Local

Active

Private limited company·Handelsbemiddeling in de groothandel in voedings- en genotmiddelen· 5 yrs active

Nieuwrodese steenweg 86 ·3200 Aarschot, Belgium

KBO/BCE: BE 0768.751.823

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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Real estate1 parcel · 1,125 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Local is 1.4% (low). The 2025 annual accounts show equity of €34k and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 856 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	02-04-2026	120 d early	2026-00071161
31-12-2024	31-07-2025	02-06-2025	59 d early	2025-00113226
31-12-2023	31-07-2024	23-07-2024	8 d early	2024-00271972
31-12-2022	31-07-2023	12-07-2023	19 d early	2023-00226944
31-12-2021	31-07-2022	25-07-2022	6 d early	2022-20216143

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.4% Low

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€11k

Working capital€32k+55.5%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 02-04-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	7.7%	35.5%	better than 28% of 856 sector peers
Net result	€11k	€10k	better than 51% of 855 sector peers
Equity	€34k	€40k	better than 47% of 857 sector peers
Gross operating margin	€12k	€31k	better than 33% of 854 sector peers
Total assets	€437k	€132k	better than 82% of 856 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P28

Stable position over 2021-2025 · n=856-3355

Net result P51

Weakening position over 2021-2025 · n=855-3342

Equity P47

Weakening position over 2021-2025 · n=857-3362

Gross operating margin P33

Weakening position over 2021-2025 · n=854-3328

Describes the position versus peers, not a forecast.

EBITDA

€12k

- 21-25

Net profit

€11k

- 21-25

Cash flow

€12k

- 21-25

Total assets

€437k

+0.8% 21-25

Equity

€34k

+47.7% 21-25

Working capital

€32k

+55.5% 21-25

Income taxes

€0

-100.0% 21-25

Debt

€404k

-1.8% 21-25

Debt ≤ 1y

€404k

-1.8% 21-25

Current ratio

1.08

+2.8% 21-25

Quick ratio

1.08

+2.8% 21-25

Solvency

7.7%

+46.6% 21-25

Debt / equity

11.96

-33.5% 21-25

ROE

32.3%

- 21-25

ROA

2.5%

- 21-25

Interest coverage

75.34

- 21-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€12k
Net profit	€11k
Cash flow	€12k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€437k
Equity	€34k
Debt	€404k
of which ≤ 1y	€404k
of which > 1y	-
Working capital	€32k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.08
Quick ratio	1.08
Working capital ratio	7.4%
Solvency	7.7%
Debt / equity	11.96
Long-term debt ratio	-
Interest coverage	75.34
Gross margin	-
Net margin	-
ROA	2.5%
ROE	32.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €1k · 0.3% Current assets €436k · 99.7%

Equity & liabilities

Equity €34k · 7.7% Debt €404k · 92.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€437k
Fixed assets	21/28	€1k
Tangible fixed assets	22/27	€739
Financial fixed assets	28	€700
Current assets	29/58	€436k
Amounts receivable within one year	40/41	€84
Cash & bank	54/58	€436k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€437k
Equity	10/15	€34k
Contributions / capital	10/11	€3k
Reserves	13	€31k
Amounts payable	17/49	€404k
Amounts payable within one year	42/48	€404k
Trade debts payable within one year	44	€53
Income statement
Gross operating margin	9900	€12k
Operating result	9901	€11k
Financial charges	65	€155
Result before taxes	9903	€11k
Net result for the period	9904	€11k
Result to be appropriated	9905	€11k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

76 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

Local

Nieuwrodese steenweg 86, 3200 AarschotHandelsbemiddeling in de groothandel in voedings- en genotmiddelen

since 20212.317.936.348

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,125 m²

Buildings1

Building footprint114 m²

Volume (LiDAR)654 m³

Tallest building7.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24662D0308/00F003	Flanders	1,124 m²	1 · 114 m²	7.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

64 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 76

Profitability 100

Solvency 18

Growth 32

Stability 94

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