LL CONCEPT · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LL CONCEPT is 2.4% (moderate). The 2025 annual accounts show equity of €3k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 2873 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.4% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2873 sector peers (2025).

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-03-2026, 47 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-09-2025	30-04-2026	14-03-2026	47 d early	2026-00054207
30-09-2024	30-04-2025	31-03-2025	30 d early	2025-00058161
30-09-2023	30-04-2024	12-03-2024	49 d early	2024-00041884
30-09-2022	30-04-2023	08-03-2023	53 d early	2023-00036764

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€4k-76.4%

Working capital€-53k

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 14-03-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~38% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	2.7%	43.4%	better than 9% of 2873 sector peers
Net result	€4k	€13k	better than 29% of 2872 sector peers
Equity	€3k	€44k	better than 10% of 2873 sector peers
Gross operating margin	€20k	€39k	better than 30% of 2870 sector peers
Staff costs	€2k	€30k	higher than 22% of 929 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P9

Weakening position over 2022-2025 · n=2873-11087

Net result P29

Weakening position over 2022-2025 · n=2872-11069

Equity P10

Stable position over 2022-2025 · n=2873-11090

Gross operating margin P30

Weakening position over 2022-2025 · n=2870-11060

Describes the position versus peers, not a forecast.

EBITDA

€17k

-52.0% 22-25

Net profit

€4k

-76.4% 22-25

Cash flow

€16k

-45.0% 22-25

Total assets

€112k

+13.5% 22-25

Equity

€3k

-94.0% 22-25

Working capital

€-53k

- 22-25

Staff costs

€2k

- 22-25

Income taxes

€327

-92.5% 22-25

Dividends

€51k

- 22-25

Debt

€109k

+123.8% 22-25

Debt ≤ 1y

€107k

+127.7% 22-25

Current ratio

0.51

-65.4% 22-25

Quick ratio

0.51

-65.4% 22-25

Solvency

2.7%

-94.7% 22-25

Debt / equity

36.30

+3624.5% 22-25

ROE

127.9%

+293.4% 22-25

ROA

3.4%

-79.2% 22-25

Interest coverage

19.36

+26.7% 22-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€17k
Net profit	€4k
Cash flow	€16k
Staff costs	€2k
Income taxes	€327
Dividends	€51k
Total assets	€112k
Equity	€3k
Debt	€109k
of which ≤ 1y	€107k
of which > 1y	-
Working capital	€-53k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.51
Quick ratio	0.51
Working capital ratio	-47.4%
Solvency	2.7%
Debt / equity	36.30
Long-term debt ratio	-
Interest coverage	19.36
Gross margin	-
Net margin	-
ROA	3.4%
ROE	127.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €58k · 51.5% Current assets €54k · 48.5%

Equity & liabilities

Equity €3k · 2.7% Debt €109k · 97.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€112k
Fixed assets	21/28	€58k
Intangible fixed assets	21	€1k
Tangible fixed assets	22/27	€56k
Current assets	29/58	€54k
Amounts receivable within one year	40/41	€32k
Cash & bank	54/58	€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€112k
Equity	10/15	€3k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€109k
Amounts payable within one year	42/48	€107k
Trade debts payable within one year	44	€10k
Income statement
Gross operating margin	9900	€20k
Operating result	9901	€5k
Financial income	75	€1
Financial charges	65	€869
Result before taxes	9903	€4k
Income taxes	67/77	€327
Net result for the period	9904	€4k
Result to be appropriated	9905	€4k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

40 / 100 Weak

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin de Feluy 1847090 Braine-le-Comte

Establishment units

1 location

Chemin de Feluy 184, 7090 Braine-le-Comte

Algemene bouw van residentiële gebouwen

since 20212.324.619.648

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area2,600 m²

Buildings1

Building footprint436 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
55302C0337/00C000	Wallonia	2,600 m²	1 · 436 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

54 / 100

Mixed profile: strong on profitability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 40

Profitability 100

Solvency 2

Growth 32

Stability 94

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

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We hold annual accounts for 5,317 of the 29,570 companies in this sector. 2,320 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Algemene bouw van residentiële gebouwen41001Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Installatie van isolatie43230Isolatiewerkzaamheden43291Metselwerk43910Gevelreiniging43992Uitvoeren van metsel- en voegwerken43994Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Landschapsverzorging81300Landschapsverzorging81300

Primary activity highlighted.

Names & trade names

Legal nameFR

LL CONCEPT

Registered office

Chemin de Feluy 184

7090 Braine-le-Comte, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.