Lode Vandereycken BV
ActiveLode Vandereycken BV has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €467k and a net result of €5k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 14% of 2152 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▼-4
Solvency38▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.53 in 2023; short-term debt: 70.1% and cash: 9.6% of total assets), and 87.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2152 sector peers (2024).
NBB · sector comparisonPosition among 2152 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
58 d late
2022
52 d late
2021
26 d late
2020
22 d early
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€467k▲ 1.0%
2023 · €462k
2018: €671k
2019: €439k
2020: €473k
2021: €446k
2022: €460k
2023: €462k
2018 → 2024
Total assets
€3.69M▲ 18.2%
2023 · €3.13M
2018: €1.81M
2019: €2.77M
2020: €2.75M
2021: €2.78M
2022: €2.98M
2023: €3.13M
2018 → 2024
Net result
€5k▲ 202%
2023 · €2k
2018: €30k
2019: €11k
2020: €18k
2021: €32k
2022: €15k
2023: €2k
2018 → 2024
Working capital
€-835k▲ 8.0%
2023 · €-908k
2018: €162k
2019: €-346k
2020: €-433k
2021: €-719k
2022: €-851k
2023: €-908k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€473k-€446k▼ 5.8%€460k▲ 3.3%€462k▲ 0.3%€467k▲ 1.0%
Operating result€79k-€99k▲ 25.8%€87k▼ 12.3%€87k▲ 0.6%€112k▲ 28.6%
Net result€18k-€32k▲ 75.1%€15k▼ 54.1%€2k▼ 89.0%€5k▲ 202%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 29% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.69M
Fixed assets
€1.94M▼ 7.5%
Current assets
€1.76M▲ 70.5%
Equity and liabilities €3.69M
Equity
€467k▲ 1.0%
Provisions
€70k▼ 3.6%
Debt
€3.16M▲ 21.9%
The debt ratio rises from 82.9% to 85.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€205k▲
2023 · €183k
Cash flow
€97k▲
2023 · €97k
Solvency
12.6%▼
2023 · 14.8%
Current ratio
0.68▲
2023 · 0.53
Quick ratio
0.51▲
2023 · 0.31
Debt / equity
6.77▲
2023 · 5.61
ROE
1.0%▲
2023 · 0.3%
ROA
0.1%▲
2023 · 0.1%
Interest coverage
1.80▼
2023 · 2.30
Debt
€3.16M▲
2023 · €2.59M
Debt ≤ 1 year
€2.59M▲
2023 · €1.94M
Debt > 1 year
€553k▼
2023 · €605k
Income taxes
€7k▼
2023 · €9k
Staff costs
€64k▲
2023 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.13M€3.69M▲
Fixed assets21/28€2.10M€1.94M▼
Tangible fixed assets22/27€1.78M€1.62M▼
Land and buildings22€1.33M€1.11M▼
Plant, machinery and equipment23€10k€6k▼
Furniture and vehicles24€33k€28k▼
Other tangible fixed assets26€2k€1k▼
Assets under construction and advance payments27€408k€477k▲
Financial fixed assets28€317k€317k=
Current assets29/58€1.03M€1.76M▲
Stocks and contracts in progress3€437k€437k▲
Stocks30/36€437k€437k▲
Amounts receivable within one year40/41€585k€962k▲
Other amounts receivable41€585k€962k▲
Cash at bank and in hand54/58€4k€354k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€3.13M€3.69M▲
Equity10/15€462k€467k▲
Contributions10/11€20k€20k=
Reserves13€432k€436k▲
Tax-exempt reserves132€219k€211k▼
Distributable reserves133€213k€226k▲
Profit (loss) carried forward14€10k€10k▲
Provisions and deferred taxes16€73k€70k▼
Deferred taxes168€73k€70k▼
Amounts payable17/49€2.59M€3.16M▲
Amounts payable after more than one year17€605k€553k▼
Financial debts170/4€605k€553k▼
Amounts payable within one year42/48€1.94M€2.59M▲
Current portion of amounts payable after more than one year42€64k€55k▼
Financial debts43-€240k
Credit institutions430/8-€240k
Trade debts44€15k€6k▼
Suppliers440/4€15k€6k▼
Taxes, remuneration and social security45€52k€35k▼
Taxes450/3€42k€26k▼
Remuneration and social security454/9€9k€10k▲
Other amounts payable47/48€1.81M€2.25M▲
Accrued charges and deferred income492/3€48k€14k▼
Income statement
Code20232024
Remuneration, social security and pensions62€63k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95k€93k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€253k€276k▲
Operating profit (loss)9901€87k€112k▲
Financial income75/76B€0€10k▲
Recurring financial income75€0€10k▲
Financial charges65/66B€79k€113k▲
Recurring financial charges65€79k€113k▲
Profit (loss) for the period before taxes9903€8k€9k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€2k€5k▲
Transfer from tax-exempt reserves789€8k€8k=
Profit (loss) for the period to be appropriated9905€10k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€23k▲
Profit (loss) brought forward from the previous period14P€10k€10k▲
Transfer to equity691/2€9k€13k▲
To other reserves6921€9k€13k▲
Social balance
Average headcount (FTE)90871.11.1=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 58 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼89%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 52 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €32k ▲75.1%
Net result €32k, the highest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Staatsbaan 1173945 Tessenderlo-HamGround area
1,147 m²
Building footprint
191 m²
Volume, LiDAR
644 m³
Parcel 71033B1524/03L000, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Staatsbaan 117, 3945 Tessenderlo-Ham
since 19832.228.915.587
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71033B1524/03L000 | Flanders | 1,147 m² | 1 · 191 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-1983
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.