LOUCARRE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €223k and a net result of €30k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 7980 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-11-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
29 d late
2023
2 d early
2022
5 d late
2021
24 d late
2020
10 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€223k▲ 15.6%
2024 · €193k
2019: €60k
2020: €81k
2021: €106k
2022: €107k
2023: €130k
2024: €193k
2019 → 2025
Net result
€30k▼ 51.9%
2024 · €63k
2019: €16k
2020: €22k
2021: €24k
2022: €1k
2023: €23k
2024: €63k
2019 → 2025
Total assets
€691k▲ 2.3%
2024 · €675k
2019: €165k
2020: €151k
2021: €157k
2022: €161k
2023: €431k
2024: €675k
2019 → 2025
Solvency
32.3%▲ 3.7pp
2024 · 28.6%
2019: 36.3%
2020: 54.0%
2021: 67.5%
2022: 66.5%
2023: 30.3%
2024: 28.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€107k▲ 1.4%€130k▲ 21.6%€193k▲ 48.1%€223k▲ 15.6%
Operating result€32k-€-874€31k€86k▲ 173%€39k▼ 54.1%
Net result€24k-€1k▼ 93.9%€23k▲ 1,457%€63k▲ 171%€30k▼ 51.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €691k
Fixed assets
€601k▼ 2.9%
Current assets
€90k▲ 60.5%
Equity and liabilities €691k
Equity
€223k▲ 15.6%
Debt
€468k▼ 3.0%
The debt ratio falls from 71.4% to 67.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
32.3%▲
2024 · 28.6%
ROE
13.5%▼
2024 · 32.5%
ROA
4.4%▼
2024 · 9.3%
Debt
€468k▼
2024 · €482k
Debt ≤ 1 year
€66k▲
2024 · €61k
Debt > 1 year
€400k▼
2024 · €421k
Income taxes
€13k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€675k€691k▲
Fixed assets21/28€619k€601k▼
Tangible fixed assets22/27€529k€511k▼
Land and buildings22€529k€511k▼
Financial fixed assets28€90k€90k=
Current assets29/58€56k€90k▲
Amounts receivable within one year40/41€49k€41k▼
Trade receivables40-€19k
Other amounts receivable41€49k€22k▼
Cash at bank and in hand54/58€7k€49k▲
Equity and liabilities
Total equity and liabilities10/49€675k€691k▲
Equity10/15€193k€223k▲
Contributions10/11€6k€6k=
Reserves13€181k€211k▲
Distributable reserves133€181k€211k▲
Profit (loss) carried forward14€5k€6k▲
Amounts payable17/49€482k€468k▼
Amounts payable after more than one year17€421k€400k▼
Financial debts170/4€421k€400k▼
Amounts payable within one year42/48€61k€66k▲
Current portion of amounts payable after more than one year42€29k€47k▲
Taxes, remuneration and social security45€28k€15k▼
Taxes450/3€28k€15k▼
Other amounts payable47/48€4k€4k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€18k▲
Other operating charges640/8€540€549▲
Gross operating margin9900€98k€58k▼
Operating profit (loss)9901€86k€39k▼
Financial income75/76B€12k€10k▼
Recurring financial income75€12k€10k▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€90k€43k▼
Income taxes67/77€28k€13k▼
Profit (loss) for the period9904€63k€30k▼
Profit (loss) for the period to be appropriated9905€63k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€36k▼
Profit (loss) brought forward from the previous period14P€5k€5k▲
Transfer to equity691/2€63k€30k▼
To other reserves6921€63k€30k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
31-03
Financial
Equity above €200kEq €223k ▲15.6%
7 profitable years in a row build equity to €223k.
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
31-03
Financial
Highest result since 2019net €63k ▲171%
Operating result €86k, net result €63k, both a record.
31-03
Financial
Equity above €150kEq €193k ▲48.1%
6 profitable years in a row build equity to €193k.
2023
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
05-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 5 days late
31-03
Financial
Weakest financial yearnet €1k ▼93.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
31-03
Financial
Equity above €100kEq €106k ▲29.8%
3 profitable years in a row build equity to €106k.
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 5 days late
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Piervenne 615590 CineyGround area
222 m²
Building footprint
64 m²
Parcel 91030A0349/00W039, Wallonia. Linked by address, not a title deed.
1 establishment unit
LOUCARRE
since 20112.199.743.630
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91030A0349/00W039 | Wallonia | 222 m² | 1 · 64 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,747. 13,537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2011
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.