LOQUAL
The computed 12-month bankruptcy probability of LOQUAL is 8.1% (elevated). The 2025 annual accounts show equity of €210k and a net result of €-60k. Its solvency ranks better than 79% of 478 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €210k |
| Net result | €-60k |
| Staff (FTE) | 1.1 |
| Better than sector | 79% |
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 53.1% | 21.2% | |
| Net result | €-60k | €33k | |
| Equity | €210k | €166k | |
| Gross operating margin | €44k | €282k | |
| Staff costs | €46k | €212k |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €-24k |
| Net profit | €-60k |
| Cash flow | €-30k |
| Staff costs | €46k |
| Income taxes | €-2k |
| Dividends | - |
| Total assets | €396k |
| Equity | €210k |
| Debt | €186k |
| of which ≤ 1y | €175k |
| of which > 1y | €11k |
| Working capital | €63k |
| Employees (FTE) | 1.1 |
| 2025 | |
|---|---|
| Current ratio | 1.36 |
| Quick ratio | 1.03 |
| Working capital ratio | 15.9% |
| Solvency | 53.1% |
| Debt / equity | 0.88 |
| Long-term debt ratio | 0.05 |
| Interest coverage | -6.55 |
| Gross margin | - |
| Net margin | - |
| ROA | -15.2% |
| ROE | -28.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €396k |
| Fixed assets | 21/28 | €148k |
| Formation expenses | 20 | €10k |
| Tangible fixed assets | 22/27 | €107k |
| Financial fixed assets | 28 | €41k |
| Current assets | 29/58 | €238k |
| Stocks & contracts in progress | 3 | €57k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €156k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €396k |
| Equity | 10/15 | €210k |
| Contributions / capital | 10/11 | €250k |
| Accumulated profits (losses) | 14 | €-40k |
| Amounts payable | 17/49 | €186k |
| Amounts payable after one year | 17 | €11k |
| Amounts payable within one year | 42/48 | €175k |
| Trade debts payable within one year | 44 | €135k |
| Income statement | ||
| Gross operating margin | 9900 | €44k |
| Operating result | 9901 | €-54k |
| Financial income | 75 | €16 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €-62k |
| Income taxes | 67/77 | €-2k |
| Net result for the period | 9904 | €-60k |
| Result to be appropriated | 9905 | €-60k |
-
Current25-09-2025 → present
-
Current25-09-2025 → present
2 events
- 25-09-2025 Appointed· Director
- 25-09-2025 Appointed· Managing director
-
Current25-09-2025 → present
2 events
- 25-09-2025 Resigned· Director
- 25-09-2025 Appointed· Managing director
-
VLT CONSULTINGLegal entityDirector· perm. rep.: Tim Van LonderseleState Gazette act 25366708 (30-10-2025)Current25-09-2025 → present
| NACE primary | Retail trade(47690) |
| Legal form | Private limited company(610) |
| Incorporation | 24-04-2023 |
| Status | Active |
| Postal code | 9111 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1155/00R000 | Flanders | 10.8 ha | 1 · 5.0 ha | 18.2 m · 2 fl. |
| 11050B0010/00E002 | Flanders | 5.6 ha | 1 · 4.9 ha | 27.4 m · 4 fl. |
| 71327G0695/00B002 | Flanders | 3.4 ha | 1 · 3,213 m² | 16.4 m |
| 34353H1142/00X000 | Flanders | 1.4 ha | 1 · 1.1 ha | 28.9 m · 6 fl. |
| 11804D1572/00R000 | Flanders | 5,225 m² | 1 · 322 m² | 20.8 m · 5 fl. |
| 35013A0847/00D000 | Flanders | 3,808 m² | 1 · 3,770 m² | 59.5 m · 6 fl. |
| 46002B0119/00A000 | Flanders | 3,420 m² | 1 · 134 m² | 9.0 m · 2 fl. |
| 11803C1300/00A000 | Flanders | 161 m² | 1 · 117 m² | - |
| 44802B1792/00A000 | Flanders | 121 m² | 1 · 121 m² | 17.2 m · 4 fl. |
| 31804D1433/00C000 | Flanders | 118 m² | 1 · 122 m² | 16.9 m · 4 fl. |
2 more parcels, available with Plus.
See plans →A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
30-10-2025 Articles of association amended
Technical details
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"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
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"seat_change": false,
"object_change": false,
"effective_date": "2025-09-25",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0801.108.449",
"name_full": "LOQUAL",
"legal_form": "BV"
},
"signature_regime": "joint_two",
"special_mandates": [
{
"quote": "De algemene vergadering besluit de opdracht te geven aan Meester Frank MULLER, te Stekene om de co\u00F6rdinatie van de statuten op te maken en te ondertekenen, in overeenstemming met de vorige beslissingen, en de neerlegging daarvan op de griffie van de bevoegde Ondernemingsrechtbank.",
"holder_kbo": null,
"holder_name": "Frank MULLER",
"scope_categories": [
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"with_substitution": false
}
],
"governance_change": {
"admin_delegated_added": [
{
"name": "Van Mele Jan",
"quote": "De voltallige raad van bestuur besluit unaniem om volgende bestuurder aan te stellen als gedelegeerde bestuurder, ingevolge waarvan hij gedelegeerd bestuurder wordt: - \u0022MILVUS MILVUS\u0022 Commanditaire Vennootschap, met zetel te 9111 Sint-Niklaas (Belsele), Eikenlaan 111, ingeschreven in het rechtspersonenregister te Gent, afdeling Dendermonde onder het nummer BE 1027.655.315, met als vaste vertegenwoordiger, de heer Van Mele Jan.",
"excluded_powers": null
}
]
}
}17-10-2024 Capital increase of €100 to €100
- €0 → €100
Technical details
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"events": [
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"kind": "capital_increase",
"amount": 100,
"currency": "EUR",
"after_eur": 100,
"delta_eur": 100,
"before_eur": 0,
"amount_type": "kapitaal_effectief",
"effective_date": "2024-09-26",
"evidence_quote": "In aansluiting hierbij stelt de vergadering vast dat het werkelijk gestort kapitaal van de gewone commanditaire vennootschap \u0022Loqual\u0022, hetzij honderd euro (100,00 \u20AC), van rechtswege wordt omgezet in een statutair onbeschikbare eigen vermogensrekening",
"contribution_type": "in_kind"
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],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0801.108.449",
"name_full": "LOQUAL",
"legal_form": "CommV"
}
}27-04-2023 Incorporation of a new CommV
Technical details
{
"kind": "oprichting",
"seat": "Eikenlaan 111 \u2013 9111 Belsele",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
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"founders": [
{
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"person": {
"dob": "1984-02-16",
"name": "Jan Van Mele",
"niss": null,
"address": "Eikenlaan 111 \u2013 9111 Belsele"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 99.0,
"holder_person_name": "Jan Van Mele",
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"n_shares_subscribed": 99,
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},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1985-11-10",
"name": "Sarah Vandervreken",
"niss": null,
"address": "Eikenlaan 111 \u2013 9111 Belsele"
},
"share_class": "Ordinary",
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],
"capital_eur": 100.0,
"subject_company": {
"kbo": "0801.108.449",
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"legal_form": "CommV"
},
"initial_directors": [],
"incorporation_date": "2023-04-24",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | LOQUAL |