LOKATERO
ActiveSummary
LOKATERO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €321k and a net result of €43k. Equity is growing by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-13
Solvency61▼-33
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.44 against 7.04 in 2024; short-term debt: 7.7% and cash: 14.2% of total assets), but 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
4.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-02-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
2 d early
2023
on the day
2022
5 d early
2021
1 d early
2020
on the day
2019
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€321k▼ 26.7%
2024 · €437k
2018: €-28k
2019: €6k
2020: €58k
2021: €180k
2022: €254k
2023: €343k
2024: €437k
2018 → 2025
Total assets
€896k▲ 42.2%
2024 · €630k
2018: €662k
2019: €673k
2020: €821k
2021: €820k
2022: €686k
2023: €671k
2024: €630k
2018 → 2025
Net result
€43k▼ 54.6%
2024 · €95k
2018: €18k
2019: €33k
2020: €52k
2021: €122k
2022: €75k
2023: €88k
2024: €95k
2018 → 2025
Working capital
€375k▲ 37.0%
2024 · €273k
2018: €-90k
2019: €-56k
2020: €18k
2021: €164k
2022: €261k
2023: €299k
2024: €273k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€254k▲ 41.6%€343k▲ 34.7%€437k▲ 27.7%€321k▼ 26.7%
Operating result€186k-€116k▼ 37.6%€127k▲ 9.8%€135k▲ 5.7%€65k▼ 51.6%
Net result€122k-€75k▼ 38.7%€88k▲ 18.0%€95k▲ 7.5%€43k▼ 54.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €896k
Fixed assets
€452k ▲ 45.4%
Current assets
€443k ▲ 39.2%
Equity and liabilities €896k
Equity
€321k ▼ 26.7%
Debt
€575k ▲ 199%
Debt's share of the balance-sheet total rises from 30.6% to 64.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€110k▼
2024 · €158k
Cash flow
€88k▼
2024 · €118k
Current ratio
6.44▼
2024 · 7.04
Debt to equity
1.79▲
2024 · 0.44
ROE
13.4%▼
2024 · 21.7%
ROA
4.8%▼
2024 · 15.1%
Interest coverage
10.69▼
2024 · 24.18
Debt ≤ 1 year
€69k▲
2024 · €45k
Debt > 1 year
€501k▲
2024 · €144k
Income taxes
€18k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€630k€896k▲
Fixed assets21/28€311k€452k▲
Tangible fixed assets22/27€311k€452k▲
Land and buildings22€271k€423k▲
Plant, machinery and equipment23€13k€10k▼
Furniture and vehicles24€27k€18k▼
Other tangible fixed assets26€0-
Current assets29/58€319k€443k▲
Amounts receivable within one year40/41€35k€61k▲
Trade receivables40€35k€18k▼
Other amounts receivable41€0€43k▲
Current investments50/53€200k€255k▲
Cash at bank and in hand54/58€83k€127k▲
Deferred charges and accrued income490/1-€78
Equity and liabilities
Total equity and liabilities10/49€630k€896k▲
Equity10/15€437k€321k▼
Contributions10/11€19k€19k=
Reserves13€419k€302k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€419k€302k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€192k€575k▲
Amounts payable after more than one year17€144k€501k▲
Financial debts170/4€133k€230k▲
Other amounts payable178/9€11k€271k▲
Amounts payable within one year42/48€45k€69k▲
Current portion of amounts payable after more than one year42€22k€31k▲
Trade debts44€1k€12k▲
Suppliers440/4€1k€12k▲
Taxes, remuneration and social security45€22k€26k▲
Taxes450/3€22k€26k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€0€13k▲
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€45k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€861€0▼
Gross operating margin9900€162k€112k▼
Operating profit (loss)9901€135k€65k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€7k€10k▲
Recurring financial charges65€7k€10k▲
Profit (loss) for the period before taxes9903€134k€61k▼
Income taxes67/77€39k€18k▼
Profit (loss) for the period9904€95k€43k▼
Profit (loss) for the period to be appropriated9905€95k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€43k▼
Transfer from equity791/2-€160k
Transfer to equity691/2€95k€43k▼
To other reserves6921€95k€43k▼
Profit to be distributed694/7-€160k
Return on contributions (dividend)694-€160k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Liquidity triplescurrent ratio 4.27
Current ratio from 1.54 to 4.27; short-term debt falls from €302k to €80k.
30-09
Financial
Equity above €200kEq €254k ▲41.6%
5 profitable years in a row build equity to €254k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €122k ▲136%
Operating result €186k, net result €122k, both a record.
30-09
Financial
Equity above €150kEq €180k ▲212%
4 profitable years in a row build equity to €180k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vismijn 19160 LokerenGround area
63 m²
Building footprint
44 m²
Volume, LiDAR
315 m³
Parcel 46384E0156/00C000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lokatero
since 20142.235.334.217
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384E0156/00C000 | Flanders | 63 m² | 1 · 44 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GILBERT ASSUR.be
BE 0837.214.126
Mons · Eq €320,734
Linvest
BE 1002.219.935
Wuustwezel · Eq €320,711
SATURNI
BE 0842.428.865
Gent · Eq €320,775
CGK
BE 0863.411.153
Izegem · Eq €320,671
.EXTENZ
BE 0478.691.634
Oostende · Eq €320,793
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,737 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2011
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.