LMDC CONCEPT
ActiveThe computed 12-month bankruptcy probability of LMDC CONCEPT is 1.7% (moderate). The 2025 annual accounts show equity of €140k and a net result of €12k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 7431 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+18
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.8 against 46.6 in 2024; short-term debt: 9.9% and cash: 48.4% of total assets), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
7.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
73 d early
2024
9 d early
2023
40 d early
2022
24 d early
2021
22 d late
2020
131 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▲ 2.5%
2024 · €137k
2020: €41k
2021: €61k
2022: €82k
2023: €146k
2024: €137k
2020 → 2025
Total assets
€164k▲ 18.8%
2024 · €138k
2020: €55k
2021: €81k
2022: €129k
2023: €210k
2024: €138k
2020 → 2025
Net result
€12k
2024 · €-9k
2020: €36k
2021: €9k
2022: €22k
2023: €111k
2024: €-9k
2020 → 2025
Working capital
€95k▲ 47.3%
2024 · €64k
2020: €28k
2021: €52k
2022: €111k
2023: €115k
2024: €64k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€82k▲ 34.2%€146k▲ 78.2%€137k▼ 6.3%€140k▲ 2.5%
Operating result€12k-€30k▲ 148%€141k▲ 365%€-9k€14k
Net result€9k-€22k▲ 139%€111k▲ 395%€-9k€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€53k▼ 26.6%
Current assets
€111k▲ 69.0%
Equity and liabilities €164k
Equity
€140k▲ 2.5%
Debt
€24k▲ 1,600%
The debt ratio rises from 1.0% to 14.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €6k
Cash flow
€31k▲
2024 · €6k
Solvency
85.4%▼
2024 · 99.0%
Current ratio
6.80▼
2024 · 46.60
Quick ratio
6.38▼
2024 · 45.66
Debt / equity
0.17▲
2024 · 0.01
ROE
8.4%▲
2024 · -6.7%
ROA
7.2%▲
2024 · -6.6%
Interest coverage
304.68▲
2024 · 66.72
Debt
€24k▲
2024 · €1k
Debt ≤ 1 year
€16k▲
2024 · €1k
Income taxes
€2k▲
2024 · €210
Staff costs
€7
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€164k▲
Fixed assets21/28€72k€53k▼
Tangible fixed assets22/27€71k€52k▼
Plant, machinery and equipment23€21k€15k▼
Furniture and vehicles24€50k€37k▼
Financial fixed assets28€1k€1k=
Current assets29/58€66k€111k▲
Stocks and contracts in progress3€1k€7k▲
Stocks30/36€1k€7k▲
Amounts receivable within one year40/41€14k€22k▲
Trade receivables40€11k€4k▼
Other amounts receivable41€3k€18k▲
Cash at bank and in hand54/58€48k€79k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€138k€164k▲
Equity10/15€137k€140k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€118k€122k▲
Amounts payable17/49€1k€24k▲
Amounts payable within one year42/48€1k€16k▲
Trade debts44€659€7k▲
Suppliers440/4€659€7k▲
Taxes, remuneration and social security45€749€1k▲
Taxes450/3€749€1k▲
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Remuneration, social security and pensions62-€7
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€9k€34k▲
Operating profit (loss)9901€-9k€14k▲
Financial income75/76B€189€347▲
Recurring financial income75€189€347▲
Financial charges65/66B€97€108▲
Recurring financial charges65€97€108▲
Profit (loss) for the period before taxes9903€-9k€14k▲
Income taxes67/77€210€2k▲
Profit (loss) for the period9904€-9k€12k▲
Profit (loss) for the period to be appropriated9905€-9k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€130k▲
Profit (loss) brought forward from the previous period14P€127k€118k▼
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k ▼108%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 17current ratio 46.60
Current ratio from 2.80 to 46.60; short-term debt falls from €64k to €1k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €111k ▲395%
Operating result €141k, net result €111k, both a record.
31-12
Financial
Equity above €100kEq €146k ▲78.2%
4 profitable years in a row build equity to €146k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 9.00
Current ratio from 3.60 to 9.00; short-term debt falls from €20k to €14k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Grand Moulin 804671 BlégnyGround area
579 m²
Building footprint
153 m²
Volume, LiDAR
1,086 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LMDC Concept
since 20192.287.966.120
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095B0221/00B000 ProtectedSite or landscape |
Wallonia | 373 m² | 1 · 77 m² | 6.8 m · 2 fl. |
| 62095B0216/00F000 ProtectedSite or landscape |
Wallonia | 206 m² | 1 · 76 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
DéCORWOOD
BE 0751.595.689
Elsene · Eq €140k
RenoveÔmax
BE 1013.900.022
Juprelle · Eq €140k
SANITHERM
BE 0744.643.957
Ternat · Eq €140k
ELBO-TECHNICS
BE 0823.603.838
Beringen · Eq €140k
FITI-INVEST
BE 0832.546.743
Boechout · Eq €140k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
35110Production of electricity from non-renewable sources
41002Construction of residential and non-residential buildings
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.