LIVELLO
ActiveSummary
LIVELLO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €-3k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 19% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-6
Solvency39▼-18
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.35 in 2024; short-term debt: 35.2% and cash: 27.8% of total assets), and 85.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
-0.4%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-11-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
1 d early
2023
9 d late
2022
3 d late
2021
2 d late
2020
12 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€121k▼ 2.7%
2024 · €124k
2019: €113k
2020: €113k
2021: €73k
2022: €93k
2023: €107k
2024: €124k
2019 → 2025
Total assets
€858k▲ 119%
2024 · €392k
2019: €843k
2020: €506k
2021: €473k
2022: €453k
2023: €414k
2024: €392k
2019 → 2025
Net result
€-3k
2024 · €18k
2019: €35k
2020: €-61k
2021: €-61k
2022: €21k
2023: €13k
2024: €18k
2019 → 2025
Working capital
€-63k▼ 27.8%
2024 · €-49k
2019: €-55k
2020: €-42k
2021: €-35k
2022: €-31k
2023: €-49k
2024: €-49k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€93k▲ 28.3%€107k▲ 14.1%€124k▲ 16.9%€121k▼ 2.7%
Operating result€-50k-€31k€21k▼ 33.3%€30k▲ 47.8%€-4k
Net result€-61k-€21k€13k▼ 36.2%€18k▲ 36.6%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €30k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €858k
Fixed assets
€619k ▲ 68.9%
Current assets
€239k ▲ 823%
Equity and liabilities €858k
Equity
€121k ▼ 2.7%
Debt
€737k ▲ 175%
Debt's share of the balance-sheet total rises from 68.3% to 85.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €48k
Cash flow
€50k▲
2024 · €35k
Current ratio
0.79▲
2024 · 0.35
Debt to equity
6.09▲
2024 · 2.15
ROE
-2.8%▼
2024 · 14.4%
ROA
-0.4%▼
2024 · 4.6%
Interest coverage
51.64▲
2024 · 13.74
Debt ≤ 1 year
€302k▲
2024 · €75k
Debt > 1 year
€435k▲
2024 · €190k
Income taxes
€-5▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€392k€858k▲
Fixed assets21/28€366k€619k▲
Tangible fixed assets22/27€366k€619k▲
Land and buildings22€366k€619k▲
Current assets29/58€26k€239k▲
Amounts receivable within one year40/41€13k€391▼
Trade receivables40€13k€391▼
Cash at bank and in hand54/58€13k€239k▲
Equity and liabilities
Total equity and liabilities10/49€392k€858k▲
Equity10/15€124k€121k▼
Contributions10/11€19k€19k=
Reserves13€106k€102k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€106k€102k▼
Profit (loss) carried forward14€130€28▼
Amounts payable17/49€268k€737k▲
Amounts payable after more than one year17€190k€435k▲
Financial debts170/4€190k€435k▲
Amounts payable within one year42/48€75k€302k▲
Current portion of amounts payable after more than one year42€32k€0▼
Financial debts43€12k€12k=
Credit institutions430/8€12k€12k=
Trade debts44€10k€281k▲
Suppliers440/4€10k€281k▲
Taxes, remuneration and social security45€13k€5k▼
Taxes450/3€13k€5k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€8k€4k▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€54k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€50k€52k▲
Operating profit (loss)9901€30k€-4k▼
Financial income75/76B€4€1k▲
Recurring financial income75€4€1k▲
Financial charges65/66B€3k€974▼
Recurring financial charges65€3k€974▼
Profit (loss) for the period before taxes9903€27k€-3k▼
Income taxes67/77€9k€-5▼
Profit (loss) for the period9904€18k€-3k▼
Profit (loss) for the period to be appropriated9905€18k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-3k▼
Profit (loss) brought forward from the previous period14P€101€130▲
Transfer from equity791/2-€3k
Transfer to equity691/2€18k€0▼
To other reserves6921€18k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
09-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
31-03
Financial
Equity above €100kEq €107k ▲14.1%
2 profitable years in a row build equity to €107k.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgenbergstraat 93220 HolsbeekGround area
3,393 m²
Building footprint
562 m²
Volume, LiDAR
2,496 m³
Parcel 24103B0368/00F000, Flanders · tallest building 14.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LIVELLO
since 20082.175.219.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24103B0368/00F000 | Flanders | 3,393 m² | 1 · 562 m² | 14.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHolsbeek2.175.219.060
Similar companies · same sector, comparable size
NOSHAQ PARTNERS
BE 0808.219.836
Liège · Eq €121,071
VELMO
BE 0799.821.220
Bocholt · Eq €121,103
P.F.X. INVEST
BE 0757.977.202
Chimay · Eq €121,111
MADEVO CONSULTING
BE 0550.446.096
Vilvoorde · Eq €121,122
Molior
BE 0656.873.211
Sint-Martens-Latem · Eq €121,025
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,853 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2008
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
55204Guest rooms (bed and breakfast)
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.