LJLD
ActiveThe computed 12-month bankruptcy probability of LJLD is 3.0% (moderate). The 2024 annual accounts show equity of €66k and a net result of €-8k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 54% of 18944 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability35▼-16
Solvency59▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.83 against 3.0 in 2023; short-term debt: 15.5% of total assets), but 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.6%
Return on assets
-4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
51 d late
2022
126 d late
2021
31 d late
2020
31 d late
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€66k▼ 10.6%
2023 · €74k
2018: €79k
2019: €84k
2020: €90k
2021: €69k
2022: €71k
2023: €74k
2018 → 2024
Total assets
€198k▲ 10.8%
2023 · €179k
2018: €158k
2019: €119k
2020: €101k
2021: €198k
2022: €188k
2023: €179k
2018 → 2024
Net result
€-8k
2023 · €3k
2018: €52k
2019: €5k
2020: €5k
2021: €-21k
2022: €3k
2023: €3k
2018 → 2024
Working capital
€56k▼ 5.0%
2023 · €59k
2018: €44k
2019: €49k
2020: €67k
2021: €52k
2022: €51k
2023: €59k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€90k-€69k▼ 23.4%€71k▲ 4.0%€74k▲ 4.2%€66k▼ 10.6%
Operating result€13k-€-8k€10k€10k▼ 0.8%€2k▼ 80.5%
Net result€5k-€-21k€3k€3k▲ 9.4%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 81% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €198k
Fixed assets
€111k▲ 23.4%
Current assets
€87k▼ 2.0%
Equity and liabilities €198k
Equity
€66k▼ 10.6%
Debt
€131k▲ 26.1%
The debt ratio rises from 58.4% to 66.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▼
2023 · €25k
Cash flow
€14k▼
2023 · €18k
Solvency
33.6%▼
2023 · 41.6%
Current ratio
2.83▼
2023 · 3.00
Quick ratio
2.59▼
2023 · 2.83
Debt / equity
1.98▲
2023 · 1.40
ROE
-11.9%▼
2023 · 4.0%
ROA
-4.0%▼
2023 · 1.7%
Interest coverage
2.54▼
2023 · 3.67
Debt
€131k▲
2023 · €104k
Debt ≤ 1 year
€31k▲
2023 · €29k
Debt > 1 year
€101k▲
2023 · €75k
Income taxes
€633▲
2023 · €370
Staff costs
€34k▼
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€179k€198k▲
Fixed assets21/28€90k€111k▲
Tangible fixed assets22/27€90k€109k▲
Land and buildings22€2k€5k▲
Plant, machinery and equipment23€85k€93k▲
Furniture and vehicles24€3k€11k▲
Financial fixed assets28-€3k
Current assets29/58€88k€87k▼
Stocks and contracts in progress3€5k€7k▲
Stocks30/36€5k€7k▲
Amounts receivable within one year40/41€79k€73k▼
Trade receivables40€10k€1k▼
Other amounts receivable41€70k€71k▲
Cash at bank and in hand54/58€2k-
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€179k€198k▲
Equity10/15€74k€66k▼
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€66k€58k▼
Amounts payable17/49€104k€131k▲
Amounts payable after more than one year17€75k€101k▲
Financial debts170/4€75k€101k▲
Amounts payable within one year42/48€29k€31k▲
Current portion of amounts payable after more than one year42€12k€21k▲
Financial debts43-€248
Credit institutions430/8-€248
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3-€214
Income statement
Code20232024
Remuneration, social security and pensions62€35k€34k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€22k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€63k€60k▼
Operating profit (loss)9901€10k€2k▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€3k€-7k▼
Income taxes67/77€370€633▲
Profit (loss) for the period9904€3k€-8k▼
Profit (loss) for the period to be appropriated9905€3k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€58k▼
Profit (loss) brought forward from the previous period14P€63k€66k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 126 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-21k ▼483%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 6.64
Current ratio from 2.41 to 6.64; short-term debt falls from €35k to €12k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Mons(WAU) 1467131 BincheGround area
478 m²
Building footprint
123 m²
Volume, LiDAR
171 m³
2 parcels, Wallonia · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
LJLD
since 20112.198.412.750
Gyros & Co
since 20242.366.974.105
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92121A0601/00S020 | Wallonia | 308 m² | 1 · 80 m² | - |
| 56084A0168/00A009 | Wallonia | 170 m² | 1 · 43 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBinche2.198.412.750
Sambreville2.366.974.105
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,210 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2011
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.