LOTIN
ActiveLOTIN has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 83% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▲+16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 4.16 in 2024; short-term debt: 24.6% and cash: 16.4% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
-4.6%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-11-2025, 91 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
91 d early
2024
98 d early
2023
47 d early
2022
20 d late
2021
63 d early
2020
51 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 5.8%
2024 · €54k
2019: €-51k
2020: €-119k
2021: €-68k
2022: €-8k
2023: €-8k
2024: €54k
2019 → 2025
Total assets
€67k▼ 4.9%
2024 · €71k
2019: €2k
2020: €264k
2021: €770k
2022: €614k
2023: €614k
2024: €71k
2019 → 2025
Net result
€-3k▲ 59.5%
2024 · €-8k
2019: €-70k
2020: €-68k
2021: €51k
2022: €60k
2023: €60k
2024: €-8k
2019 → 2025
Working capital
€50k▼ 5.9%
2024 · €53k
2019: €-51k
2020: €-119k
2021: €-68k
2022: €46k
2023: €46k
2024: €53k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-68k-€-8k▲ 88.8%€-8k=€54k€51k▼ 5.8%
Operating result€105k-€98k▼ 6.4%€98k=€-7k€-3k▲ 55.2%
Net result€51k-€60k▲ 16.5%€60k=€-8k€-3k▲ 59.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€500=
Current assets
€67k▼ 5.0%
Equity and liabilities €67k
Equity
€51k▼ 5.8%
Debt
€16k▼ 2.1%
The debt ratio rises from 23.9% to 24.6%. Equity and debt are lower.
Key figures and ratios
Solvency
75.4%▼
2024 · 76.1%
Current ratio
4.04▼
2024 · 4.16
Quick ratio
4.04▼
2024 · 4.16
Debt / equity
0.33▲
2024 · 0.31
ROE
-6.2%▲
2024 · -14.3%
ROA
-4.6%▲
2024 · -10.9%
Debt
€16k▼
2024 · €17k
Debt ≤ 1 year
€16k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€67k▼
Fixed assets21/28€500€500=
Financial fixed assets28€500€500=
Current assets29/58€70k€67k▼
Amounts receivable within one year40/41€20k€56k▲
Other amounts receivable41€20k€56k▲
Cash at bank and in hand54/58€50k€11k▼
Equity and liabilities
Total equity and liabilities10/49€71k€67k▼
Equity10/15€54k€51k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€35k€32k▼
Amounts payable17/49€17k€16k▼
Amounts payable within one year42/48€17k€16k▼
Trade debts44€11k€7k▼
Suppliers440/4€11k€7k▼
Taxes, remuneration and social security45€6k€6k=
Taxes450/3€6k€6k=
Other amounts payable47/48€213€3k▲
Income statement
Code20242025
Other operating charges640/8€384€872▲
Gross operating margin9900€-6k€-2k▲
Operating profit (loss)9901€-7k€-3k▲
Financial charges65/66B€968€98▼
Recurring financial charges65€968€98▼
Profit (loss) for the period before taxes9903€-8k€-3k▲
Income taxes67/77€-16-
Profit (loss) for the period9904€-8k€-3k▲
Profit (loss) for the period to be appropriated9905€-8k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€32k▼
Profit (loss) brought forward from the previous period14P€43k€35k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 4.16
Current ratio from 1.08 to 4.16; short-term debt falls from €568k to €17k.
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €51k
Net result €51k after 2 loss-making years.
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haute 11330 RixensartGround area
616 m²
Building footprint
86 m²
Volume, LiDAR
851 m³
Parcel 25091D0747/00B000, Wallonia · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LOTIN
since 20182.289.140.018
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091D0747/00B000 | Wallonia | 616 m² | 1 · 86 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AS BATIMENT
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,070 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2018
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.