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LPJ HOLDING

Active
Private limited company·Activiteiten van holdings· 2 yrs active
Eikelenweg 49 ·3620 Lanaken, Belgium
KBO/BCE: BE 1007.804.363
Watch Print / PDF
Age2 yrs
Connections1
Real estate1 parcel · 744 m²

Summary

Conclusion

the dossier summarised in one paragraph

LPJ HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €16k and a net result of €14k. Its solvency ranks better than 12% of 1407 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 1407 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 02-07-2025 29 d early 2025-00234739

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€16k
Net result€14k
Total assets€321k
Solvency4.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 02-07-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 4.9% 37.4%
better than 12% of 1407 sector peers
Net result €14k €46k
better than 35% of 1406 sector peers
Equity €16k €362k
better than 11% of 1407 sector peers
Gross operating margin €24k €65k
better than 32% of 1405 sector peers
Total assets €321k €1.41M
better than 20% of 1407 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositverkort
Revenuen/a
EBITDAn/a
Net profit€14k
Cash flown/a
Staff costs-
Income taxes€6k
Dividends-
Total assets€321k
Equity€16k
Debt€306k
of which ≤ 1y€51k
of which > 1y€255k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency4.9%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA4.2%
ROE87.2%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€321k
Fixed assets 21/28€255k
Formation expenses 20€7k
Financial fixed assets 28€255k
Current assets 29/58€59k
Cash & bank 54/58€59k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€321k
Equity 10/15€16k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€14k
Amounts payable 17/49€306k
Amounts payable after one year 17€255k
Amounts payable within one year 42/48€51k
Trade debts payable within one year 44€19
Income statement
Gross operating margin 9900€24k
Operating result 9901€22k
Financial charges 65€3k
Result before taxes 9903€19k
Income taxes 67/77€6k
Net result for the period 9904€14k
Result to be appropriated 9905€14k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Connections & network

1 connected company
Network connections
LPJ Retail
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eikelenweg 493620 Lanaken

Establishment units

1 location
LPJ HOLDING
Eikelenweg 49, 3620 LanakenHoldings
since 20242.359.732.064
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area744 m²
Buildings1
Building footprint119 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73322E0699/00A000 Flanders 744 m² 1 · 119 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
30-01-2026
v3.2
All acts · 2 updated 6 months ago
2026
30-01-2026 Registered office moved within Lanaken Registered-office change
  • Kleine Omstraat 17, 3620 Lanaken → Eikelenweg 49, 3620 Lanaken
Summary: v3.2
2024
03-04-2024 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health-Profitability100Solvency18Growth-Stability67
62 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 18
Growth -
Stability 67

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,518 of the 24,684 companies in this sector. 2,677 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL LPJ HOLDING
Registered office
Eikelenweg 49
3620 Lanaken, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.