212.315.059.012
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23582E0505/00E000 Flanders 8,312 m² 1 · 1,330 m² -
56033A0630/00L003 Wallonia 297 m² 1 · 135 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,209 companies in sector 95316 we hold annual accounts for 752. 538 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-03-2021
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.