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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age3 yrs
Real estate2 parcels · 2,921 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of LORI is 5.4% (elevated). The 2024 annual accounts show equity of €8k and a net result of €5k. Its solvency ranks better than 61% of 1972 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone5.4%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate region
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideFiled more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 31-10-2025 | 92 d late | 2025-00559926 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€5k
Working capital€8k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 45.5% | 36.6% | |
| Net result | €5k | €10k | |
| Equity | €8k | €29k | |
| Gross operating margin | €10k | €39k | |
| Total assets | €17k | €91k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €8k |
| Net profit | €5k |
| Cash flow | €6k |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €17k |
| Equity | €8k |
| Debt | €9k |
| of which ≤ 1y | €9k |
| of which > 1y | - |
| Working capital | €8k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.84 |
| Quick ratio | 1.84 |
| Working capital ratio | 45.1% |
| Solvency | 45.5% |
| Debt / equity | 1.20 |
| Long-term debt ratio | - |
| Interest coverage | 2796.61 |
| Gross margin | - |
| Net margin | - |
| ROA | 28.1% |
| ROE | 61.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | 9d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €17k |
| Fixed assets | 21/28 | €183 |
| Financial fixed assets | 28 | €183 |
| Current assets | 29/58 | €17k |
| Amounts receivable within one year | 40/41 | €13k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €17k |
| Equity | 10/15 | €8k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €5k |
| Amounts payable | 17/49 | €9k |
| Amounts payable within one year | 42/48 | €9k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €10k |
| Operating result | 9901 | €8k |
| Financial charges | 65 | €3 |
| Result before taxes | 9903 | €8k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €5k |
| Result to be appropriated | 9905 | €5k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed86
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationLORI
since 20232.347.259.745
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,921 m²
Buildings2
Building footprint797 m²
Volume (LiDAR)17,293 m³
Tallest building29.7 m · ±9 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0280/00V006 | Brussels | 2,572 m² | 1 · 579 m² | 29.7 m · 9 fl. |
| 21612C0056/02N055 | Brussels | 349 m² | 1 · 218 m² | 23.9 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
19-05-2025
Registered-office move
All acts · 1
updated 1 year ago
2025
19-05-2025 Registered office moved within UCCLE
- AVENUE WINSTON CHURCHILL 93/4 1180 UCCLE. → AVENŲE WINSTON CHURCHILL 201 1180 UCCLE
Analysis
Snowflake analysis
financial profile on 5 axes88
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
86
Profitability
100
Solvency
87
Growth
-
Stability
79
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Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 130 of the 1,696 companies in this sector. 87 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Logistieke diensten52250Overige vervoerondersteunende activiteiten52290Landschapsverzorging81300Landschapsverzorging81300
Primary activity highlighted.
Names & trade names
| Legal nameFR | LORI |
Registered office
Winston Churchilllaan 201
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.