Checked.be
Active
BE 0712.613.864Private limited companyOpen bankruptcy
LM33
Rue de Gembloux(WB) 1 ·6224 Fleurus, Belgium· 7 yrs active
Sector: Retail sale of clothing and accessories for women, men, children and babies (general range)
(47716)
Conclusion
A bankruptcy procedure is open for LM33 according to publications in the Belgian State Gazette. The 2025 annual accounts show equity of €51k and a net result of €-474k.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €51k |
| Net result | €-474k |
| Staff (FTE) | 10.4 |
| Better than sector | 40% |
Financial profile
9
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
0
Solvency
13
Growth
32
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskRegister: open bankruptcyThis score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview
Annual accounts filed on 21-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.6% | 21.2% | |
| Net result | €-474k | €32k | |
| Equity | €51k | €163k | |
| Gross operating margin | €136k | €281k | |
| Staff costs | €287k | €211k |
€-351k
-
22-25
€-474k
-378.7%
22-25
€-411k
-1339.4%
22-25
€326k
-72.2%
22-25
€51k
-94.5%
22-25
€-107k
-
22-25
10
+5.1%
22-25
€287k
-19.9%
22-25
€536
-79.2%
22-25
€400k
-
22-25
€275k
+11.6%
22-25
€274k
+11.7%
22-25
0.61
-80.6%
22-25
0.31
-87.3%
22-25
15.6%
-80.2%
22-25
5.39
+1924.3%
22-25
-930.0%
-8584.0%
22-25
-145.5%
-1620.4%
22-25
-5.99
-
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €-351k |
| Net profit | €-474k |
| Cash flow | €-411k |
| Staff costs | €287k |
| Income taxes | €536 |
| Dividends | €400k |
| Total assets | €326k |
| Equity | €51k |
| Debt | €275k |
| of which ≤ 1y | €274k |
| of which > 1y | - |
| Working capital | €-107k |
| Employees (FTE) | 10.4 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.61 |
| Quick ratio | 0.31 |
| Working capital ratio | -32.9% |
| Solvency | 15.6% |
| Debt / equity | 5.39 |
| Long-term debt ratio | - |
| Interest coverage | -5.99 |
| Gross margin | - |
| Net margin | - |
| ROA | -145.5% |
| ROE | -930.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €326k |
| Fixed assets | 21/28 | €160k |
| Intangible fixed assets | 21 | €17k |
| Tangible fixed assets | 22/27 | €105k |
| Financial fixed assets | 28 | €37k |
| Current assets | 29/58 | €166k |
| Stocks & contracts in progress | 3 | €82k |
| Amounts receivable within one year | 40/41 | €28k |
| Cash & bank | 54/58 | €50k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €326k |
| Equity | 10/15 | €51k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €31k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €275k |
| Amounts payable within one year | 42/48 | €274k |
| Trade debts payable within one year | 44 | €91k |
| Income statement | ||
| Gross operating margin | 9900 | €136k |
| Operating result | 9901 | €-415k |
| Financial income | 75 | €115 |
| Financial charges | 65 | €59k |
| Result before taxes | 9903 | €-474k |
| Income taxes | 67/77 | €536 |
| Net result for the period | 9904 | €-474k |
| Result to be appropriated | 9905 | €-474k |
Directors & mandates
| Role | Name | Tenure |
|---|---|---|
| Curator | CHRISTIANE NOEL RUE DE DAMPREMY 67/32,
6000 CHARLEROI- .
Date provisoire de cessation de paiement : 31/08/2026 |
31-08-2026 → present |
Legal Structure
| NACE primary | Retail sale of clothing and accessories for women, men, children and babies (general range)(47716) |
| Legal form | Private limited company(610) |
| Incorporation | 26-10-2018 |
| Status | Active |
| Postal code | 6224 |
| First insolvency signal | 04-09-2026 |
| Latest insolvency signal | 04-09-2026 |
Establishment units
Boutique MDA
since 20182.281.136.033
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52045A0592/00C004 | Wallonia | 1,733 m² | 1 · 1,842 m² | - |
| 52071A0097/00H002 | Wallonia | 794 m² | 1 · 97 m² | 7.8 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
04-09
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · LM33 (SRL) RUE DE GEMBLOUX(WB) 1BTE 2, 6224 WANFERCEE-BAULET · event 31-08-2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet €-474k
Net result drops to €-474k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
05-03
State Gazette act
Registered-office change
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
13-06
State Gazette act
Capital & shares
JEAN-FRANÇOIS GHIGNY
19-01
State Gazette act
Registered-office change
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 148 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Lifecycle & Insolvency Signals
04-09-2026
Bankruptcy
Opening
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Capital history · 1
13-06-2023
Capital change
Address history · 2
05-03-2024
Registered-office move
19-01-2023
Registered-office move
All acts · 3
updated 2 years ago
2024
05-03-2024 Registered office moved from Fleurus to Wanfercée Baulet
- Avenue du Premier Empire n°12 à 6220 Fleurus → Rue de Gembloux 1/2 à 6224 Wanfercée Baulet
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Rue de Gembloux 1/2 \u00E0 6224 Wanferc\u00E9e Baulet",
"city": "Wanferc\u00E9e Baulet",
"region": "waals_gewest",
"street": "Rue de Gembloux",
"country": "BE",
"postcode": "6224",
"box_number": null,
"street_number": "1/2",
"locality_suffix": null
},
"old_address": {
"raw": "Avenue du Premier Empire n\u00B012 \u00E0 6220 Fleurus",
"city": "Fleurus",
"region": "waals_gewest",
"street": null,
"country": "BE",
"postcode": "6220",
"box_number": null,
"street_number": null,
"locality_suffix": null
},
"effective_date": "2024-02-22",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": null,
"filing_date": "2024-02-22",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "enig_aandeelhouder_schriftelijk",
"date": "2024-02-22",
"unanimous": true
},
"subject_company": {
"kbo": "0712.613.864",
"name_full": "LM33",
"legal_form": "srl"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": []
}2023
13-06-2023 All shares are now held by a single shareholder
Notary:
JEAN-FRANÇOIS GHIGNY · Fleurus
Technical details
{
"events": [
{
"kind": "eenhoofdigheid_declaration",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": "JEAN-FRAN\u00C7OIS GHIGNY",
"firm_city": null,
"firm_name": null,
"office_city": "Fleurus",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2023-06-13",
"filing_date": "2023-06-02",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"act_date": "2023-06-13",
"unanimous": true,
"under_authorized_capital": false,
"underlying_resolution_date": "2023-05-11"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0712.613.864",
"name_full": "LM33",
"legal_form": "SRL",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"expedition du proc\u00E8s-verbal"
],
"shareholders_after": [],
"share_classes_after": []
}19-01-2023 Registered office moved from MARCINELLE to FLEURUS
- Avenue de Philippeville 161 à 6001 - MARCINELLE → Avenue du Premier Empire 12 à 6220 FLEURUS
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Avenue du Premier Empire 12 \u00E0 6220 FLEURUS",
"city": "FLEURUS",
"region": "waals_gewest",
"street": "Avenue du Premier Empire",
"country": "BE",
"postcode": "6220",
"box_number": null,
"street_number": "12",
"locality_suffix": null
},
"old_address": {
"raw": "Avenue de Philippeville 161 \u00E0 6001 - MARCINELLE",
"city": "MARCINELLE",
"region": "waals_gewest",
"street": "Avenue de Philippeville",
"country": "BE",
"postcode": "6001",
"box_number": null,
"street_number": "161",
"locality_suffix": null
},
"effective_date": "2023-01-10",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2023-01-19",
"filing_date": "2023-01-10",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2022-11-30",
"unanimous": true
},
"subject_company": {
"kbo": "0712.613.864",
"name_full": "LM33",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "CONTI MELISSA",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad",
"Annexes du Moniteur belge"
]
}Credit advice
No credit: a bankruptcy procedure is open.
Company registry (CBE)
Activities
Retail sale of clothing and accessories for women, men, children and babies (general range)47716Wholesale trade46425Wholesale trade46498Other non-specialised retail sale47120Retail sale of footwear47721Retail trade47722Retail trade47910
Names & trade names
| Legal nameFR | LM33 |
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