Lodewyckx Consulting
ActiveSummary
Lodewyckx Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €-3k. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-45
Solvency63▼-37
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 70.31 in 2024; short-term debt: 61.9% and cash: 88.6% of total assets), but 61.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
-2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
28 d early
2024
27 d late
2023
42 d early
2022
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▼ 62.3%
2024 · €149k
2022: €103k
2023: €148k
2024: €149k
2022 → 2025
Total assets
€148k▼ 2.4%
2024 · €151k
2022: €139k
2023: €194k
2024: €151k
2022 → 2025
Net result
€-3k
2024 · €897
2022: €100k
2023: €46k
2024: €897
2022 → 2025
Working capital
€56k▼ 62.4%
2024 · €148k
2022: €100k
2023: €147k
2024: €148k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€103k-€148k▲ 44.5%€149k▲ 0.6%€56k▼ 62.3%
Operating result€126k-€58k▼ 54.4%€1k▼ 98.0%€-3k
Net result€100k-€46k▼ 54.1%€897▼ 98.0%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€742 ▼ 42.8%
Current assets
€147k ▼ 2.1%
Equity and liabilities €148k
Equity
€56k ▼ 62.3%
Debt
€91k ▲ 4,180%
Debt's share of the balance-sheet total rises from 1.4% to 61.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €2k
Cash flow
€-2k▼
2024 · €2k
Current ratio
1.61▼
2024 · 70.31
Debt to equity
1.62▲
2024 · 0.01
ROE
-5.1%▼
2024 · 0.6%
ROA
-2.0%▼
2024 · 0.6%
Interest coverage
-5.17▼
2024 · 4.95
Debt ≤ 1 year
€91k▲
2024 · €2k
Income taxes
€0▼
2024 · €271
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€151k€148k▼
Fixed assets21/28€1k€742▼
Tangible fixed assets22/27€1k€742▼
Furniture and vehicles24€1k€742▼
Current assets29/58€150k€147k▼
Amounts receivable within one year40/41€11k€14k▲
Other amounts receivable41€11k€14k▲
Cash at bank and in hand54/58€126k€131k▲
Deferred charges and accrued income490/1€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€151k€148k▼
Equity10/15€149k€56k▼
Contributions10/11€3k€3k=
Reserves13€146k€53k▼
Distributable reserves133€146k€53k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€2k€91k▲
Amounts payable within one year42/48€2k€91k▲
Trade debts44€931€924▼
Suppliers440/4€931€924▼
Taxes, remuneration and social security45€1k€403▼
Taxes450/3€1k€403▼
Other amounts payable47/48-€90k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€554▼
Other operating charges640/8€505€520▲
Gross operating margin9900€3k€-2k▼
Operating profit (loss)9901€1k€-3k▼
Financial income75/76B€499€639▲
Recurring financial income75€499€639▲
Financial charges65/66B€486€483▼
Recurring financial charges65€486€483▼
Profit (loss) for the period before taxes9903€1k€-3k▼
Income taxes67/77€271€0▼
Profit (loss) for the period9904€897€-3k▼
Profit (loss) for the period to be appropriated9905€897€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€897€-3k▼
Transfer from equity791/2-€93k
Transfer to equity691/2€897€0▼
To the legal reserve6920€897€0▼
Profit to be distributed694/7-€90k
Return on contributions (dividend)694-€90k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼423%
Net result drops to €-3k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Liquidity times 17current ratio 70.31
Current ratio from 4.23 to 70.31; short-term debt falls from €46k to €2k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 132627 SchelleGround area
282 m²
Building footprint
79 m²
Volume, LiDAR
628 m³
Parcel 11038A0259/00B000, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lodewyckx Consulting
since 20212.322.424.676
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038A0259/00B000 | Flanders | 282 m² | 1 · 79 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INVEMIS
BE 0430.565.083
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ID+Bouwteam
BE 0525.977.253
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Buuurt
BE 0746.911.876
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Merceny +1
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,090 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.