LO TABLEWARE
ActiveSummary
The computed 12-month bankruptcy probability of LO TABLEWARE is 1.6% (moderate). The 2025 annual accounts show equity of €40k and a net result of €1k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 58% of 18400 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability41=
Solvency68▼-28
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 3.84 in 2024; short-term debt: 53.8% and cash: 87.6% of total assets), but 57% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
1.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
6 d early
2024
on the day
2023
on the day
2021
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 35.4%
2024 · €62k
2021: €47k
2023: €61k
2024: €62k▲ +1.7% vs 2023highest value
2025: €40k▼ -35.4% vs 2024lowest value
2021 → 2025
Total assets
€93k▲ 6.0%
2024 · €88k
2021: €71klowest value
2023: €88k
2024: €88k▼ -0.6% vs 2023
2025: €93k▲ +6.0% vs 2024highest value
2021 → 2025
Net result
€1k▲ 35.5%
2024 · €1k
2021: €7khighest value
2023: €5k
2024: €1k▼ -77.9% vs 2023lowest value
2025: €1k▲ +35.5% vs 2024
2021 → 2025
Working capital
€43k▼ 33.8%
2024 · €65k
2021: €47k
2023: €62k
2024: €65k▲ +4.5% vs 2023highest value
2025: €43k▼ -33.8% vs 2024lowest value
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202320242025Trend
Equity€47k-€61k▲ 28.9%€62k▲ 1.7%€40k▼ 35.4%
2021: €47k
2023: €61k
2024: €62k▲ +1.7% vs 2023highest value
2025: €40k▼ -35.4% vs 2024lowest value
Operating result€9k-€7k▼ 25.5%€1k▼ 85.1%€1k▲ 13.2%
2021: €9khighest value
2023: €7k
2024: €1k▼ -85.1% vs 2023lowest value
2025: €1k▲ +13.2% vs 2024
Net result€7k-€5k▼ 33.8%€1k▼ 77.9%€1k▲ 35.5%
2021: €7khighest value
2023: €5k
2024: €1k▼ -77.9% vs 2023lowest value
2025: €1k▲ +35.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €93k
Equity
€40k ▼ 35.4%
Debt
€53k ▲ 106%
Debt's share of the balance-sheet total rises from 29.4% to 57.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.86▼
2024 · 3.84
Debt to equity
1.32▲
2024 · 0.42
ROE
3.6%▲
2024 · 1.7%
ROA
1.5%▲
2024 · 1.2%
Debt ≤ 1 year
€50k▲
2024 · €23k
Income taxes
€537▲
2024 · €406
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€88k€93k▲
Current assets29/58€88k€93k▲
Stocks and contracts in progress3€17k-
Stocks30/36€17k-
Amounts receivable within one year40/41€990€12k▲
Trade receivables40€466€12k▲
Other amounts receivable41€524-
Current investments50/53€55k-
Cash at bank and in hand54/58€15k€81k▲
Equity and liabilities
Total equity and liabilities10/49€88k€93k▲
Equity10/15€62k€40k▼
Contributions10/11€40k€40k=
Reserves13€22k-
Distributable reserves133€22k-
Amounts payable17/49€26k€53k▲
Amounts payable within one year42/48€23k€50k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€150€302▲
Taxes450/3€150€302▲
Other amounts payable47/48€21k€45k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Other operating charges640/8€799€613▼
Gross operating margin9900€2k€2k▼
Operating profit (loss)9901€1k€1k▲
Financial income75/76B€852€1k▲
Recurring financial income75€852€1k▲
Financial charges65/66B€401€279▼
Recurring financial charges65€401€279▼
Profit (loss) for the period before taxes9903€1k€2k▲
Income taxes67/77€406€537▲
Profit (loss) for the period9904€1k€1k▲
Profit (loss) for the period to be appropriated9905€1k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€1k▲
Transfer from equity791/2-€22k
Transfer to equity691/2€1k-
To other reserves6921€1k-
Profit to be distributed694/7-€23k
Return on contributions (dividend)694-€23k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €813 | €317 | - | - | - |
| Other operating charges640/8 | €90 | €212 | €799 | €613 | ▼ 23.3% |
| Gross operating margin9900 | €10k | €7k | €2k | €2k | ▼ 2.9% |
| Operating profit (loss)9901 | €9k | €7k | €1k | €1k | ▲ 13.2% |
| Financial income75/76B | €1 | €55 | €852 | €1k | ▲ 29.5% |
| Recurring financial income75 | €1 | €55 | €852 | €1k | ▲ 29.5% |
| Financial charges65/66B | €90 | €377 | €401 | €279 | ▼ 30.5% |
| Recurring financial charges65 | €90 | €377 | €401 | €279 | ▼ 30.5% |
| Profit (loss) for the period before taxes9903 | €9k | €6k | €1k | €2k | ▲ 34.7% |
| Income taxes67/77 | €2k | €2k | €406 | €537 | ▲ 32.4% |
| Profit (loss) for the period9904 | €7k | €5k | €1k | €1k | ▲ 35.5% |
| Profit (loss) for the period to be appropriated9905 | €7k | €5k | €1k | €1k | ▲ 35.5% |
| Line | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €71k | €88k | €88k | €93k | ▲ 6.0% |
| Fixed assets21/28 | €317 | - | - | - | - |
| Intangible fixed assets21 | €317 | - | - | - | - |
| Current assets29/58 | €71k | €88k | €88k | €93k | ▲ 6.0% |
| Stocks and contracts in progress3 | €11k | €15k | €17k | - | - |
| Stocks30/36 | €11k | €15k | €17k | - | - |
| Amounts receivable within one year40/41 | €1k | €4k | €990 | €12k | ▲ 1,063% |
| Trade receivables40 | €1k | €4k | €466 | €12k | ▲ 2,374% |
| Other amounts receivable41 | - | €741 | €524 | - | - |
| Current investments50/53 | - | - | €55k | - | - |
| Cash at bank and in hand54/58 | €58k | €69k | €15k | €81k | ▲ 450% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €71k | €88k | €88k | €93k | ▲ 6.0% |
| Equity10/15 | €47k | €61k | €62k | €40k | ▼ 35.4% |
| Contributions10/11 | €40k | €40k | €40k | €40k | = |
| Reserves13 | €7k | €21k | €22k | - | - |
| Distributable reserves133 | €7k | €21k | €22k | - | - |
| Amounts payable17/49 | €24k | €27k | €26k | €53k | ▲ 106% |
| Amounts payable within one year42/48 | €24k | €26k | €23k | €50k | ▲ 119% |
| Trade debts44 | €930 | €881 | €2k | €5k | ▲ 185% |
| Suppliers440/4 | €930 | €881 | €2k | €5k | ▲ 185% |
| Advances received on contracts in progress46 | €563 | - | - | - | - |
| Taxes, remuneration and social security45 | €2k | €5k | €150 | €302 | ▲ 101% |
| Taxes450/3 | €2k | €5k | €150 | €302 | ▲ 101% |
| Other amounts payable47/48 | €20k | €21k | €21k | €45k | ▲ 114% |
| Accrued charges and deferred income492/3 | - | €1k | €3k | €3k | = |
| Line | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €5k | €1k | €1k | ▲ 35.5% |
| + Depreciation and write-downs630 | €813 | €317 | - | - | - |
| Operating cash flow (approximation) | €8k | €5k | €1k | €1k | ▲ 35.5% |
| Change in cash | - | - | €-54k | €67k | ▲ 224% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €1k ▼77.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2020
Ground area
1.7 ha
Building footprint
5,123 m²
Parcel 37322D1312/00M000, Flanders. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
LO TABLEWARE
since 20202.310.151.010
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37322D1312/00M000 | Flanders | 1.7 ha | 1 · 5,123 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,178 EUR awarded · 1,178 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,178 EUR | 1,178 EUR |
Schemes
Subsidies voor internationaal ondernemen
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Of 1,045 companies in sector 47559 we hold annual accounts for 350. 271 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-10-2020
Fiscal year end30-09
Activities, NACEBEL 2025
47559Retail sale of other household articles
Scores and ratios are computed by Checked and are not a credit decision.