Checked.be
Active
BE 0811.036.497Private limited company
LOMAPRISA
Chemin de L'Etang(BOM) 49A ·4607 Dalhem, Belgium· 17 yrs active
Sector: Full-service restaurants
(56111)
Conclusion
The computed 12-month bankruptcy probability of LOMAPRISA is 2.3% (moderate). The 2025 annual accounts show negative equity (€-1k) and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 12499 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €-1k |
| Net result | €-18k |
| Better than sector | 25% |
| Active | 17 yrs |
Financial profile
62
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
7
Profitability
100
Solvency
34
Growth
68
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2009, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
7
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
20
2022
64
2023
49
2024
7
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.54 (< 1.0)
-10
Quick ratio
Quick ratio 0.54 (< 0.6)
-5
Equity
Negative equity
-25
Profitability
ROE 1444% (≥ 10%)
+10
Interest coverage
Interest coverage 1.1× (< 1.5×)
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-08-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 56, Food and beverage service activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -1.5% | 30.5% | |
| Net result | €-18k | €5k | |
| Equity | €-1k | €30k | |
| Gross operating margin | €7k | €62k | |
| Staff costs | €97 | €56k |
€121k
+58.7%
22-25
€3k
-86.9%
22-25
€-18k
-
22-25
€-84
-
22-25
€83k
-7.3%
22-25
€-1k
-
22-25
€-25k
-163.6%
22-25
€97
-
22-25
€282
-87.0%
22-25
€85k
+16.0%
22-25
€55k
+63.5%
22-25
€30k
-24.7%
22-25
0.54
-24.3%
22-25
0.54
-24.3%
22-25
-1.5%
-
22-25
-67.02
-
22-25
1443.5%
+28682.1%
22-25
-21.9%
-
22-25
0.7%
-97.7%
22-25
18.6%
-56.3%
22-25
1.06
-88.4%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | full schema | micro schema | micro schema |
| Revenue | - | €121k | €76k | - |
| EBITDA | €3k | €22k | €32k | - |
| Net profit | €-18k | €851 | €23k | €-2k |
| Cash flow | €-84 | €18k | €25k | - |
| Staff costs | €97 | - | - | - |
| Income taxes | €282 | €2k | €6k | - |
| Dividends | - | - | - | - |
| Total assets | €83k | €90k | €93k | €92 |
| Equity | €-1k | €17k | €16k | €-7k |
| Debt | €85k | €73k | €77k | €7k |
| of which ≤ 1y | €55k | €34k | €28k | €7k |
| of which > 1y | €30k | €39k | €49k | - |
| Working capital | €-25k | €-10k | €-4k | €-7k |
| Employees (FTE) | - | - | - | - |
Note: these years are not on the same basis. The filed schemas differ (micro schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.54 | 0.72 | 0.86 | 0.01 |
| Quick ratio | 0.54 | 0.72 | 0.86 | 0.01 |
| Working capital ratio | -30.3% | -10.6% | -4.1% | -7767.9% |
| Solvency | -1.5% | 18.9% | 17.3% | -7767.9% |
| Debt / equity | -67.02 | 4.30 | 4.79 | -1.01 |
| Long-term debt ratio | -23.46 | 2.32 | 3.04 | - |
| Interest coverage | 1.06 | 9.12 | 50.16 | - |
| Gross margin | - | 23.4% | 43.6% | - |
| Net margin | - | 0.7% | 30.5% | - |
| ROA | -21.9% | 0.9% | 24.9% | -2218.8% |
| ROE | 1443.5% | 5.0% | 144.4% | 28.6% |
| EBITDA margin | - | 18.6% | 42.5% | - |
| Days sales outstanding | - | 30d | 67d | - |
| Days payable outstanding | - | 9d | 46d | 301d |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €83k | €90k | €93k | €92 |
| Fixed assets | 21/28 | €54k | €66k | €69k | - |
| Intangible fixed assets | 21 | €10k | €8k | €4k | - |
| Tangible fixed assets | 22/27 | €43k | €58k | €65k | - |
| Current assets | 29/58 | €30k | €24k | €24k | €92 |
| Amounts receivable within one year | 40/41 | €28k | €22k | €20k | €88 |
| Cash & bank | 54/58 | €350 | €2k | €5k | €4 |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €83k | €90k | €93k | €92 |
| Equity | 10/15 | €-1k | €17k | €16k | €-7k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Accumulated profits (losses) | 14 | €-20k | €-2k | €-2k | €-26k |
| Amounts payable | 17/49 | €85k | €73k | €77k | €7k |
| Amounts payable after one year | 17 | €30k | €39k | €49k | - |
| Amounts payable within one year | 42/48 | €55k | €34k | €28k | €7k |
| Trade debts payable within one year | 44 | €15k | €2k | €5k | €348 |
| Income statement | |||||
| Turnover | 70 | - | €121k | €76k | - |
| Gross operating margin | 9900 | €7k | €28k | €34k | €-422 |
| Operating result | 9901 | €-15k | €5k | €30k | €-2k |
| Financial income | 75 | €27 | €5 | €4 | - |
| Financial charges | 65 | €3k | €2k | €647 | €94 |
| Result before taxes | 9903 | €-18k | €3k | €30k | €-2k |
| Income taxes | 67/77 | €282 | €2k | €6k | - |
| Net result for the period | 9904 | €-18k | €851 | €23k | €-2k |
| Result to be appropriated | 9905 | €-18k | €851 | €23k | €-2k |
Legal Structure
| NACE primary | Full-service restaurants(56111) |
| Legal form | Private limited company(610) |
| Incorporation | 08-04-2009 |
| Status | Active |
| Postal code | 4607 |
Establishment units
Tarif en Blanc
since 20232.341.879.611
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62018B0162/00G003 | Wallonia | 2,258 m² | - | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-18k ▼2242%
Net result drops to €-18k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
04-01
State Gazette act
Registered-office change
Gabriel Rasson
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 21 days late
2020
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 30 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 25 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
04-01-2023
Registered-office move
All acts · 1
updated 3 years ago
2023
04-01-2023 Registered office moved to Dalhem
- 4607 Dalhem, chemin de l’Etang, numéro 49 A
Notary:
Gabriel Rasson · Liège
Technical details
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"events": [
{
"kind": "zetel_clause_amendment_no_move",
"seat_type": "siege_social",
"new_address": null,
"old_address": {
"raw": "Rue de Velroux(Biers) 8 : 4460 Gr\u00E2ce-Hollogne",
"city": "Gr\u00E2ce-Hollogne",
"region": "waals_gewest",
"street": "Rue de Velroux",
"country": "BE",
"postcode": "4460",
"box_number": null,
"street_number": "8",
"locality_suffix": "(Biers)"
},
"effective_date": null,
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": null,
"old_address_source": "header_volledig_adres",
"statute_clause_text": "Le si\u00E8ge de la soci\u00E9t\u00E9 se trouvera en R\u00E9gion Wallonne.\nL\u2019adresse du si\u00E8ge sera d\u00E9cid\u00E9e par l\u2019organe d\u2019administration.",
"statute_article_number": 2,
"effective_date_qualifier": null,
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"linguistic_region_changed": false,
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},
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "4607 Dalhem,\nchemin de l\u2019Etang, num\u00E9ro 49 A",
"city": "Dalhem",
"region": "waals_gewest",
"street": "chemin de l\u2019Etang",
"country": "BE",
"postcode": "4607",
"box_number": "A",
"street_number": "49",
"locality_suffix": null
},
"old_address": null,
"effective_date": "2023-01-01",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": null,
"old_address_source": "inferred",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": "Gabriel Rasson",
"firm_city": null,
"firm_name": null,
"office_city": "Li\u00E8ge",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2023-01-04",
"filing_date": "2023-01-02",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "assembl\u00E9e_generale_extraordinaire",
"date": "2022-12-19",
"unanimous": true
},
"subject_company": {
"kbo": "0811.036.497",
"name_full": "SABIVINCI",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": []
}Credit advice
Company registry (CBE)
Activities
Full-service restaurants56101Full-service restaurants56111
Names & trade names
| Legal nameFR | LOMAPRISA |
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