LOKERENSIS
ActiveLOKERENSIS has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €71k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 37% of 3644 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+7
Solvency42▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.06 in 2024; short-term debt: 82.8% and cash: 55.5% of total assets), and 82.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.2%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
29 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€185k▼ 30.0%
2024 · €264k
2018: €2k
2019: €120k
2020: €205k
2021: €186k
2022: €313k
2023: €253k
2024: €264k
2018 → 2025
Total assets
€1.08M▲ 9.3%
2024 · €985k
2018: €612k
2019: €615k
2020: €663k
2021: €1.17M
2022: €972k
2023: €1.02M
2024: €985k
2018 → 2025
Net result
€71k▲ 555%
2024 · €11k
2018: €11k
2019: €118k
2020: €85k
2021: €481k
2022: €127k
2023: €40k
2024: €11k
2018 → 2025
Working capital
€-119k
2024 · €44k
2018: €-31k
2019: €38k
2020: €112k
2021: €5k
2022: €85k
2023: €23k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€313k▲ 68.0%€253k▼ 19.0%€264k▲ 4.3%€185k▼ 30.0%
Operating result€605k-€163k▼ 73.0%€73k▼ 55.0%€33k▼ 55.6%€106k▲ 226%
Net result€481k-€127k▼ 73.7%€40k▼ 68.0%€11k▼ 73.4%€71k▲ 555%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 226% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€304k▲ 37.9%
Current assets
€772k▲ 1.0%
Equity and liabilities €1.08M
Equity
€185k▼ 30.0%
Debt
€891k▲ 23.7%
The debt ratio rises from 73.2% to 82.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€187k▲
2024 · €111k
Cash flow
€151k▲
2024 · €89k
Solvency
17.2%▼
2024 · 26.8%
Current ratio
0.87▼
2024 · 1.06
Quick ratio
0.84▼
2024 · 1.03
Debt / equity
4.82▲
2024 · 2.73
ROE
38.2%▲
2024 · 4.1%
ROA
6.6%▲
2024 · 1.1%
Interest coverage
11.70▲
2024 · 6.63
Debt
€891k▲
2024 · €721k
Debt ≤ 1 year
€891k▲
2024 · €720k
Income taxes
€24k▲
2024 · €8k
Staff costs
€1.02M▲
2024 · €873k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€985k€1.08M▲
Fixed assets21/28€221k€304k▲
Tangible fixed assets22/27€220k€304k▲
Plant, machinery and equipment23€203k€291k▲
Furniture and vehicles24€17k€13k▼
Financial fixed assets28€695€695=
Current assets29/58€764k€772k▲
Stocks and contracts in progress3€21k€20k▼
Stocks30/36€21k€20k▼
Amounts receivable within one year40/41€65k€119k▲
Trade receivables40€10k€10k▲
Other amounts receivable41€54k€109k▲
Cash at bank and in hand54/58€666k€597k▼
Deferred charges and accrued income490/1€13k€36k▲
Equity and liabilities
Total equity and liabilities10/49€985k€1.08M▲
Equity10/15€264k€185k▼
Contributions10/11€25k€25k=
Reserves13€239k€160k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€49k€49k=
Distributable reserves133€188k€108k▼
Amounts payable17/49€721k€891k▲
Amounts payable within one year42/48€720k€891k▲
Current portion of amounts payable after more than one year42€13k-
Trade debts44€625k€596k▼
Suppliers440/4€625k€596k▼
Taxes, remuneration and social security45€80k€142k▲
Taxes450/3-€2k
Remuneration and social security454/9€80k€141k▲
Other amounts payable47/48€3k€153k▲
Accrued charges and deferred income492/3€32€41▲
Income statement
Code20242025
Remuneration, social security and pensions62€873k€1.02M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€81k▲
Other operating charges640/8€9k€30k▲
Gross operating margin9900€993k€1.24M▲
Operating profit (loss)9901€33k€106k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€17k€16k▼
Recurring financial charges65€17k€16k▼
Profit (loss) for the period before taxes9903€19k€95k▲
Income taxes67/77€8k€24k▲
Profit (loss) for the period9904€11k€71k▲
Profit (loss) for the period to be appropriated9905€11k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€71k▲
Transfer from equity791/2-€150k
Transfer to equity691/2€11k€71k▲
To other reserves6921€11k€71k▲
Profit to be distributed694/7-€150k
Return on contributions (dividend)694-€150k
Social balance
Average headcount (FTE)908720.320.9▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €313k ▲68%
5 profitable years in a row build equity to €313k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
30-09
Financial
Highest result since 2018net €481k ▲464%
Operating result €605k, net result €481k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €200kEq €205k ▲71.1%
3 profitable years in a row build equity to €205k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €100kEq €120k ▲5806%
2 profitable years in a row build equity to €120k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 32 days late
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zelebaan 1349160 LokerenGround area
3,510 m²
Building footprint
392 m²
Volume, LiDAR
1,784 m³
Parcel 46382B0851/00E000, Flanders · tallest building 19.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MC DONALD'S
since 19962.075.198.994
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B0851/00E000 | Flanders | 3,510 m² | 1 · 392 m² | 19.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLokeren2.075.198.994
Dual-learning approval
2 endedSimilar companies · same sector, comparable size
DELTA FOOD
BE 0675.895.901
Waterloo · Eq €185k
DALUCI
BE 0841.947.726
Elsene · Eq €185k
Bread and Cook - Namur
BE 0885.523.589
Namur · Eq €185k
SPINA EMMA
BE 0655.975.465
Ukkel · Eq €185k
WALLACE FOOD
BE 0727.409.334
Brussel · Eq €185k
Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 6,887 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-1995
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.