Love Mint
ActiveSummary
The computed 12-month bankruptcy probability of Love Mint is 1.5% (moderate). The 2025 annual accounts show equity of €8k and a net result of €38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 13305 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▲+32
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.7 in 2024; short-term debt: 59.4% and cash: 31.3% of total assets), and 92.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.3%
Return on assets
35.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
on the day
2023
49 d late
2022
11 d early
2021
32 d late
2020
40 d late
2019
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k
2024 · €-30k
2018: €-5k
2019: €-3k
2020: €11k
2021: €24k
2022: €-18k
2023: €-77k
2024: €-30k
2018 → 2025
Total assets
€109k▲ 48.7%
2024 · €73k
2018: €88k
2019: €90k
2020: €70k
2021: €81k
2022: €70k
2023: €56k
2024: €73k
2018 → 2025
Net result
€38k▼ 18.0%
2024 · €47k
2018: €-9k
2019: €2k
2020: €14k
2021: €13k
2022: €-42k
2023: €-59k
2024: €47k
2018 → 2025
Working capital
€5k
2024 · €-25k
2018: €-38k
2019: €24k
2020: €23k
2021: €7k
2022: €-26k
2023: €-69k
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€-18k€-77k▼ 327%€-30k▲ 60.6%€8k
Operating result€14k-€-40k€-53k▼ 33.1%€49k€39k▼ 21.6%
Net result€13k-€-42k€-59k▼ 40.5%€47k€38k▼ 18.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€39k ▲ 136%
Current assets
€70k ▲ 23.3%
Equity and liabilities €109k
Equity
€8k
Debt
€101k
Debt finances 92.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€46k▼
2024 · €55k
Cash flow
€46k▼
2024 · €52k
Current ratio
1.08▲
2024 · 0.70
Quick ratio
0.93▲
2024 · 0.57
Debt to equity
12.66▲
2024 · -3.42
ROE
479.7%
ROA
35.1%▼
2024 · 63.7%
Interest coverage
128.06▲
2024 · 21.36
Debt ≤ 1 year
€65k▼
2024 · €81k
Debt > 1 year
€6k=
2024 · €6k
Income taxes
€70▼
2024 · €160
Staff costs
€161k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€73k€109k▲
Fixed assets21/28€16k€39k▲
Tangible fixed assets22/27€16k€39k▲
Plant, machinery and equipment23€4k€12k▲
Furniture and vehicles24€12k€11k▼
Other tangible fixed assets26-€15k
Financial fixed assets28€85€85=
Current assets29/58€57k€70k▲
Stocks and contracts in progress3€11k€10k▼
Stocks30/36€11k€10k▼
Amounts receivable within one year40/41€21k€23k▲
Trade receivables40€4k€8k▲
Other amounts receivable41€16k€15k▼
Cash at bank and in hand54/58€21k€34k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€73k€109k▲
Equity10/15€-30k€8k▲
Contributions10/11€6k€6k=
Reserves13€29k€29k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€-66k€-28k▲
Amounts payable17/49€103k€101k▼
Amounts payable after more than one year17€6k€6k=
Financial debts170/4€6k€6k=
Amounts payable within one year42/48€81k€65k▼
Current portion of amounts payable after more than one year42€3k€2k▼
Trade debts44€49k€36k▼
Suppliers440/4€49k€36k▼
Advances received on contracts in progress46€6k€0▼
Taxes, remuneration and social security45€24k€26k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9€19k€21k▲
Other amounts payable47/48€0€135▲
Accrued charges and deferred income492/3€17k€31k▲
Income statement
Code20242025
Remuneration, social security and pensions62€118k€161k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€4k€9k▲
Gross operating margin9900€177k€215k▲
Operating profit (loss)9901€49k€39k▼
Financial income75/76B€41€0▼
Recurring financial income75€41€0▼
Financial charges65/66B€3k€359▼
Recurring financial charges65€3k€359▼
Profit (loss) for the period before taxes9903€47k€38k▼
Income taxes67/77€160€70▼
Profit (loss) for the period9904€47k€38k▼
Profit (loss) for the period to be appropriated9905€47k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-28k▲
Profit (loss) brought forward from the previous period14P€-112k€-66k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €47k
Net result €47k after 2 loss-making years.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.50
Current ratio from 0.53 to 1.50; short-term debt falls from €80k to €48k.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Theodoor Van Rijswijckplaats 22000 AntwerpenGround area
75 m²
Building footprint
75 m²
Volume, LiDAR
820 m³
Parcel 11804D0784/00E000, Flanders · tallest building 21.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Love Mint
since 20142.236.302.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0784/00E000 | Flanders | 75 m² | 1 · 75 m² | 21.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.236.302.732
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 6,381 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-11-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.