LOT 56
ActiveThe computed 12-month bankruptcy probability of LOT 56 is 1.7% (moderate). The 2025 annual accounts show equity of €31k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 50% of 13090 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-3
Solvency55▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.58 in 2024; short-term debt: 52.8% and cash: 12.8% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
14 d early
2024
28 d late
2023
19 d early
2022
18 d early
2021
30 d late
2020
31 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 59.8%
2024 · €76k
2018: €106k
2019: €114k
2020: €140k
2021: €135k
2022: €156k
2023: €166k
2024: €76k
2018 → 2025
Total assets
€101k▼ 33.2%
2024 · €151k
2018: €430k
2019: €320k
2020: €267k
2021: €218k
2022: €217k
2023: €259k
2024: €151k
2018 → 2025
Net result
€4k▼ 57.7%
2024 · €10k
2018: €86k
2019: €8k
2020: €26k
2021: €-4k
2022: €21k
2023: €10k
2024: €10k
2018 → 2025
Working capital
€-21k▼ 10.5%
2024 · €-19k
2018: €-213k
2019: €-140k
2020: €-86k
2021: €-37k
2022: €15k
2023: €49k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€135k-€156k▲ 15.2%€166k▲ 6.5%€76k▼ 54.0%€31k▼ 59.8%
Operating result€-3k-€21k€13k▼ 41.0%€6k▼ 56.5%€7k▲ 27.2%
Net result€-4k-€21k€10k▼ 51.0%€10k▲ 2.8%€4k▼ 57.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€69k▼ 44.3%
Current assets
€32k▲ 17.4%
Equity and liabilities €101k
Equity
€31k▼ 59.8%
Debt
€70k▼ 6.2%
The debt ratio rises from 49.6% to 69.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€66k▲
2024 · €65k
Cash flow
€64k▼
2024 · €70k
Solvency
30.3%▼
2024 · 50.4%
Current ratio
0.60▲
2024 · 0.58
Quick ratio
0.35▼
2024 · 0.41
Debt / equity
2.30▲
2024 · 0.98
ROE
14.3%▲
2024 · 13.6%
ROA
4.3%▼
2024 · 6.8%
Interest coverage
26.03▲
2024 · 20.11
Debt
€70k▼
2024 · €75k
Debt ≤ 1 year
€53k▲
2024 · €47k
Debt > 1 year
€14k▼
2024 · €28k
Income taxes
€184▲
2024 · €166
Staff costs
€31k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€101k▼
Fixed assets21/28€124k€69k▼
Tangible fixed assets22/27€124k€69k▼
Land and buildings22€73k€35k▼
Plant, machinery and equipment23€11k€6k▼
Furniture and vehicles24€40k€28k▼
Current assets29/58€27k€32k▲
Stocks and contracts in progress3€8k€13k▲
Stocks30/36€8k€13k▲
Amounts receivable within one year40/41€9k€3k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€5k€126▼
Cash at bank and in hand54/58€8k€13k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€151k€101k▼
Equity10/15€76k€31k▼
Contributions10/11€20k€20k=
Reserves13€56k€11k▼
Distributable reserves133€56k€11k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€75k€70k▼
Amounts payable after more than one year17€28k€14k▼
Financial debts170/4€28k€14k▼
Amounts payable within one year42/48€47k€53k▲
Current portion of amounts payable after more than one year42€15k€14k▼
Trade debts44€15k€12k▼
Suppliers440/4€15k€12k▼
Taxes, remuneration and social security45€16k€26k▲
Taxes450/3€15k€24k▲
Remuneration and social security454/9€886€2k▲
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€764€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€26k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€59k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€95k€102k▲
Operating profit (loss)9901€6k€7k▲
Financial income75/76B€8k€102▼
Recurring financial income75€8k€102▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€11k€5k▼
Income taxes67/77€166€184▲
Profit (loss) for the period9904€10k€4k▼
Profit (loss) for the period to be appropriated9905€10k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€4k▼
Transfer from equity791/2€100k€50k▼
Transfer to equity691/2€10k€4k▼
To other reserves6921€10k€4k▼
Profit to be distributed694/7€100k€50k▼
Return on contributions (dividend)694€100k€50k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.41
Current ratio from 0.45 to 1.41; short-term debt falls from €68k to €35k.
31-12
Financial
Equity above €150kEq €156k ▲15.2%
Equity rises from €135k to €156k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-4k ▼117%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 45 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Iepersestraat 568870 IzegemGround area
1,510 m²
Building footprint
416 m²
Volume, LiDAR
2,933 m³
Parcel 36494D1362/00M000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOT 56
since 20172.270.840.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D1362/00M000 | Flanders | 1,510 m² | 1 · 416 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteIzegem2.270.840.175
Dual-learning approval
5 endedSimilar companies · same sector, comparable size
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LES LASAGNES DU COEUR
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Of 7,508 companies in sector 56210 we hold annual accounts for 2,445. 1,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2017
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
47110Non-specialised retail sale with food, beverages or tobacco predominating
47111Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.